Cb. TEX
ActiveSummary
Cb. TEX has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €513k and a net result of €300k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 89% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+8
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 10.81 against 7.61 in 2024; short-term debt: 9.1% and cash: 47.8% of total assets), and 9.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.9%
Return on assets
53.1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
4 d late
2023
6 d early
2022
2 d late
2021
16 d late
2020
4 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€513k▲ 51.3%
2024 · €339k
Total assets
€565k▲ 56.2%
2024 · €361k
Net result
€300k▲ 347%
2024 · €67k
Working capital
€505k▲ 246%
2024 · €146k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€60k▼ 19.6%€29k▼ 51.7%€59k▲ 102%€92k▲ 57.6%€429k▲ 364%
Net result€40k▼ 15.1%€18k▼ 55.6%€41k▲ 126%€67k▲ 65.4%€300k▲ 347%
Equity€331k▲ 13.9%€260k▼ 21.5%€301k▲ 15.6%€339k▲ 12.8%€513k▲ 51.3%
Total assets€350k▼ 12.0%€279k▼ 20.2%€321k▲ 14.8%€361k▲ 12.6%€565k▲ 56.2%
Debt€19k▼ 82.3%€19k▲ 2.0%€20k▲ 4.9%€22k▲ 8.8%€51k▲ 133%
Working capital€98k▲ 94.6%€39k▼ 60.6%€97k▲ 151%€146k▲ 50.0%€505k▲ 246%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 364% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €565k
Fixed assets
€8k ▼ 95.6%
Current assets
€556k ▲ 231%
Equity and liabilities €565k
Equity
€513k ▲ 51.3%
Debt
€51k ▲ 133%
Debt's share of the balance-sheet total rises from 6.1% to 9.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€430k▲
2024 · €105k
Cash flow
€301k▲
2024 · €79k
Current ratio
10.81▲
2024 · 7.61
Debt to equity
0.10▲
2024 · 0.07
ROE
58.4%▲
2024 · 19.8%
ROA
53.1%▲
2024 · 18.5%
Interest coverage
683.82▼
2024 · 695.86
Debt ≤ 1 year
€51k▲
2024 · €22k
Income taxes
€135k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €337k | - |
| Remuneration, social security and pensions62 | - | €392 | €392 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19k | €21k | €22k | €12k | €1k | ▼ 90.7% |
| Other operating charges640/8 | - | €2k | €2k | €2k | €2k | ▼ 23.7% |
| Gross operating margin9900 | €82k | €52k | €83k | €107k | €432k | ▲ 303% |
| Operating profit (loss)9901 | €60k | €29k | €59k | €92k | €429k | ▲ 364% |
| Financial income75/76B | - | €472 | €1k | €2k | €6k | ▲ 201% |
| Recurring financial income75 | €2k | €472 | €1k | €2k | €6k | ▲ 201% |
| Financial charges65/66B | - | €2k | €1k | €151 | €629 | ▲ 317% |
| Recurring financial charges65 | €185 | €2k | €1k | €151 | €629 | ▲ 317% |
| Profit (loss) for the period before taxes9903 | €61k | €27k | €59k | €94k | €435k | ▲ 361% |
| Income taxes67/77 | €21k | €9k | €18k | €27k | €135k | ▲ 394% |
| Profit (loss) for the period9904 | €40k | €18k | €41k | €67k | €300k | ▲ 347% |
| Profit (loss) for the period to be appropriated9905 | €40k | €18k | €41k | €67k | €300k | ▲ 347% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €350k | €279k | €321k | €361k | €565k | ▲ 56.2% |
| Fixed assets21/28 | €233k | €222k | €203k | €193k | €8k | ▼ 95.6% |
| Tangible fixed assets22/27 | €233k | €222k | €203k | €193k | €8k | ▼ 95.6% |
| Land and buildings22 | - | €194k | €186k | €178k | - | - |
| Plant, machinery and equipment23 | - | €19k | €14k | €13k | €1k | ▼ 92.0% |
| Furniture and vehicles24 | - | €10k | €3k | €2k | €7k | ▲ 264% |
| Current assets29/58 | €117k | €57k | €118k | €168k | €556k | ▲ 231% |
| Amounts receivable within one year40/41 | €53k | €37k | €52k | €30k | €284k | ▲ 842% |
| Trade receivables40 | - | €19k | €23k | €20k | €23k | ▲ 19.4% |
| Other amounts receivable41 | - | €18k | €28k | €11k | €261k | ▲ 2,358% |
| Current investments50/53 | - | €62 | - | - | - | - |
| Cash at bank and in hand54/58 | €56k | €12k | €63k | €131k | €270k | ▲ 105% |
| Deferred charges and accrued income490/1 | - | €9k | €3k | €6k | €2k | ▼ 68.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €350k | €279k | €321k | €361k | €565k | ▲ 56.2% |
| Equity10/15 | €331k | €260k | €301k | €339k | €513k | ▲ 51.3% |
| Reserves13 | €299k | €260k | €301k | €339k | €513k | ▲ 51.3% |
| Distributable reserves133 | - | €260k | €301k | €339k | €513k | ▲ 51.3% |
| Profit (loss) carried forward14 | €14k | €60 | €71 | €171 | €241 | ▲ 41.0% |
| Amounts payable17/49 | €19k | €19k | €20k | €22k | €51k | ▲ 133% |
| Amounts payable within one year42/48 | €19k | €18k | €20k | €22k | €51k | ▲ 133% |
| Financial debts43 | - | - | €0 | - | - | - |
| Credit institutions430/8 | - | - | €0 | - | - | - |
| Trade debts44 | €1k | €3k | €3k | €2k | €9k | ▲ 322% |
| Suppliers440/4 | - | €3k | €3k | €2k | €9k | ▲ 322% |
| Taxes, remuneration and social security45 | - | €16k | €18k | €20k | €43k | ▲ 113% |
| Taxes450/3 | - | €16k | €18k | €20k | €43k | ▲ 113% |
| Accrued charges and deferred income492/3 | - | €927 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40k | €18k | €41k | €67k | €300k | ▲ 347% |
| + Depreciation and write-downs630 | €19k | €21k | €22k | €12k | €1k | ▼ 90.7% |
| Operating cash flow (approximation) | €60k | €39k | €62k | €79k | €301k | ▲ 278% |
| Investment in fixed assets (approximation) | - | €-10k | €-3k | €-2k | €184k | ▲ 7,815% |
| Change in cash | - | €-44k | €51k | €69k | €138k | ▲ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-06
Financial
Highest result since 2019net €300k ▲347%
Operating result €429k, net result €300k, both a record.
30-06
Financial
Equity above €500kEq €513k ▲51.3%
7 profitable years in a row build equity to €513k.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-06
Financial
Weakest financial yearnet €18k ▼55.6%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
30-06
Financial
Liquidity quadruplescurrent ratio 6.18
Current ratio from 1.50 to 6.18; short-term debt falls from €101k to €19k.
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 1999
Ground area
595 m²
Building footprint
126 m²
Volume, LiDAR
501 m³
Parcel 23080B0135/00H000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rossemstraat 5, 1840 Londerzeel
since 19992.091.008.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23080B0135/00H000 | Flanders | 595 m² | 1 · 126 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845001CD48FN7EA5704
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DANED
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 34,443 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-1998
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.