Cavely
ActiveCavely has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302k and a net result of €227k. Its solvency ranks better than 16% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability59
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days only on tighter terms
Liquidity short (current ratio 0.61; short-term debt: 8.5% and cash: 5.2% of total assets), and 88.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.4%
Return on assets
8.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8601 sector peers (2025).
NBB · sector comparisonPosition among 8601 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-02-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€302k
Total assets
€2.65M
Net result
€227k
Working capital
€-88k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €2.65M
Fixed assets
€2.51M
Current assets
€137k
Equity and liabilities €2.65M
Equity
€302k
Debt
€2.35M
Debt finances 88.6% of the balance-sheet total.
Key figures and ratios
Solvency
11.4%
Current ratio
0.61
Quick ratio
0.61
Debt / equity
7.77
ROE
75.1%
ROA
8.6%
Debt
€2.35M
Debt ≤ 1 year
€225k
Debt > 1 year
€2.12M
Income taxes
€69k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€2.65M
Fixed assets21/28€2.51M
Financial fixed assets28€2.51M
Current assets29/58€137k
Amounts receivable within one year40/41€512
Other amounts receivable41€512
Cash at bank and in hand54/58€137k
Deferred charges and accrued income490/1€60
Equity and liabilities
Total equity and liabilities10/49€2.65M
Equity10/15€302k
Contributions10/11€75k
Profit (loss) carried forward14€227k
Amounts payable17/49€2.35M
Amounts payable after more than one year17€2.12M
Financial debts170/4€2.12M
Amounts payable within one year42/48€225k
Current portion of amounts payable after more than one year42€156k
Trade debts44€245
Suppliers440/4€245
Taxes, remuneration and social security45€69k
Taxes450/3€69k
Accrued charges and deferred income492/3€2k
Income statement
Code2025
Other operating charges640/8€60
Gross operating margin9900€375k
Operating profit (loss)9901€375k
Financial charges65/66B€79k
Recurring financial charges65€79k
Profit (loss) for the period before taxes9903€296k
Income taxes67/77€69k
Profit (loss) for the period9904€227k
Profit (loss) for the period to be appropriated9905€227k
Appropriation of the result
Profit (loss) to be appropriated9906€227k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1882950 KapellenGround area
1,164 m²
Building footprint
317 m²
Volume, LiDAR
1,726 m³
Parcel 11362N0339/02W000, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Cavely
since 20242.357.254.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362N0339/02W000 | Flanders | 1,164 m² | 1 · 317 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WASELA
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JGR SERVICES
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M Pro Management
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INSIGHTS FOR ACTION
BE 0873.538.052
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CLACO
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 38,134 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2024
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.