Equity
€55,568 from €142,959 in 2022
Equity fell by 61% in 3 years.
Cayo
Lifetime
6 annual accounts with figures on one time axispeak €71,069 (2022)
€41,711▲ 12.7%
peak €54,763 (2022)
€28,909▲ 16.8%
peak €142,959 (2022)
€55,568▲ 108%
€11,286▼ 92.9%
Board1 name since 2019
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €37,021 to €41,711Equity from €26,658 to €55,568Debts from €158,610 to €11,286Cash from €42,980 to €21,697
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Liquidity
5.87 was 1.16 in 2024
Short-term debts fell from €158,610 to €11,286.
Filings
6 annual accounts 4 late
The 2020 accounts came latest: 31 days after the end of the period.
Starting capital
€2,500
Position in the sector
83.1%
Higher solvency than 81% of companies in legal and accounting. Sector median 56.8% · 15,834 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Cayo has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Cayo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0739907783
Registered office moved to Gentbrugge
New registered office: Peter Benoitlaan 52, 9050 Gentbrugge · Gazette deed
First establishment
Peter Benoitlaan 52, Ghent
Incorporation
Founding capital of €2,500 · Founder: · Appointment: (director) · published on 24-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Cayo Ghent | €66,853 | €41,711 | 83.1% | - |
| Advocatenkantoor Kim van Zummeren Merelbeke-Melle | €79,469 | €40,178 | 27.7% | - |
| ME-LEGAL Aalst | €71,129 | €46,315 | 51.0% | - |
| SEAFLOWER INVEST Beersel | €64,426 | €41,316 | 9.3% | - |
| Natalie Van Dyck Aartselaar | €61,567 | €44,687 | 8.1% | - |
| An Billen Advocaat Wommelgem | €73,723 | €43,665 | 13.6% | - |
| CORALIE BOURGEOIS Dilbeek | €66,069 | €36,853 | 19.4% | - |
These companies have the same main activity as Cayo: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €61,600 and €79,500, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 20-12-2019Normal situation
- Activity
- Activities of lawyersNACE 69101
- Establishment unit
- 2.297.610.8889050 Ghent, since 01-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Insights on Cayo
Cayo files the micro format. That format states no turnover. The gross margin fell from €58,425 in 2020 to €41,711 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Cayo
- What is the company number of Cayo?
- The company number of Cayo is 0739.907.783. The VAT number is the same number with BE in front: BE 0739.907.783.
- Where is Cayo based?
- The registered office is at Peter Benoitlaan 52, 9050 Ghent.Company details
- What does Cayo do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of Cayo?
- Cayo is a private limited company (BV).
- When was Cayo founded?
- Cayo was founded on 20-12-2019.
- Is Cayo still active?
- Yes, Cayo is an active enterprise in the KBO register.
- What is the turnover of Cayo?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €41,711 and 68 comparable companies (NACE 69). It probably lies between €74,000 and €150,000.Financials
- Is Cayo profitable?
- In financial year 2025, Cayo made a profit of €28,909.
- Where can I find the annual accounts of Cayo?
- Cayo filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Cayo due?
- Cayo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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