CB CONCEPT
BankruptcyThe KBO register records for CB CONCEPT the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show negative equity (€-125k) and a net result of €-22k.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-125k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
120 d late
2023
92 d late
2022
98 d late
2021
92 d late
2020
122 d late
2019
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-125k▼ 21.9%
2024 · €-103k
2018: €21k
2019: €24k
2020: €48k
2021: €42k
2022: €100k
2023: €71k
2024: €-103k
2018 → 2025
Total assets
€101k▼ 48.0%
2024 · €194k
2018: €52k
2019: €51k
2020: €124k
2021: €181k
2022: €204k
2023: €263k
2024: €194k
2018 → 2025
Net result
€-22k▲ 87.1%
2024 · €-174k
2018: €8k
2019: €3k
2020: €25k
2021: €-6k
2022: €58k
2023: €-29k
2024: €-174k
2018 → 2025
Working capital
€-161k▼ 4.8%
2024 · €-154k
2018: €18k
2019: €3k
2020: €63k
2021: €15k
2022: €79k
2023: €15k
2024: €-154k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€100k▲ 136%€71k▼ 28.6%€-103k€-125k▼ 21.9%
Operating result€-171-€69k€-22k€-153k▼ 604%€-15k▲ 90.2%
Net result€-6k-€58k€-29k€-174k▼ 510%€-22k▲ 87.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €153k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€36k▼ 35.1%
Current assets
€65k▼ 53.2%
Key figures and ratios
EBITDA
€4k▲
2024 · €-133k
Cash flow
€-3k▲
2024 · €-155k
Solvency
-124.1%▼
2024 · -52.9%
Current ratio
0.29▼
2024 · 0.47
Quick ratio
0.20▼
2024 · 0.20
Debt / equity
-1.81▲
2024 · -2.89
ROA
-22.3%▲
2024 · -89.7%
Interest coverage
0.82▲
2024 · -9.93
Debt
€226k▼
2024 · €297k
Debt ≤ 1 year
€226k▼
2024 · €292k
Staff costs
€153k▼
2024 · €162k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€101k▼
Fixed assets21/28€55k€36k▼
Tangible fixed assets22/27€55k€36k▼
Land and buildings22€15k€12k▼
Plant, machinery and equipment23€8k€4k▼
Furniture and vehicles24€33k€20k▼
Financial fixed assets28€125€125=
Current assets29/58€139k€65k▼
Stocks and contracts in progress3€80k€21k▼
Stocks30/36€80k€21k▼
Amounts receivable within one year40/41€17k€25k▲
Trade receivables40€16k€25k▲
Other amounts receivable41€1k-
Current investments50/53€34k€16k▼
Cash at bank and in hand54/58€8k€2k▼
Deferred charges and accrued income490/1-€597
Equity and liabilities
Total equity and liabilities10/49€194k€101k▼
Equity10/15€-103k€-125k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-123k€-146k▼
Amounts payable17/49€297k€226k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€292k€226k▼
Financial debts43€41k€18k▼
Credit institutions430/8€41k€18k▼
Trade debts44€152k€113k▼
Suppliers440/4€152k€113k▼
Taxes, remuneration and social security45€81k€82k▲
Taxes450/3€40k€47k▲
Remuneration and social security454/9€41k€35k▼
Other amounts payable47/48€18k€13k▼
Accrued charges and deferred income492/3€8€90▲
Income statement
Code20242025
Remuneration, social security and pensions62€162k€153k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k=
Other operating charges640/8€117k€18k▼
Gross operating margin9900€145k€176k▲
Operating profit (loss)9901€-153k€-15k▲
Financial income75/76B€45€50▲
Recurring financial income75€45€50▲
Financial charges65/66B€21k€7k▼
Recurring financial charges65€13k€5k▼
Non-recurring financial charges66B€8k€2k▼
Profit (loss) for the period before taxes9903€-174k€-22k▲
Profit (loss) for the period9904€-174k€-22k▲
Profit (loss) for the period to be appropriated9905€-174k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-123k€-146k▼
Profit (loss) brought forward from the previous period14P€51k€-123k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
31-03
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · collectif_pme · event 24-03-2026
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial
Weakest financial yearnet €-174k
Net result drops to €-174k, the lowest in the series.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.31
Current ratio from 1.14 to 2.31; short-term debt falls from €114k to €60k.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 2.91
Current ratio from 1.12 to 2.91.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Bonne-Auberge 25530 YvoirGround area
1,313 m²
Building footprint
104 m²
Parcel 91382B0006/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CB Concept
since 20102.184.145.238
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91382B0006/00N000 | Wallonia | 1,313 m² | 1 · 104 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2010
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
42990Civil engineering
43990Other specialised construction activities
43999Specialised construction activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:cbconceptsprl@gmail.com
Phone:082401266