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CB Construct

Active
Private limited companyfounded 2024active for 2 yearsBeemdstraat 27, 1601 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1013.600.312
Summary

The computed 12-month bankruptcy probability of CB Construct is 8.6% (elevated). The 2025 annual accounts show equity of €39,629 and a net result of €38,629. Its solvency ranks better than 22% of 9,100 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€264,926total assets 2025
Equity
€39,629
Profit
€38,629
Turnover not published (micro format)
Financial health
32 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
8.6%
Structure
Accounts 32 days early1 of 4 deeds read
Why 32raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Ex-officio strike-off in the KBOlowers riskFigures for financial year 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 27% of its sector peers (NACE 41, micro)
Financial strength
Weak
Solvency 40
equity 15.0% of total assets
Liquidity 10
short-term debt 85.0% · cash 5.7%
Profitability 74
return on assets 14.6%
Bankruptcy probability, 12 months
8.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,377 companies, NACE 41, micro)
Last 24 months 10-2025: 3.6%lowest value 11-2025: 3.7%▲ +0.1 percentage points vs 10-2025 12-2025: 3.8%▲ +0.1 percentage points vs 11-2025 01-2026: 4.1%▲ +0.3 percentage points vs 12-2025 02-2026: 7.7%▲ +3.6 percentage points vs 01-2026 03-2026: 13.5%▲ +5.8 percentage points vs 02-2026 04-2026: 14.0%▲ +0.5 percentage points vs 03-2026highest value 05-2026: 14.0%● unchanged vs 04-2026highest value 06-2026: 13.7%▼ -0.3 percentage points vs 05-2026 07-2026: 8.6%▼ -5.1 percentage points vs 06-2026 08-2026: 8.5%▼ -0.1 percentage points vs 07-2026 09-2026: 8.6%▲ +0.1 percentage points vs 08-2026 10-2026: 8.6%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.18; short-term debt: 85% and cash: 5.7% of total assets), and 85% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 22% on solvency, 9% on liquidity and 50% on profitability.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
−lowers risk+raises risk○neutral
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Ex-officio strike-off in the KBO
KBO publications
lowers risk · Figures for financial year 2025 (filed 29-06-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9100 sector peers (2025).
NBB · sector comparison
Position among 9100 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Address strikeout annulledKBO administration
  3. Registered officeRegistered-office move

Financials · financial year 2025, micro format

Equity
€39,629
Total assets
€264,926
Net result
€38,629
Working capital
€39,629

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €264,926
Equity €39,629
Debt €225,297
Debt finances 85.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.18
Debt to equity
5.69
ROE
97.5%
ROA
14.6%
Debt ≤ 1 year
€225,297
Income taxes
€12,168

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 8.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€264,926
Current assets29/58€264,926
Amounts receivable within one year40/41€249,925
Trade receivables40€249,475
Other amounts receivable41€450
Cash at bank and in hand54/58€15,001
Equity and liabilities
Total equity and liabilities10/49€264,926
Equity10/15€39,629
Contributions10/11€1,000
Profit (loss) carried forward14€38,629
Amounts payable17/49€225,297
Amounts payable within one year42/48€225,297
Trade debts44€213,129
Suppliers440/4€213,129
Taxes, remuneration and social security45€12,168
Taxes450/3€12,168
Income statement Code2025
Other operating charges640/8€400
Gross operating margin9900€51,772
Operating profit (loss)9901€51,372
Financial charges65/66B€575
Recurring financial charges65€575
Profit (loss) for the period before taxes9903€50,797
Income taxes67/77€12,168
Profit (loss) for the period9904€38,629
Profit (loss) for the period to be appropriated9905€38,629
Appropriation of the result
Profit (loss) to be appropriated9906€38,629

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€400
Gross operating margin9900€51,772
Operating profit (loss)9901€51,372
Financial charges65/66B€575
Recurring financial charges65€575
Profit (loss) for the period before taxes9903€50,797
Income taxes67/77€12,168
Profit (loss) for the period9904€38,629
Profit (loss) for the period to be appropriated9905€38,629
Line2025
Assets
Total assets20/58€264,926
Current assets29/58€264,926
Amounts receivable within one year40/41€249,925
Trade receivables40€249,475
Other amounts receivable41€450
Cash at bank and in hand54/58€15,001
Equity and liabilities
Total equity and liabilities10/49€264,926
Equity10/15€39,629
Contributions10/11€1,000
Profit (loss) carried forward14€38,629
Amounts payable17/49€225,297
Amounts payable within one year42/48€225,297
Trade debts44€213,129
Suppliers440/4€213,129
Taxes, remuneration and social security45€12,168
Taxes450/3€12,168
Line2025
Profit (loss) for the period9904€38,629
Operating cash flow (approximation)€38,629

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Directors

Directors
No directors read yet: 1 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

CB Construct was incorporated on 16 September 2024 as a private limited company.1 The registered office was moved to Sint-Pieters-Leeuw in 2026.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2Belgian Official Gazette, 12-02-2026
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-06
NBB filing Annual accounts filed
financial year 2025 · micro format
13-02
KBO administration Address strikeout annulled
12-02
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 12-12-2025
  • Registered-office move, Beemdstraat 27, 1601 Sint-Pieters-Leeuw
19-01
KBO administration Address struck
event 29-12-2025
SignalGazette deedNBB filing
1 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded16-09-2024
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43221Plumbing work
43310Plastering work
43331Floor and wall tiling
43341Painting of buildings
43350Other building finishing work
Contact
E-mail cbconstrut9@gmail.com
Phone +32467847254
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013600312

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 9 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,610 m²
Building footprint
6,300 m²
Building volume
33,267 m³
2 parcels, Flanders · tallest building 14.4 m. Linked by address, not a title deed.
84 companies at this address See who is registered here
1 establishment unit
CB Construct
Alsembergsesteenweg 18, 1630 LinkebeekPlumbing work
since 2024unit no. 2.363.657.990
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
23069A0395/00A002 Flanders 1,540 m² 1 · 6,251 m² 14.4 m · 2
22003A0058/00X000 Flanders 69 m² 1 · 48 m² 12.7 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.