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CBJ Consulting

Active
Private limited companyfounded 20232 yrs activeFrançois Beuckelaersstraat 10, 1785 Merchtem, BelgiumKBO/BCE: BE 1001.346.935
Summary

CBJ Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18,594 and a net result of €16,594. The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

What they do
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
How big
€70,555total assets 2024
Equity
€18,594
Profit
€16,594
Turnover not published (abridged schema)
Financially healthy?
83 Excellent Checked score 2024
Bankruptcy chance 12 m
0.4%
Who decides
Accounts 44 d early0 of 1 deed read
Why 83- Figures for FY 2024 (filed 18-09-2025)- Founded in 2023+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €70,555Show the evidence

Checked score

Score 2024
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 51
equity 26.4% of total assets
Liquidity 72
short-term debt 33.3% · cash 29.3%
Profitability 98
return on assets 23.5%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Figures for FY 2024 (filed 18-09-2025) raises the probability
  • Size: total assets €70,555 lowers the probability for this profile
  • Founded in 2023 raises the probability for this profile
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.46; short-term debt: 33.3% and cash: 29.3% of total assets), and 73.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 26%, liquidity 55%, profitability 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2024 (filed 18-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €70,555
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
44 d early
2024
48 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 2024first fiscal year filed €70,555 View
  • Active since 2023founded 18-10-2023 2 years View

By topic

Financials

Fiscal year
2024
Total assets
€70,555
Profit
€16,594
Solvency
26.4%
Go to Financials

Timeline

Events
2
Since
2025
Next accounts
by 31-07-2027
  1. 17-06-2026Annual accounts filed
  2. 17-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
18-10-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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