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CB-LAW

Active
Private limited companyfounded 20187 yrs activeMartelaarslaan 402, 9000 Gent, BelgiumKBO/BCE: BE 0714.980.763
Summary

CB-LAW has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,058 and a net result of €14,836. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 13085 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

What stands out

  1. Always filed on time 7 yearsaccounts within the deadline every year
  2. 5 profitable years in a row 5 yearsprofit 2025: €14,83620192025
  3. Total assets 2025 €178,9336 fiscal years filed20202025

Overview

What they do
Activities of lawyers
NACE 69101 · 1 site
How big
€178,933total assets 2025
Equity €77,058 · Profit €14,836
Financially healthy?
77 Excellent
Bankruptcy chance 0.2% · 12 m
Who decides
Not known
0 of 2 deeds readAccounts 32 d earlyTurnover not published (abridged schema)
Why 77- Limited track record+ Lower-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability79▲+1
Solvency68▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.91 against 2.52 in 2024; short-term debt: 15.7% and cash: 11.8% of total assets), but 56.9% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43.1%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
32 d early
2024
30 d early
2023
45 d early
2022
49 d early
2021
54 d early
2020
37 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2019net €14,836 ▲15.9%
  3. Annual accounts filedfiscal year 2024 · micro…

Financials

Fiscal year 2025Total assets €178,933Profit €14,836Solvency 43.1%Liquidity 1.91
Total assets
€178,933▲ 5.1%
2019 - 2025
Net result
€14,836▲ 15.9%
2019 - 2025
Equity
€77,058▲ 23.8%
2019 - 2025
Solvency
43.1%▲ 6.5pp
2019 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years7 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€15,492€16,229▲ 4.8%€22,669▲ 39.7%€21,190▼ 6.5%€25,744▲ 21.5%
Net result€10,216within the sector's middle half€10,300within the sector's middle half▲ 0.8%€14,536within the sector's middle half▲ 41.1%€12,805within the sector's middle half▼ 11.9%€14,836within the sector's middle half▲ 15.9%
Equity€24,580below the sector's middle half▲ 71.1%€34,881within the sector's middle half▲ 41.9%€49,417within the sector's middle half▲ 41.7%€62,222within the sector's middle half▲ 25.9%€77,058within the sector's middle half▲ 23.8%
Total assets€39,749below the sector's middle half▲ 30.2%€48,768below the sector's middle half▲ 22.7%€64,995below the sector's middle half▲ 33.3%€170,306within the sector's middle half▲ 162%€178,933within the sector's middle half▲ 5.1%
Debt€15,169▼ 6.2%€13,887▼ 8.5%€15,578▲ 12.2%€108,083▲ 594%€101,875▼ 5.7%
Working capital€24,194within the sector's middle half▲ 78.0%€33,685within the sector's middle half▲ 39.2%€48,639within the sector's middle half▲ 44.4%€40,225within the sector's middle half▼ 17.3%€25,639within the sector's middle half▼ 36.3%
Solvency61.8%within the sector's middle half▲ 14.8pp71.5%within the sector's middle half▲ 9.7pp76.0%within the sector's middle half▲ 4.5pp36.5%within the sector's middle half▼ 39.5pp43.1%within the sector's middle half▲ 6.5pp
Current ratio2.59within the sector's middle half▲ 0.753.43within the sector's middle half▲ 0.834.12within the sector's middle half▲ 0.702.52within the sector's middle half▼ 1.601.91within the sector's middle half▼ 0.61
Return on assets (ROA)25.7%within the sector's middle half▲ 32.2pp21.1%within the sector's middle half▼ 4.6pp22.4%within the sector's middle half▲ 1.2pp7.5%within the sector's middle half▼ 14.8pp8.3%within the sector's middle half▲ 0.8pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2021: €15,492€15,492Net result 2021: €10,216€10,216Operating result 2022: €16,229€16,229Net result 2022: €10,300€10,300Operating result 2023: €22,669€22,669Net result 2023: €14,536€14,536Operating result 2024: €21,190€21,190Net result 2024: €12,805€12,805Operating result 2025: €25,744€25,744Net result 2025: €14,836€14,83620212022202320242025€0€10,000€20,000€30,000Operating result 2023: €22,669€22,700Net result 2023: €14,536€14,500Operating result 2024: €21,190€21,200Net result 2024: €12,805€12,800Operating result 2025: €25,744€25,700Net result 2025: €14,836€14,800202320242025
The operating result recovers in 2025; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178,933
Fixed assets €125,158 ▲ 20.7%
Current assets €53,775 ▼ 19.3%
Equity and liabilities €178,933
Equity €77,058 ▲ 23.8%
Debt €101,875 ▼ 5.7%
Debt's share of the balance-sheet total falls from 63.5% to 56.9%. Equity is higher and debt is lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€29,496▼
2024 · €34,314
Cash flow
€18,588▼
2024 · €25,929
Debt to equity
1.32▼
2024 · 1.74
ROE
19.3%▼
2024 · 20.6%
Interest coverage
6.43▼
2024 · 12.18
Debt ≤ 1 year
€28,136▲
2024 · €26,394
Debt > 1 year
€73,738▼
2024 · €81,690
Income taxes
€6,320▲
2024 · €5,602
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€170,306€178,933▲
Fixed assets21/28€103,687€125,158▲
Tangible fixed assets22/27€103,687€125,158▲
Land and buildings22€103,327€120,617▲
Plant, machinery and equipment23€360-
Furniture and vehicles24-€4,541
Current assets29/58€66,619€53,775▼
Amounts receivable within one year40/41€39,433€31,595▼
Trade receivables40€39,433€31,595▼
Cash at bank and in hand54/58€25,326€21,119▼
Deferred charges and accrued income490/1€1,859€1,062▼
Equity and liabilities
Total equity and liabilities10/49€170,306€178,933▲
Equity10/15€62,222€77,058▲
Contributions10/11€12,400€12,400=
Reserves13€49,822€64,658▲
Distributable reserves133€49,822€64,658▲
Amounts payable17/49€108,083€101,875▼
Amounts payable after more than one year17€81,690€73,738▼
Financial debts170/4€81,690€73,738▼
Amounts payable within one year42/48€26,394€28,136▲
Current portion of amounts payable after more than one year42€7,679€7,951▲
Trade debts44€6,326€4,773▼
Suppliers440/4€6,326€4,773▼
Taxes, remuneration and social security45€7,892€9,161▲
Taxes450/3€7,892€9,161▲
Other amounts payable47/48€4,497€6,252▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,123€3,752▼
Other operating charges640/8€963€987▲
Gross operating margin9900€35,277€30,483▼
Operating profit (loss)9901€21,190€25,744▲
Financial income75/76B€36-
Recurring financial income75€36-
Financial charges65/66B€2,818€4,588▲
Recurring financial charges65€2,818€4,588▲
Profit (loss) for the period before taxes9903€18,408€21,156▲
Income taxes67/77€5,602€6,320▲
Profit (loss) for the period9904€12,805€14,836▲
Profit (loss) for the period to be appropriated9905€12,805€14,836▲
Appropriation of the result
Profit (loss) to be appropriated9906€12,805€14,836▲
Transfer to equity691/2€12,805€14,836▲
To other reserves6921€12,805€14,836▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€802---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€383€434€418€13,123€3,752▼ 71.4%
Other operating charges640/8€872€2,104€937€963€987▲ 2.5%
Gross operating margin9900€16,747€18,767€24,023€35,277€30,483▼ 13.6%
Operating profit (loss)9901€15,492€16,229€22,669€21,190€25,744▲ 21.5%
Financial income75/76B€33--€36--
Recurring financial income75€33--€36--
Financial charges65/66B€100€115€1,408€2,818€4,588▲ 62.8%
Recurring financial charges65€100€115€1,408€2,818€4,588▲ 62.8%
Profit (loss) for the period before taxes9903€15,425€16,114€21,261€18,408€21,156▲ 14.9%
Income taxes67/77€5,209€5,814€6,724€5,602€6,320▲ 12.8%
Profit (loss) for the period9904€10,216€10,300€14,536€12,805€14,836▲ 15.9%
Profit (loss) for the period to be appropriated9905€10,216€10,300€14,536€12,805€14,836▲ 15.9%
Line20212022202320242025Change
Assets
Total assets20/58€39,749€48,768€64,995€170,306€178,933▲ 5.1%
Fixed assets21/28€387€1,195€778€103,687€125,158▲ 20.7%
Tangible fixed assets22/27€387€1,195€778€103,687€125,158▲ 20.7%
Land and buildings22---€103,327€120,617▲ 16.7%
Plant, machinery and equipment23€387€1,195€778€360--
Furniture and vehicles24----€4,541-
Current assets29/58€39,362€47,572€64,217€66,619€53,775▼ 19.3%
Amounts receivable within one year40/41€11,502€12,610€9,054€39,433€31,595▼ 19.9%
Trade receivables40€11,502€12,378€9,054€39,433€31,595▼ 19.9%
Other amounts receivable41-€231----
Cash at bank and in hand54/58€26,534€33,571€53,328€25,326€21,119▼ 16.6%
Deferred charges and accrued income490/1€1,326€1,391€1,835€1,859€1,062▼ 42.9%
Equity and liabilities
Total equity and liabilities10/49€39,749€48,768€64,995€170,306€178,933▲ 5.1%
Equity10/15€24,580€34,881€49,417€62,222€77,058▲ 23.8%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€12,180€22,481€37,017€49,822€64,658▲ 29.8%
Distributable reserves133€12,180€22,481€37,017€49,822€64,658▲ 29.8%
Amounts payable17/49€15,169€13,887€15,578€108,083€101,875▼ 5.7%
Amounts payable after more than one year17---€81,690€73,738▼ 9.7%
Financial debts170/4---€81,690€73,738▼ 9.7%
Amounts payable within one year42/48€15,169€13,887€15,578€26,394€28,136▲ 6.6%
Current portion of amounts payable after more than one year42---€7,679€7,951▲ 3.5%
Financial debts43€1,340€4,369----
Credit institutions430/8€1,340€4,369----
Trade debts44€3,467€8,023€4,491€6,326€4,773▼ 24.5%
Suppliers440/4€3,467€8,023€4,491€6,326€4,773▼ 24.5%
Taxes, remuneration and social security45€6,696-€8,343€7,892€9,161▲ 16.1%
Taxes450/3€6,696-€8,343€7,892€9,161▲ 16.1%
Other amounts payable47/48€3,665€1,495€2,744€4,497€6,252▲ 39.0%
Line20212022202320242025Change
Profit (loss) for the period9904€10,216€10,300€14,536€12,805€14,836▲ 15.9%
+ Depreciation and write-downs630€383€434€418€13,123€3,752▼ 71.4%
Operating cash flow (approximation)€10,599€10,734€14,954€25,929€18,588▼ 28.3%
Investment in fixed assets (approximation)--€1,243€0-€116,033-€25,223▲ 78.3%
Change in cash-€7,037€19,757-€28,001-€4,207▲ 85.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 22,057 companies in this sector we hold annual accounts for 9,060. 7,530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

10 eventsLatest 29-06-2026Next filing 31-07-2027

History

CB-LAW was incorporated on 30 November 2018.1 Total assets rose from €26,580 in 2019 to €178,933 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2019net €14,836 ▲15.9%
Operating result €25,744, net result €14,836, both a record.
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
16-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €10,216
Net result €10,216 after one loss-making year.
24-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet -€1,978
Net result drops to -€1,978, the lowest in the series; recovery starts the following year.
29-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Support & recognitions

1 funding sourceFlanders €546
Flemish government
€546
awarded · 2022 - 2025
Subsidies and aid1

Flemish government

2022 to 2025 · 4 entries · €546 awarded · €546 paid
Year Entries awardedpaid
2025 1 €93€93
2024 1 €90€90
2023 1 €141€141
2022 1 €222€222
Schemes
4 entries · €546 · €546 paid · Fonds voor Innoveren en Ondernemen

Company details

Private limited company · founded 30-11-2018Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded30-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0714980763
Also 9925:BE0714980763
Registered 09-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
173 m²
Building footprint
95 m²
Volume, LiDAR
1,077 m³
Parcel 44806F0567/00L000, Flanders · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
CB-LAW
Martelaarslaan 402, 9000 GentActivities of lawyers
since 2018unit no. 2.282.286.472
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44806F0567/00L000 Flanders 173 m² 1 · 95 m² 17.2 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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