CAVEL INT.
ActiveSummary
The computed 12-month bankruptcy probability of CAVEL INT. is 1.7% (moderate). The 2024 annual accounts show equity of €28k and a net result of €17k. Equity is growing by ~76.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 15869 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+22
Solvency30▼-48
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.48 against 2.14 in 2023; short-term debt: 87.5% and cash: 2.6% of total assets), and 94.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.5%
Return on assets
3.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 15869 sector peers (2024).
NBB · sector comparisonPosition among 15869 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
on the day
2022
51 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€28k▲ 143%
2023 · €12k
2022: €10k
2023: €12k
2022 → 2024
Total assets
€515k▲ 2,247%
2023 · €22k
2022: €13k
2023: €22k
2022 → 2024
Net result
€17k▲ 1,300%
2023 · €1k
2022: €470
2023: €1k
2022 → 2024
Working capital
€-232k
2023 · €12k
2022: €10k
2023: €12k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€10k-€12k▲ 11.3%€28k▲ 143%
Operating result€88-€2k▲ 1,808%€24k▲ 1,350%
Net result€470-€1k▲ 152%€17k▲ 1,300%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 1,350% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €515k
Fixed assets
€296k
Current assets
€218k
Equity and liabilities €515k
Equity
€28k ▲ 143%
Debt
€486k ▲ 4,635%
Debt's share of the balance-sheet total rises from 46.8% to 94.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k
Cash flow
€42k
Current ratio
0.48▼
2023 · 2.14
Quick ratio
0.08▼
2023 · 1.75
Debt to equity
17.20▲
2023 · 0.88
ROE
58.8%▲
2023 · 10.2%
ROA
3.2%▼
2023 · 5.4%
Interest coverage
17.37
Debt ≤ 1 year
€450k▲
2023 · €10k
Debt > 1 year
€36k
Income taxes
€5k▲
2023 · €432
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€22k€515k▲
Fixed assets21/28-€296k
Tangible fixed assets22/27-€296k
Land and buildings22-€200k
Plant, machinery and equipment23-€25k
Furniture and vehicles24-€71k
Financial fixed assets28-€183
Current assets29/58€22k€218k▲
Stocks and contracts in progress3€4k€185k▲
Stocks30/36€4k€185k▲
Amounts receivable within one year40/41€18k€21k▲
Trade receivables40€18k€21k▲
Cash at bank and in hand54/58€364€13k▲
Equity and liabilities
Total equity and liabilities10/49€22k€515k▲
Equity10/15€12k€28k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€2k€18k▲
Amounts payable17/49€10k€486k▲
Amounts payable after more than one year17-€36k
Financial debts170/4-€36k
Amounts payable within one year42/48€10k€450k▲
Current portion of amounts payable after more than one year42-€18k
Trade debts44-€50k
Suppliers440/4-€50k
Taxes, remuneration and social security45€547€4k▲
Taxes450/3€547€675▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€10k€378k▲
Income statement
Code20232024
Non-recurring operating income76A-€41k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€25k
Other operating charges640/8€246€1k▲
Gross operating margin9900€2k€51k▲
Operating profit (loss)9901€2k€24k▲
Financial income75/76B-€127
Recurring financial income75-€127
Financial charges65/66B€70€3k▲
Recurring financial charges65€70€3k▲
Profit (loss) for the period before taxes9903€2k€22k▲
Income taxes67/77€432€5k▲
Profit (loss) for the period9904€1k€17k▲
Profit (loss) for the period to be appropriated9905€1k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€18k▲
Profit (loss) brought forward from the previous period14P€470€2k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €17k ▲1300%
Operating result €24k, net result €17k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsesteenweg 3609240 ZeleGround area
6,718 m²
Building footprint
271 m²
Volume, LiDAR
2,021 m³
Parcel 42403D0700/00B000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cavel int - vdb company
since 20242.356.051.806
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42403D0700/00B000 | Flanders | 6,718 m² | 1 · 271 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0451.968.827
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VEEHANDEL DECRICK
BE 0807.502.927
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DETAILLE Philippe
BE 0508.846.756
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FRESH CONNECTION HOLDING
BE 0719.627.459
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Of 946 companies in sector 46231 we hold annual accounts for 422. 220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
01430Raising of horses and other equines
46231Wholesale of live animals
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:cavel.int@icloud.com
E-mail:cavel.int@incloud.com
Phone:+32475785181