Skip to content

CAYANI Services

Active
Private limited companyfounded 20215 yrs activeRue de la Station(H) 42, 7334 Saint-Ghislain, BelgiumKBO/BCE: BE 0769.798.631
Summary

The computed 12-month bankruptcy probability of CAYANI Services is 1.7% (moderate). The 2025 annual accounts show equity of €25,441 and a net result of -€1,982. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 18% of 2503 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
CAYANI ServicesActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Other business support services
NACE 82990Combined facilities support activities NACE 81100
2 sites
Size
€428,680total assets 2025
Staff
9.8 FTE
Equity
€25,441
Loss
-€1,982
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.7%
Structure
Parent
URCALI · 100%
Accounts filed 31 d late0 of 1 deed read
Why 53- Size: 9.8 FTE, total assets €428,680- Latest accounts 31 days late; 2 of the last 3 late- Equity €25,441 (5.9% of total assets)+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 20% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 31-2
equity 5.9% of total assets
Liquidity 12+5
short-term debt 93.8% · cash 9.9%
Profitability 49-17
return on assets -0.5%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,439 companies)
Last 12 months 11-2025: 1.5% 12-2025: 1.5%▲ +3.1% vs 11-2025 01-2026: 1.5%▼ -1.2% vs 12-2025 02-2026: 1.5%● 0.0% vs 01-2026 03-2026: 1.5%▼ -2.5% vs 02-2026lowest value 04-2026: 1.5%▲ +1.7% vs 03-2026 05-2026: 1.5%▲ +2.1% vs 04-2026 06-2026: 1.5%▼ -0.3% vs 05-2026 07-2026: 1.6%▲ +2.3% vs 06-2026 08-2026: 2.2%▲ +39.9% vs 07-2026highest value 09-2026: 1.7%▼ -20.1% vs 08-2026 10-2026: 1.7%▼ -0.2% vs 09-2026
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Size: 9.8 FTE, total assets €428,680 raises the probability for this profile
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Equity €25,441 (5.9% of total assets) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.98 in 2024; short-term debt: 93.8% and cash: 9.9% of total assets), and 94.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 18%, liquidity 8%, profitability 26%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Size: 9.8 FTE, total assets €428,680
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Equity €25,441 (5.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€1,982
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2503 sector peers (2025).
NBB · sector comparison
Position among 2503 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
31 d late
2022
77 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Weakest financial yearnet -€6,160

Key points

  • Caution: Among the weakest 19% on solvencysector median 41.3% · 2,503 companies 5.9% View
  • Controlled by URCALI 100% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€1,982 View
  • Caution: Staff fell in 2025from 13.5 FTE to 9.8 FTE ▼ 27.4% View

By topic

Financials

Fiscal year
2025
Total assets
€428,680
Loss
-€1,982
Solvency
5.9%
Total assets▲ 30.6%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
17-06-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure