CAVAS CONSULTING
ActiveThe computed 12-month bankruptcy probability of CAVAS CONSULTING is 1.8% (moderate). The 2025 annual accounts show equity of €64k and a net result of €59k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 7692 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▲+58
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 0.93 in 2024; short-term debt: 38.9% and cash: 32.5% of total assets), and 38.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.1%
Return on assets
56%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
2 d early
2021
1 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€59k▼ 38.0%
2024 · €95k
2020: €39k
2021: €47k
2022: €54k
2023: €45k
2024: €95k
2020 → 2025
Working capital
€42k
2024 · €-12k
2020: €37k
2021: €84k
2022: €120k
2023: €84k
2024: €-12k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€140k▲ 63.6%€105k▼ 24.7%€5k▼ 95.0%€64k▲ 1,108%
Operating result€59k-€67k▲ 14.4%€63k▼ 6.0%€124k▲ 96.9%€74k▼ 40.0%
Net result€47k-€54k▲ 16.9%€45k▼ 16.4%€95k▲ 109%€59k▼ 38.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€22k▲ 29.3%
Current assets
€83k▼ 48.7%
Equity and liabilities €105k
Equity
€64k▲ 1,108%
Debt
€41k▼ 76.5%
The debt ratio falls from 97.0% to 38.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €131k
Cash flow
€66k▼
2024 · €102k
Solvency
61.1%▲
2024 · 3.0%
Current ratio
2.03▲
2024 · 0.93
Quick ratio
2.03▲
2024 · 0.93
Debt / equity
0.64▼
2024 · 32.73
ROE
91.7%
ROA
56.0%▲
2024 · 53.0%
Interest coverage
5764.38▲
2024 · 3020.70
Debt
€41k▼
2024 · €174k
Debt ≤ 1 year
€41k▼
2024 · €174k
Income taxes
€16k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€105k▼
Fixed assets21/28€17k€22k▲
Tangible fixed assets22/27€17k€22k▲
Plant, machinery and equipment23€4k€9k▲
Furniture and vehicles24€13k€13k▲
Current assets29/58€162k€83k▼
Amounts receivable within one year40/41€27k€40k▲
Trade receivables40€27k€40k▲
Cash at bank and in hand54/58€134k€34k▼
Deferred charges and accrued income490/1€1k€9k▲
Equity and liabilities
Total equity and liabilities10/49€179k€105k▼
Equity10/15€5k€64k▲
Contributions10/11€100€100=
Profit (loss) carried forward14€5k€64k▲
Amounts payable17/49€174k€41k▼
Amounts payable within one year42/48€174k€41k▼
Trade debts44€600€2k▲
Suppliers440/4€600€2k▲
Taxes, remuneration and social security45€77k€30k▼
Taxes450/3€77k€28k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€96k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€133k€86k▼
Operating profit (loss)9901€124k€74k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€44€14▼
Recurring financial charges65€44€14▼
Profit (loss) for the period before taxes9903€124k€74k▼
Income taxes67/77€29k€16k▼
Profit (loss) for the period9904€95k€59k▼
Profit (loss) for the period to be appropriated9905€95k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€200k€64k▼
Profit (loss) brought forward from the previous period14P€105k€5k▼
Profit to be distributed694/7€195k-
Return on contributions (dividend)694€195k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 2.03
Current ratio from 0.93 to 2.03; short-term debt falls from €174k to €41k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €95k ▲109%
Operating result €124k, net result €95k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €140k ▲63.6%
3 profitable years in a row build equity to €140k.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fr. Robbrechtsstraat 1261780 WemmelGround area
897 m²
Building footprint
191 m²
Parcel 22005A0188/00G000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
CAVAS CONSULTING
since 20202.297.679.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0188/00G000 | Flanders | 896 m² | 1 · 191 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JSE
BE 0802.262.650
Bekkevoort · Eq €64k
KNIPPOWER
BE 0798.094.422
Zaventem · Eq €64k
DEBYLEK
BE 0465.026.710
Anzegem · Eq €64k
FICHET SECURITY SOLUTIONS BELGIUM
BE 0421.582.586
Zaventem · Eq €64k
IAM PROJECTS
BE 0760.406.853
Holsbeek · Eq €64k
Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2020
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
46500Wholesale of information and communication equipment
46510Wholesale trade
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
47410Retail trade
47910Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.