CBB GROUP
ActiveSummary
The computed 12-month bankruptcy probability of CBB GROUP is 3.7% (moderate). The annual accounts of CBB GROUP for fiscal year 2025 show a net loss of 64% of total assets and of 84% of the equity at the start of that year. The 2025 annual accounts show equity of €4,075 and a net result of -€21,179. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 18537 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-92
Solvency37▼-22
Growth22▼-30
Track record92
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.56 against 2.17 in 2024; short-term debt: 57.8% and cash: 63.2% of total assets), but 87.7% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.3%
Return on assets
-64.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
17 d late
2022
21 d late
2021
24 d early
2020
13 d late
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€156,639▼ 45.8%
2018 · €288,776
EBIT margin
-10.6%▼ 11.4pp
2018 · 0.7%
Net result
-€21,179
2024 · €13,988
Working capital
€10,685▼ 64.9%
2024 · €30,423
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€24,110-€1,872€4,557€20,154▲ 342%-€18,324
Net result€22,432-€4,948€1,086€13,988▲ 1,188%-€21,179
EBIT margin
Equity€2,728€10,180▲ 273%€11,266▲ 10.7%€25,254▲ 124%€4,075▼ 83.9%
Total assets€63,752▲ 53.7%€62,726▼ 1.6%€61,567▼ 1.8%€73,860▲ 20.0%€33,009▼ 55.3%
Debt€61,024▼ 0.3%€52,546▼ 13.9%€50,301▼ 4.3%€48,606▼ 3.4%€28,934▼ 40.5%
Working capital-€7,563▲ 65.4%€8,195€14,890▲ 81.7%€30,423▲ 104%€10,685▼ 64.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18,324 after €20,154 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33,009
Fixed assets
€3,254 ▼ 81.2%
Current assets
€29,754 ▼ 47.4%
Equity and liabilities €33,009
Equity
€4,075 ▼ 83.9%
Debt
€28,934 ▼ 40.5%
Debt's share of the balance-sheet total rises from 65.8% to 87.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€12,973▼
2024 · €34,416
Cash flow
-€15,828▼
2024 · €28,250
Current ratio
1.56▼
2024 · 2.17
Debt to equity
7.10▲
2024 · 1.92
ROE
-519.8%▼
2024 · 55.4%
ROA
-64.2%▼
2024 · 18.9%
Interest coverage
-4.54▼
2024 · 10.65
Debt ≤ 1 year
€19,069▼
2024 · €26,101
Debt > 1 year
€9,665▼
2024 · €22,505
Staff costs
€2,900
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,136 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
5.9%
went bankrupt
6.6%
stopped otherwise
86%
still going
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,467 | - | - | - | €2,900 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,323 | €9,306 | €14,021 | €14,262 | €5,351 | ▼ 62.5% |
| Other operating charges640/8 | €1,684 | €13,940 | €682 | €198 | €6,582 | ▲ 3,219% |
| Gross operating margin9900 | €32,584 | €21,374 | €19,260 | €34,614 | -€3,491 | ▼ 110% |
| Operating profit (loss)9901 | €24,110 | -€1,872 | €4,557 | €20,154 | -€18,324 | ▼ 191% |
| Financial income75/76B | €8 | €1 | - | - | - | - |
| Recurring financial income75 | €8 | €1 | - | - | - | - |
| Financial charges65/66B | €1,376 | €3,077 | €3,471 | €3,231 | €2,855 | ▼ 11.6% |
| Recurring financial charges65 | €1,376 | €3,077 | €3,471 | €3,231 | €2,855 | ▼ 11.6% |
| Profit (loss) for the period before taxes9903 | €22,742 | -€4,948 | €1,086 | €16,923 | -€21,179 | ▼ 225% |
| Income taxes67/77 | €310 | - | - | €2,935 | - | - |
| Profit (loss) for the period9904 | €22,432 | -€4,948 | €1,086 | €13,988 | -€21,179 | ▼ 251% |
| Profit (loss) for the period to be appropriated9905 | €22,432 | -€4,948 | €1,086 | €13,988 | -€21,179 | ▼ 251% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €63,752 | €62,726 | €61,567 | €73,860 | €33,009 | ▼ 55.3% |
| Fixed assets21/28 | €26,131 | €31,119 | €17,097 | €17,335 | €3,254 | ▼ 81.2% |
| Tangible fixed assets22/27 | €26,131 | €31,119 | €17,097 | €17,335 | €3,254 | ▼ 81.2% |
| Plant, machinery and equipment23 | €12,982 | - | - | - | - | - |
| Furniture and vehicles24 | €12,415 | €31,119 | €17,097 | €17,335 | €3,254 | ▼ 81.2% |
| Leasing and similar rights25 | €733 | - | - | - | - | - |
| Current assets29/58 | €37,621 | €31,607 | €44,470 | €56,525 | €29,754 | ▼ 47.4% |
| Stocks and contracts in progress3 | €1,815 | - | - | - | - | - |
| Stocks30/36 | €1,815 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €8,137 | €7,345 | €14,455 | €31,569 | €8,581 | ▼ 72.8% |
| Trade receivables40 | €8,107 | €6,500 | €13,213 | €28,818 | - | - |
| Other amounts receivable41 | €30 | €845 | €1,241 | €2,751 | €8,581 | ▲ 212% |
| Cash at bank and in hand54/58 | €26,350 | €23,838 | €29,941 | €22,212 | €20,869 | ▼ 6.0% |
| Deferred charges and accrued income490/1 | €1,318 | €424 | €74 | €2,743 | €305 | ▼ 88.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €63,752 | €62,726 | €61,567 | €73,860 | €33,009 | ▼ 55.3% |
| Equity10/15 | €2,728 | €10,180 | €11,266 | €25,254 | €4,075 | ▼ 83.9% |
| Contributions10/11 | €6,200 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €6,200 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Uncalled capital101 | €12,400 | - | - | - | - | - |
| Reserves13 | €1,377 | €1,377 | €1,377 | €1,377 | €1,377 | = |
| Non-distributable reserves130/1 | €1,377 | €1,377 | €1,377 | €1,377 | €1,377 | = |
| Legal reserve130 | €1,377 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,377 | €1,377 | €1,377 | €1,377 | = |
| Profit (loss) carried forward14 | -€4,849 | -€9,797 | -€8,711 | €5,277 | -€15,903 | ▼ 401% |
| Amounts payable17/49 | €61,024 | €52,546 | €50,301 | €48,606 | €28,934 | ▼ 40.5% |
| Amounts payable after more than one year17 | €15,841 | €29,134 | €18,122 | €22,505 | €9,665 | ▼ 57.1% |
| Financial debts170/4 | €15,841 | €29,134 | €18,122 | €22,505 | €9,665 | ▼ 57.1% |
| Amounts payable within one year42/48 | €45,183 | €23,412 | €29,580 | €26,101 | €19,069 | ▼ 26.9% |
| Current portion of amounts payable after more than one year42 | €17,488 | €13,023 | €13,713 | €11,808 | €12,840 | ▲ 8.7% |
| Financial debts43 | - | - | - | - | €17 | - |
| Credit institutions430/8 | - | - | - | - | €17 | - |
| Trade debts44 | €20,117 | €7,876 | €4,593 | €1,551 | €602 | ▼ 61.2% |
| Suppliers440/4 | €20,117 | €7,876 | €4,593 | €1,551 | €602 | ▼ 61.2% |
| Taxes, remuneration and social security45 | €7,055 | €2,513 | €5,915 | €8,295 | €3,663 | ▼ 55.8% |
| Taxes450/3 | €7,055 | €2,513 | €5,915 | €8,295 | €3,663 | ▼ 55.8% |
| Other amounts payable47/48 | €523 | - | €5,359 | €4,448 | €1,948 | ▼ 56.2% |
| Accrued charges and deferred income492/3 | - | - | €2,600 | - | €200 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,432 | -€4,948 | €1,086 | €13,988 | -€21,179 | ▼ 251% |
| + Depreciation and write-downs630 | €5,323 | €9,306 | €14,021 | €14,262 | €5,351 | ▼ 62.5% |
| Operating cash flow (approximation) | €27,755 | €4,358 | €15,108 | €28,250 | -€15,828 | ▼ 156% |
| Investment in fixed assets (approximation) | - | -€14,294 | €0 | -€14,500 | €8,730 | ▲ 160% |
| Change in cash | - | -€2,512 | €6,103 | -€7,729 | -€1,343 | ▲ 82.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet -€21,179
Net result drops to -€21,179, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
14-02
KBO administration
Address struck
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
31-12
Financial
Back to profitnet €1,086
Net result €1,086 after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €22,432
Net result €22,432 after 2 loss-making years.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2017
Ground area
123 m²
Building footprint
21 m²
Volume, LiDAR
163 m³
Parcel 62113A0934/00B002, Wallonia · tallest building 8.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BBC EXPRESS
since 20172.270.590.945
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62113A0934/00B002 | Wallonia | 123 m² | 1 · 21 m² | 8.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 415 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-08-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
47222Retail trade
49410Freight transport by road
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0680565658
Registered
24-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.