Skip to content

CAVRILO

Active
Public limited companyfounded 1996active for 29 yearsBrusselsesteenweg 185, 1785 Merchtem, BelgiumKBO/BCE: BE 0458.979.551
Summary

CAVRILO has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.7m and a net result of €364,082. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 276 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Retail trade
NACE 47712Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716
#3 employer in Merchtem, Wholesale and retail trade sector8 sites
Size
€3.6mtotal assets 2026
Staff
38.1 FTE
Equity
€1.7m
Profit
€364,082
Net result +123%: 12-month year
Financial health
88 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
THE FASHION SOCIETY · 100%
Board
5 members
Accounts 75 days early1 of 11 deeds read
Why 88lowers riskFounded in 1996Figures for financial year 2026 (filed 17-06-2026)Profit of €364,082 (financial year 2026)Equity €1.7m (47.4% of total assets)Show the evidence

Checked score

Score 2026
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 47, small)
Financial strength · tick = 2025
Strong
Solvency 72-15
equity 47.4% of total assets
Liquidity 32-8
short-term debt 52.6% · cash 7.0%
Profitability 81+5
return on assets 10.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,689 companies, NACE 47, small)
Last 24 months 11-2024: 4.3% 12-2024: 4.2%▼ -0.1 percentage points vs 11-2024 01-2025: 4.2%● unchanged vs 12-2024 02-2025: 4.8%▲ +0.6 percentage points vs 01-2025 03-2025: 5.2%▲ +0.4 percentage points vs 02-2025 04-2025: 5.2%● unchanged vs 03-2025 05-2025: 5.7%▲ +0.5 percentage points vs 04-2025 06-2025: 5.8%▲ +0.1 percentage points vs 05-2025 07-2025: 6.3%▲ +0.5 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -6.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.94, compared with 2.51 in 2025; short-term debt: 52.6% and cash: 7% of total assets), and 52.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 69% on solvency, 33% on liquidity, 80% on profitability and 29% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
−lowers risk○neutral
lowers risk · Founded in 1996
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2026 (filed 17-06-2026)
NBB · annual accounts
lowers risk · Profit of €364,082 (financial year 2026)
NBB · annual accounts
lowers risk · Equity €1.7m (47.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 17-06-2026, 75 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
75 days early
2025
53 days early
2023
42 days late
2022
91 days late
2021
21 days early
2020
53 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median (NACE 47) for financial year 2023 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointments: Jo Willemyns, Kris Castelein and…Resignations: Stefan Goethaert BV (director)…
  2. Annual accounts filedfinancial year 2026 · full…
  3. Highest result from 2019 to 2026net €364,082 ▲123%

Key points

  • Result rose in 202612-month financial year ▲ 123% View
  • Positive: Employer in Merchtem, Wholesale and retail trade sectorin the Checked rankings #3 View
  • Board changedlatest change 01-08-2026 · 5 in office 5 joined · 1 left View
  • Controlled by THE FASHION SOCIETYknown shareholders 99.64% 100% View

By topic

Financials

Financial year
2026
Total assets
€3.6m
Profit
€364,082
Solvency
47.4%
Turnover▲ 2.2%
Net result
20192023
Go to Financials

Board & ownership

Board
5 members
Parent
THE FASHION SOCIETY · 100%
Known shareholders
99.64%
  • Jo WillemynsDirector
  • Kris CasteleinDirector
  • Stefan Goethaert BVDirector
  • VANBELLINGEN PeterDirector
  • Michael HamelryckDirector
Go to Board & ownership

Timeline

Events
36
Since
1998
Next accounts
by 31-08-2027
  1. 09-07-2025Annual accounts filed
  2. 31-01-2025Back to profit
  3. 31-01-2025Liquidity more than doubles
Go to Timeline

Company details

Sites
8
Legal form
Public limited company
Activity
Retail tradeNACE 47712
Founded
10-10-1996
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.