CBF GROUP
ActiveSummary
The computed 12-month bankruptcy probability of CBF GROUP is 2.5% (moderate). The 2025 annual accounts show equity of €23k and a net result of €21k. Its solvency ranks better than 52% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency74
Growth-
Track record67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.82; short-term debt: 50.7% and cash: 17.8% of total assets), and 50.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.3%
Return on assets
45%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€23k
Total assets
€47k
Net result
€21k
Working capital
€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €47k
Fixed assets
€27k
Current assets
€19k
Equity and liabilities €47k
Equity
€23k
Debt
€24k
Debt finances 50.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k
Cash flow
€26k
Current ratio
0.82
Debt to equity
1.03
ROE
91.3%
ROA
45.0%
Interest coverage
877.84
Debt ≤ 1 year
€24k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet
Code2025
Assets
Total assets20/58€47k
Fixed assets21/28€27k
Tangible fixed assets22/27€27k
Furniture and vehicles24€27k
Current assets29/58€19k
Amounts receivable within one year40/41€11k
Trade receivables40€9k
Other amounts receivable41€2k
Cash at bank and in hand54/58€8k
Equity and liabilities
Total equity and liabilities10/49€47k
Equity10/15€23k
Contributions10/11€2k
Profit (loss) carried forward14€21k
Amounts payable17/49€24k
Amounts payable within one year42/48€24k
Trade debts44€18k
Suppliers440/4€18k
Taxes, remuneration and social security45€6k
Taxes450/3€5k
Remuneration and social security454/9€374
Other amounts payable47/48€27
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€156
Gross operating margin9900€32k
Operating profit (loss)9901€26k
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903€26k
Income taxes67/77€5k
Profit (loss) for the period9904€21k
Profit (loss) for the period to be appropriated9905€21k
Appropriation of the result
Profit (loss) to be appropriated9906€21k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k |
| Other operating charges640/8 | €156 |
| Gross operating margin9900 | €32k |
| Operating profit (loss)9901 | €26k |
| Financial charges65/66B | €36 |
| Recurring financial charges65 | €36 |
| Profit (loss) for the period before taxes9903 | €26k |
| Income taxes67/77 | €5k |
| Profit (loss) for the period9904 | €21k |
| Profit (loss) for the period to be appropriated9905 | €21k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €47k | |
| Fixed assets21/28 | €27k | |
| Tangible fixed assets22/27 | €27k | |
| Furniture and vehicles24 | €27k | |
| Current assets29/58 | €19k | |
| Amounts receivable within one year40/41 | €11k | |
| Trade receivables40 | €9k | |
| Other amounts receivable41 | €2k | |
| Cash at bank and in hand54/58 | €8k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €47k | |
| Equity10/15 | €23k | |
| Contributions10/11 | €2k | |
| Profit (loss) carried forward14 | €21k | |
| Amounts payable17/49 | €24k | |
| Amounts payable within one year42/48 | €24k | |
| Trade debts44 | €18k | |
| Suppliers440/4 | €18k | |
| Taxes, remuneration and social security45 | €6k | |
| Taxes450/3 | €5k | |
| Remuneration and social security454/9 | €374 | |
| Other amounts payable47/48 | €27 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €21k |
| + Depreciation and write-downs630 | €5k |
| Operating cash flow (approximation) | €26k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2024
Ground area
180 m²
Building footprint
101 m²
Volume, LiDAR
1,849 m³
Parcel 21562A0464/00D008, Brussels · tallest building 21.6 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CBF GROUP
since 20242.366.344.593
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0464/00D008 | Brussels | 180 m² | 1 · 101 m² | 21.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PARTNER PROMPT
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TABECON
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MATTHIEU-PROJECTS
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,362. 1,822 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
Contact
E-mail
cbfclebson@gmail.com
E-mail
info@cbf-group.eu
Scores and ratios are computed by Checked and are not a credit decision.