CAWE
ActiveSummary
CAWE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €681k and a net result of €44k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 463 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-4
Solvency83▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.54 in 2024; short-term debt: 22.4% and cash: 7.1% of total assets), and 42.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Residential care activities (NACE 87)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
3.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2024
56 d late
2023
2 d late
2022
30 d late
2021
3 d late
2020
61 d late
2019
47 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€44k▼ 43.0%
2024 · €78k
2018: €13k
2019: €22k▲ +68.7% vs 2018
2020: €11k▼ -49.1% vs 2019lowest in 8 years
2021: €21k▲ +86.3% vs 2020
2022: €57k▲ +171% vs 2021
2023: €51k▼ -10.4% vs 2022
2024: €78k▲ +51.8% vs 2023highest in 8 years
2025: €44k▼ -43.0% vs 2024
2018 → 2025
Working capital
€141k▲ 8.9%
2024 · €129k
2018: €61klowest in 8 years
2019: €81k▲ +32.1% vs 2018
2020: €77k▼ -5.3% vs 2019
2021: €73k▼ -5.5% vs 2020
2022: €71k▼ -2.9% vs 2021
2023: €92k▲ +30.4% vs 2022
2024: €129k▲ +40.5% vs 2023
2025: €141k▲ +8.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€450k-€507k▲ 12.7%€558k▲ 10.1%€636k▲ 14.0%€681k▲ 7.0%
2021: €450klowest in 5 years
2022: €507k▲ +12.7% vs 2021
2023: €558k▲ +10.1% vs 2022
2024: €636k▲ +14.0% vs 2023
2025: €681k▲ +7.0% vs 2024highest in 5 years
Operating result€69k-€107k▲ 54.4%€100k▼ 6.1%€145k▲ 44.1%€90k▼ 37.4%
2021: €69klowest in 5 years
2022: €107k▲ +54.4% vs 2021
2023: €100k▼ -6.1% vs 2022
2024: €145k▲ +44.1% vs 2023highest in 5 years
2025: €90k▼ -37.4% vs 2024
Net result€21k-€57k▲ 171%€51k▼ 10.4%€78k▲ 51.8%€44k▼ 43.0%
2021: €21klowest in 5 years
2022: €57k▲ +171% vs 2021
2023: €51k▼ -10.4% vs 2022
2024: €78k▲ +51.8% vs 2023highest in 5 years
2025: €44k▼ -43.0% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€776k ▼ 9.7%
Current assets
€405k ▲ 10.2%
Equity and liabilities €1.18M
Equity
€681k ▲ 7.0%
Debt
€500k ▼ 15.3%
Debt's share of the balance-sheet total falls from 48.1% to 42.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€174k▼
2024 · €230k
Cash flow
€128k▼
2024 · €163k
Current ratio
1.53▼
2024 · 1.54
Debt to equity
0.73▼
2024 · 0.93
ROE
6.5%▼
2024 · 12.2%
ROA
3.8%▼
2024 · 6.4%
Interest coverage
8.11▲
2024 · 7.70
Debt ≤ 1 year
€264k▲
2024 · €238k
Debt > 1 year
€224k▼
2024 · €352k
Income taxes
€26k▼
2024 · €38k
Staff costs
€360k▲
2024 · €343k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.23M€1.18M▼
Fixed assets21/28€859k€776k▼
Tangible fixed assets22/27€859k€776k▼
Land and buildings22€712k€669k▼
Plant, machinery and equipment23€72k€63k▼
Furniture and vehicles24€75k€44k▼
Current assets29/58€368k€405k▲
Amounts receivable within one year40/41€118k€162k▲
Trade receivables40€117k€161k▲
Other amounts receivable41€1k€980▼
Current investments50/53€149k€151k▲
Cash at bank and in hand54/58€92k€84k▼
Deferred charges and accrued income490/1€8k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.23M€1.18M▼
Equity10/15€636k€681k▲
Contributions10/11€239k€239k=
Reserves13€78k€122k▲
Distributable reserves133€78k€122k▲
Profit (loss) carried forward14€319k€319k=
Amounts payable17/49€590k€500k▼
Amounts payable after more than one year17€352k€224k▼
Financial debts170/4€342k€214k▼
Other amounts payable178/9€10k€10k=
Amounts payable within one year42/48€238k€264k▲
Current portion of amounts payable after more than one year42€123k€128k▲
Trade debts44€29k€29k▼
Suppliers440/4€29k€29k▼
Taxes, remuneration and social security45€66k€79k▲
Taxes450/3€17k€23k▲
Remuneration and social security454/9€49k€56k▲
Other amounts payable47/48€20k€28k▲
Accrued charges and deferred income492/3-€12k
Income statement
Code20242025
Remuneration, social security and pensions62€343k€360k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€84k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€577k€537k▼
Operating profit (loss)9901€145k€90k▼
Financial income75/76B€845€1k▲
Recurring financial income75€845€1k▲
Financial charges65/66B€30k€21k▼
Recurring financial charges65€30k€21k▼
Profit (loss) for the period before taxes9903€116k€70k▼
Income taxes67/77€38k€26k▼
Profit (loss) for the period9904€78k€44k▼
Profit (loss) for the period to be appropriated9905€78k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€373k€364k▼
Profit (loss) brought forward from the previous period14P€296k€319k▲
Transfer to equity691/2€54k€44k▼
To other reserves6921€54k€44k▼
Social balance
Average headcount (FTE)90878.17.6▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €6k | - | - | - | - |
| Remuneration, social security and pensions62 | €303k | €325k | €348k | €343k | €360k | ▲ 5.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €65k | €66k | €85k | €85k | €84k | ▼ 2.2% |
| Other operating charges640/8 | €1k | €9k | €36k | €5k | €3k | ▼ 43.8% |
| Gross operating margin9900 | €438k | €507k | €571k | €577k | €537k | ▼ 7.0% |
| Operating profit (loss)9901 | €69k | €107k | €100k | €145k | €90k | ▼ 37.4% |
| Financial income75/76B | €35 | €57 | €178 | €845 | €1k | ▲ 33.4% |
| Recurring financial income75 | €35 | €57 | €178 | €845 | €1k | ▲ 33.4% |
| Financial charges65/66B | €37k | €34k | €29k | €30k | €21k | ▼ 28.1% |
| Recurring financial charges65 | €37k | €34k | €29k | €30k | €21k | ▼ 28.1% |
| Profit (loss) for the period before taxes9903 | €32k | €73k | €71k | €116k | €70k | ▼ 39.3% |
| Income taxes67/77 | €11k | €15k | €20k | €38k | €26k | ▼ 31.7% |
| Profit (loss) for the period9904 | €21k | €57k | €51k | €78k | €44k | ▼ 43.0% |
| Profit (loss) for the period to be appropriated9905 | €21k | €57k | €51k | €78k | €44k | ▼ 43.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.13M | €1.40M | €1.26M | €1.23M | €1.18M | ▼ 3.8% |
| Fixed assets21/28 | €859k | €1.02M | €933k | €859k | €776k | ▼ 9.7% |
| Tangible fixed assets22/27 | €859k | €1.02M | €933k | €859k | €776k | ▼ 9.7% |
| Land and buildings22 | €853k | €805k | €757k | €712k | €669k | ▼ 6.1% |
| Plant, machinery and equipment23 | €6k | €92k | €82k | €72k | €63k | ▼ 12.9% |
| Furniture and vehicles24 | - | €121k | €94k | €75k | €44k | ▼ 41.6% |
| Current assets29/58 | €273k | €384k | €327k | €368k | €405k | ▲ 10.2% |
| Amounts receivable within one year40/41 | €101k | €122k | €107k | €118k | €162k | ▲ 37.2% |
| Trade receivables40 | €77k | €108k | €101k | €117k | €161k | ▲ 37.9% |
| Other amounts receivable41 | €24k | €15k | €6k | €1k | €980 | ▼ 26.4% |
| Current investments50/53 | €93k | €206k | €134k | €149k | €151k | ▲ 1.1% |
| Cash at bank and in hand54/58 | €74k | €48k | €79k | €92k | €84k | ▼ 9.0% |
| Deferred charges and accrued income490/1 | €5k | €8k | €8k | €8k | €8k | ▲ 4.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.13M | €1.40M | €1.26M | €1.23M | €1.18M | ▼ 3.8% |
| Equity10/15 | €450k | €507k | €558k | €636k | €681k | ▲ 7.0% |
| Contributions10/11 | €239k | €239k | €239k | €239k | €239k | = |
| Reserves13 | €24k | €24k | €24k | €78k | €122k | ▲ 57.0% |
| Non-distributable reserves130/1 | €24k | €24k | - | - | - | - |
| Reserves not available under the articles1311 | €24k | €24k | - | - | - | - |
| Distributable reserves133 | - | - | €24k | €78k | €122k | ▲ 57.0% |
| Profit (loss) carried forward14 | €187k | €244k | €296k | €319k | €319k | = |
| Amounts payable17/49 | €682k | €895k | €701k | €590k | €500k | ▼ 15.3% |
| Amounts payable after more than one year17 | €482k | €581k | €466k | €352k | €224k | ▼ 36.5% |
| Financial debts170/4 | €472k | €572k | €457k | €342k | €214k | ▼ 37.5% |
| Other amounts payable178/9 | €10k | €10k | €10k | €10k | €10k | = |
| Amounts payable within one year42/48 | €200k | €314k | €235k | €238k | €264k | ▲ 10.9% |
| Current portion of amounts payable after more than one year42 | €81k | €110k | €113k | €123k | €128k | ▲ 4.6% |
| Trade debts44 | €35k | €107k | €44k | €29k | €29k | ▼ 0.9% |
| Suppliers440/4 | €35k | €107k | €44k | €29k | €29k | ▼ 0.9% |
| Taxes, remuneration and social security45 | €66k | €59k | €52k | €66k | €79k | ▲ 19.0% |
| Taxes450/3 | €662 | €13 | €13 | €17k | €23k | ▲ 30.6% |
| Remuneration and social security454/9 | €66k | €59k | €52k | €49k | €56k | ▲ 14.9% |
| Other amounts payable47/48 | €17k | €37k | €27k | €20k | €28k | ▲ 39.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | €12k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €57k | €51k | €78k | €44k | ▼ 43.0% |
| + Depreciation and write-downs630 | €65k | €66k | €85k | €85k | €84k | ▼ 2.2% |
| Operating cash flow (approximation) | €86k | €124k | €137k | €163k | €128k | ▼ 21.7% |
| Investment in fixed assets (approximation) | - | €-225k | €0 | €-12k | €47 | ▲ 100% |
| Change in cash | - | €-26k | €31k | €13k | €-8k | ▼ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 49 days late
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 56 days late
2024
31-12
Financial
Highest result since 2018net €78k ▲51.8%
Operating result €145k, net result €78k, both a record.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 2 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Equity above €500kEq €507k ▲12.7%
5 profitable years in a row build equity to €507k.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €11k ▼49.1%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 47 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Doische · 1 establishment unit since 2008
Ground area
8,514 m²
Building footprint
1,766 m²
Volume, LiDAR
7,345 m³
Parcel 93018B0127/00L003, Wallonia · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Résidence Les Fagnes
since 20082.214.909.282
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93018B0127/00L003 | Wallonia | 8,514 m² | 1 · 1,766 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDoische2.214.909.282
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PHIKO
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Of 150 companies in sector 87302 we hold annual accounts for 85. 60 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
87302Residential care activities
Contact
E-mail
residence-les-fagnes@euphonynet.be
Phone
082/678963
Fax
082/229150
Scores and ratios are computed by Checked and are not a credit decision.