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CB Auto

Active
Private limited companyfounded 20242 yrs activeRue de la Calamine 11, 4720 Kelmis, BelgiumKBO/BCE: BE 1004.123.907
Summary

The computed 12-month bankruptcy probability of CB Auto is 2.0% (moderate). The 2024 annual accounts show equity of €9,519 and a net result of €8,378. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability76
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.62; short-term debt: 48.2% and cash: 38.6% of total assets), but 93.8% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
6.2%
Return on assets
5.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 34 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CB Auto was incorporated on 2 January 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, unclassified schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8,378
Working capital
€45,659
Balance-sheet composition
Assets €153,571
Fixed assets €33,954
Current assets €119,618
Equity and liabilities €153,571
Equity €9,519
Debt €144,052
Debt finances 93.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€25,452
Cash flow
€25,941
Current ratio
1.62
Quick ratio
1.24
Debt to equity
15.13
ROE
88.0%
ROA
5.5%
Interest coverage
69.86
Debt ≤ 1 year
€73,959
Debt > 1 year
€70,094
Income taxes
€152
Staff costs
€119,956

Peer companies

Historical observation

Of the 2,155 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
2.6% went bankrupt
2.6% stopped otherwise
94% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,155 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 44 lines
Balance sheet Code2024
Assets
Total assets20/58€153,571
Fixed assets21/28€33,954
Tangible fixed assets22/27€33,954
Plant, machinery and equipment23€18,184
Furniture and vehicles24€15,770
Current assets29/58€119,618
Stocks and contracts in progress3€27,844
Stocks30/36€27,844
Amounts receivable within one year40/41€25,186
Trade receivables40€24,720
Other amounts receivable41€466
Cash at bank and in hand54/58€59,207
Deferred charges and accrued income490/1€7,381
Equity and liabilities
Total equity and liabilities10/49€153,571
Equity10/15€9,519
Contributions10/11€2,000
Profit (loss) carried forward14€7,519
Amounts payable17/49€144,052
Amounts payable after more than one year17€70,094
Other amounts payable178/9€70,094
Amounts payable within one year42/48€73,959
Trade debts44€18,358
Suppliers440/4€18,358
Taxes, remuneration and social security45€44,999
Taxes450/3€20,867
Remuneration and social security454/9€24,132
Other amounts payable47/48€10,601
Income statement Code2024
Non-recurring operating income76A€893
Remuneration, social security and pensions62€119,956
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,563
Other operating charges640/8€1,687
Gross operating margin9900€147,095
Operating profit (loss)9901€7,888
Financial income75/76B€1,006
Recurring financial income75€1,006
Financial charges65/66B€364
Recurring financial charges65€364
Profit (loss) for the period before taxes9903€8,530
Income taxes67/77€152
Profit (loss) for the period9904€8,378
Profit (loss) for the period to be appropriated9905€8,378
Appropriation of the result
Profit (loss) to be appropriated9906€8,378
Profit to be distributed694/7€859
Return on contributions (dividend)694€859

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Non-recurring operating income76A€893
Remuneration, social security and pensions62€119,956
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,563
Other operating charges640/8€1,687
Gross operating margin9900€147,095
Operating profit (loss)9901€7,888
Financial income75/76B€1,006
Recurring financial income75€1,006
Financial charges65/66B€364
Recurring financial charges65€364
Profit (loss) for the period before taxes9903€8,530
Income taxes67/77€152
Profit (loss) for the period9904€8,378
Profit (loss) for the period to be appropriated9905€8,378
Line2024
Assets
Total assets20/58€153,571
Fixed assets21/28€33,954
Tangible fixed assets22/27€33,954
Plant, machinery and equipment23€18,184
Furniture and vehicles24€15,770
Current assets29/58€119,618
Stocks and contracts in progress3€27,844
Stocks30/36€27,844
Amounts receivable within one year40/41€25,186
Trade receivables40€24,720
Other amounts receivable41€466
Cash at bank and in hand54/58€59,207
Deferred charges and accrued income490/1€7,381
Equity and liabilities
Total equity and liabilities10/49€153,571
Equity10/15€9,519
Contributions10/11€2,000
Profit (loss) carried forward14€7,519
Amounts payable17/49€144,052
Amounts payable after more than one year17€70,094
Other amounts payable178/9€70,094
Amounts payable within one year42/48€73,959
Trade debts44€18,358
Suppliers440/4€18,358
Taxes, remuneration and social security45€44,999
Taxes450/3€20,867
Remuneration and social security454/9€24,132
Other amounts payable47/48€10,601
Line2024
Profit (loss) for the period9904€8,378
+ Depreciation and write-downs630€17,563
Operating cash flow (approximation)€25,941

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kelmis · 2 establishment units since 2024
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Calamine 114720 Kelmis
2 establishment units
CB Auto
Route de Liège 211, 4720 KelmisNACE 45111
since 20242.353.537.922
CB Auto
Rue de la Calamine 11, 4720 KelmisNACE 45111
since 20242.353.551.382

Similar companies · same sector, comparable size

Of 7,378 companies in sector 95311 we hold annual accounts for 2,961. 1,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95315Tyre services
47640Retail sale of games and toys
47830Retail sale of motorcycles and motorcycle parts and accessories
95314Bodywork repair (including spraying and painting)
Contact
E-mail cb-auto@outlook.com
Phone 0496/741741
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004123907
Also 9925:BE1004123907
Registered 01-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.