CB-RESTO
ActiveSummary
The computed 12-month bankruptcy probability of CB-RESTO is 2.1% (moderate). The 2025 annual accounts show negative equity (€-50k) and a net result of €-32k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 13% of 3705 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-47
Solvency0▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.64 in 2024; short-term debt: 133% and cash: 16.7% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-37.8%
Return on assets
-24.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-50k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
69 d late
2022
60 d late
2021
61 d late
2020
55 d late
2019
66 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-50k▼ 179%
2024 · €-18k
2018: €-72klowest in 8 years
2019: €-60k▲ +16.6% vs 2018
2020: €-57k▲ +4.4% vs 2019
2021: €66k▲ +215% vs 2020highest in 8 years
2022: €55k▼ -16.8% vs 2021
2023: €-25k▼ -145% vs 2022
2024: €-18k▲ +28.1% vs 2023
2025: €-50k▼ -179% vs 2024
2018 → 2025
Total assets
€132k▼ 14.9%
2024 · €155k
2018: €270k
2019: €295k▲ +9.1% vs 2018
2020: €206k▼ -30.1% vs 2019
2021: €353k▲ +71.6% vs 2020highest in 8 years
2022: €253k▼ -28.3% vs 2021
2023: €197k▼ -22.4% vs 2022
2024: €155k▼ -21.0% vs 2023
2025: €132k▼ -14.9% vs 2024lowest in 8 years
2018 → 2025
Net result
€-32k
2024 · €7k
2018: €-33k
2019: €12k▲ +136% vs 2018
2020: €3k▼ -77.9% vs 2019
2021: €123k▲ +4571% vs 2020highest in 8 years
2022: €-11k▼ -109% vs 2021
2023: €-80k▼ -621% vs 2022lowest in 8 years
2024: €7k▲ +109% vs 2023
2025: €-32k▼ -558% vs 2024
2018 → 2025
Working capital
€-84k▼ 41.8%
2024 · €-59k
2018: €-137klowest in 8 years
2019: €-119k▲ +13.1% vs 2018
2020: €-96k▲ +19.3% vs 2019
2021: €8k▲ +108% vs 2020highest in 8 years
2022: €-7k▼ -192% vs 2021
2023: €-64k▼ -795% vs 2022
2024: €-59k▲ +8.1% vs 2023
2025: €-84k▼ -41.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€55k▼ 16.8%€-25k€-18k▲ 28.1%€-50k▼ 179%
2021: €66khighest in 5 years
2022: €55k▼ -16.8% vs 2021
2023: €-25k▼ -145% vs 2022
2024: €-18k▲ +28.1% vs 2023
2025: €-50k▼ -179% vs 2024lowest in 5 years
Operating result€133k-€-2k€-96k▼ 4,157%€6k€-24k
2021: €133khighest in 5 years
2022: €-2k▼ -102% vs 2021
2023: €-96k▼ -4157% vs 2022lowest in 5 years
2024: €6k▲ +106% vs 2023
2025: €-24k▼ -503% vs 2024
Net result€123k-€-11k€-80k▼ 621%€7k€-32k
2021: €123khighest in 5 years
2022: €-11k▼ -109% vs 2021
2023: €-80k▼ -621% vs 2022lowest in 5 years
2024: €7k▲ +109% vs 2023
2025: €-32k▼ -558% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €24k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€40k ▼ 16.8%
Current assets
€92k ▼ 14.0%
Key figures and ratios
EBITDA
€-6k▼
2024 · €29k
Cash flow
€-14k▼
2024 · €30k
Solvency
-37.8%▼
2024 · -11.5%
Current ratio
0.52▼
2024 · 0.64
Quick ratio
0.15▼
2024 · 0.24
Debt to equity
-3.65▲
2024 · -9.69
ROA
-24.2%▼
2024 · 4.5%
Interest coverage
-0.79▼
2024 · 2.75
Debt
€182k▲
2024 · €173k
Debt ≤ 1 year
€176k▲
2024 · €166k
Income taxes
€264▲
2024 · €256
Staff costs
€280k▼
2024 · €297k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€155k€132k▼
Fixed assets21/28€48k€40k▼
Tangible fixed assets22/27€46k€38k▼
Plant, machinery and equipment23€31k€19k▼
Furniture and vehicles24€8k€14k▲
Other tangible fixed assets26€7k€5k▼
Financial fixed assets28€2k€2k=
Current assets29/58€107k€92k▼
Stocks and contracts in progress3€68k€65k▼
Stocks30/36€68k€65k▼
Amounts receivable within one year40/41€5k€5k▼
Trade receivables40€4k€4k▼
Other amounts receivable41€892€1k▲
Cash at bank and in hand54/58€26k€22k▼
Deferred charges and accrued income490/1€9k€351▼
Equity and liabilities
Total equity and liabilities10/49€155k€132k▼
Equity10/15€-18k€-50k▼
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Reserves13€94k€94k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€75k€75k=
Profit (loss) carried forward14€-132k€-164k▼
Amounts payable17/49€173k€182k▲
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€166k€176k▲
Current portion of amounts payable after more than one year42€25k€6k▼
Financial debts43€6k€21k▲
Credit institutions430/8€6k€21k▲
Trade debts44€48k€44k▼
Suppliers440/4€48k€44k▼
Advances received on contracts in progress46€1k€700▼
Taxes, remuneration and social security45€49k€53k▲
Taxes450/3€17k€19k▲
Remuneration and social security454/9€32k€34k▲
Other amounts payable47/48€37k€51k▲
Accrued charges and deferred income492/3€600€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€297k€280k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€18k▼
Other operating charges640/8€9k€14k▲
Gross operating margin9900€334k€288k▼
Operating profit (loss)9901€6k€-24k▼
Financial income75/76B€12k-
Recurring financial income75€12k-
Non-recurring financial income76B€12k-
Financial charges65/66B€10k€7k▼
Recurring financial charges65€10k€7k▼
Profit (loss) for the period before taxes9903€7k€-32k▼
Income taxes67/77€256€264▲
Profit (loss) for the period9904€7k€-32k▼
Profit (loss) for the period to be appropriated9905€7k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-132k€-164k▼
Profit (loss) brought forward from the previous period14P€-139k€-132k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2k | €4k | - | - | - | - |
| Remuneration, social security and pensions62 | €144k | €270k | €277k | €297k | €280k | ▼ 5.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €19k | €23k | €23k | €18k | ▼ 18.3% |
| Other operating charges640/8 | €3k | €13k | €9k | €9k | €14k | ▲ 62.1% |
| Gross operating margin9900 | €298k | €299k | €211k | €334k | €288k | ▼ 13.8% |
| Operating profit (loss)9901 | €133k | €-2k | €-96k | €6k | €-24k | ▼ 503% |
| Financial income75/76B | €0 | - | €28k | €12k | - | - |
| Recurring financial income75 | €0 | - | €28k | €12k | - | - |
| Non-recurring financial income76B | - | - | €28k | €12k | - | - |
| Financial charges65/66B | €10k | €9k | €11k | €10k | €7k | ▼ 27.8% |
| Recurring financial charges65 | €10k | €9k | €11k | €10k | €7k | ▼ 27.8% |
| Profit (loss) for the period before taxes9903 | €124k | €-11k | €-80k | €7k | €-32k | ▼ 538% |
| Income taxes67/77 | €213 | €298 | €267 | €256 | €264 | ▲ 3.1% |
| Profit (loss) for the period9904 | €123k | €-11k | €-80k | €7k | €-32k | ▼ 558% |
| Profit (loss) for the period to be appropriated9905 | €123k | €-11k | €-80k | €7k | €-32k | ▼ 558% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €353k | €253k | €197k | €155k | €132k | ▼ 14.9% |
| Fixed assets21/28 | €75k | €88k | €71k | €48k | €40k | ▼ 16.8% |
| Tangible fixed assets22/27 | €73k | €85k | €69k | €46k | €38k | ▼ 17.6% |
| Plant, machinery and equipment23 | €55k | €58k | €44k | €31k | €19k | ▼ 38.0% |
| Furniture and vehicles24 | €4k | €16k | €16k | €8k | €14k | ▲ 62.1% |
| Other tangible fixed assets26 | €13k | €11k | €9k | €7k | €5k | ▼ 24.1% |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €278k | €166k | €126k | €107k | €92k | ▼ 14.0% |
| Stocks and contracts in progress3 | €83k | €75k | €74k | €68k | €65k | ▼ 4.1% |
| Stocks30/36 | €83k | €75k | €74k | €68k | €65k | ▼ 4.1% |
| Amounts receivable within one year40/41 | €38k | €41k | €26k | €5k | €5k | ▼ 3.9% |
| Trade receivables40 | €4k | €1k | €5k | €4k | €4k | ▼ 9.4% |
| Other amounts receivable41 | €34k | €40k | €21k | €892 | €1k | ▲ 20.5% |
| Cash at bank and in hand54/58 | €153k | €49k | €26k | €26k | €22k | ▼ 13.6% |
| Deferred charges and accrued income490/1 | €4k | €867 | €291 | €9k | €351 | ▼ 96.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €353k | €253k | €197k | €155k | €132k | ▼ 14.9% |
| Equity10/15 | €66k | €55k | €-25k | €-18k | €-50k | ▼ 179% |
| Contributions10/11 | €19k | €19k | €19k | €20k | €20k | = |
| Capital10 | €19k | €19k | €19k | - | - | - |
| Issued capital100 | €19k | €19k | €19k | - | - | - |
| Outside capital11 | - | - | - | €20k | €20k | = |
| Other1109/19 | - | - | - | €20k | €20k | = |
| Reserves13 | €96k | €96k | €96k | €94k | €94k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Legal reserve130 | €2k | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | €19k | €19k | €19k | €19k | €19k | = |
| Distributable reserves133 | €75k | €75k | €75k | €75k | €75k | = |
| Profit (loss) carried forward14 | €-48k | €-59k | €-139k | €-132k | €-164k | ▼ 24.3% |
| Amounts payable17/49 | €287k | €198k | €222k | €173k | €182k | ▲ 5.2% |
| Amounts payable after more than one year17 | €17k | €25k | €31k | €6k | - | - |
| Financial debts170/4 | €17k | €25k | €31k | €6k | - | - |
| Amounts payable within one year42/48 | €270k | €173k | €190k | €166k | €176k | ▲ 5.8% |
| Current portion of amounts payable after more than one year42 | €7k | €16k | €30k | €25k | €6k | ▼ 74.2% |
| Financial debts43 | €18k | €18k | €5k | €6k | €21k | ▲ 240% |
| Credit institutions430/8 | €18k | €18k | €5k | €6k | €21k | ▲ 240% |
| Trade debts44 | €46k | €39k | €59k | €48k | €44k | ▼ 6.8% |
| Suppliers440/4 | €46k | €39k | €59k | €48k | €44k | ▼ 6.8% |
| Advances received on contracts in progress46 | - | - | - | €1k | €700 | ▼ 30.0% |
| Taxes, remuneration and social security45 | €50k | €50k | €58k | €49k | €53k | ▲ 6.4% |
| Taxes450/3 | €16k | €16k | €24k | €17k | €19k | ▲ 8.8% |
| Remuneration and social security454/9 | €34k | €34k | €34k | €32k | €34k | ▲ 5.1% |
| Other amounts payable47/48 | €149k | €50k | €38k | €37k | €51k | ▲ 36.4% |
| Accrued charges and deferred income492/3 | - | €680 | - | €600 | €6k | ▲ 952% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €123k | €-11k | €-80k | €7k | €-32k | ▼ 558% |
| + Depreciation and write-downs630 | €18k | €19k | €23k | €23k | €18k | ▼ 18.3% |
| Operating cash flow (approximation) | €141k | €8k | €-57k | €30k | €-14k | ▼ 146% |
| Investment in fixed assets (approximation) | - | €-31k | €-6k | €0 | €-10k | - |
| Change in cash | - | €-104k | €-22k | €-654 | €-3k | ▼ 435% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
31-12
Financial
Weakest financial yearnet €-80k
Net result drops to €-80k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €123k ▲4,571%
Operating result €133k, net result €123k, both a record.
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2003
Ground area
600 m²
Building footprint
240 m²
Volume, LiDAR
2,244 m³
2 parcels, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
La Table du Boucher
since 20032.133.414.634
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019C0096/00D002 | Wallonia | 350 m² | 1 · 56 m² | 5.7 m · 1 fl. |
| 53403G0426/00B000 | Wallonia | 250 m² | 1 · 185 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.133.414.634
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,875 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
Scores and ratios are computed by Checked and are not a credit decision.