CAVANCO

Active Risk: not assessed Private limited companyfounded 2018active for 7 yearsMeensesteenweg 109, 8870 IzegemKBO/BCE: BE 0713.554.665

CAVANCO

Financial year 2025

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Annual accounts 2025

micro format, filed on 15-07-2026, 16 days before the deadline

€368,600

▼ 52.0%

€1.1m

▼ 4.3%

€64,769

▼ 83.8%

33.4%

▼ 33.1 percentage points

17.6%

▼ 34.6 percentage points

5.9%

▼ 28.9 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Amounts without an identifiable currency are taken as euros.

Balance sheet

balance sheet total €1.1m on 31-12-2025

What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

33.4%

Higher than 36% of 9,767 companies in 2025.

5.9%

Higher than 39% of 9,621 companies in 2025.

CAVANCO Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: middle half · Equity: middle half · Balance sheet total: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019
Balance sheet: assets
`20/58`	1.1m	1.2m	1.8m	1.8m	1.9m	1.9m	2.2m
`20`	-	-	-	-	-	0	0
`21/28`	22,773	17,934	1.7m	1.8m	1.8m	1.7m	1.7m
`21`	-	-	-	-	-	0	0
`22/27`	22,773	17,934	21,168	23,724	27,467	6,963	6,210
`22`	-	-	-	-	-	0	0
`23`	7,376	441	1,577	2,036	3,682	753	0
`24`	6,210	6,210	6,210	6,210	6,210	6,210	6,210
`26`	9,186	11,283	13,381	15,478	17,575	0	0
`27`	-	-	-	-	-	0	0
`28`	-	-	1.7m	1.7m	1.7m	1.7m	1.7m
`29/58`	1.1m	1.1m	44,232	55,631	96,798	136,825	462,180
`290`	-	-	-	-	-	0	0
`291`	-	-	-	-	-	0	0
`3`	-	-	-	-	-	0	0
`30/36`	-	-	-	-	-	0	0
`37`	-	-	-	-	-	0	0
`40/41`	513,293	509,593	11,658	8,522	3,741	20,340	21,121
`40`	7,350	5,268	8,658	5,522	3,540	20,340	21,121
`41`	505,942	504,324	3,000	3,000	202	0	0
`50/53`	502,487	577,692	-	-	-	0	0
`54/58`	64,075	47,350	28,065	42,938	91,261	115,165	439,778
`490/1`	2,532	1,878	4,509	4,171	1,796	1,320	1,280
Balance sheet: equity and liabilities
`10/49`	1.1m	1.2m	1.8m	1.8m	1.9m	1.9m	2.2m
`10/15`	368,600	767,681	368,600	542,825	522,249	463,483	429,095
`10/11`	368,600	368,600	368,600	368,600	368,600	368,600	368,600
`100`	-	-	-	-	-	-	368,600
`101`	-	-	-	-	-	-	0
`11`	-	-	-	-	-	-	0
`1100/10`	-	-	-	-	-	-	0
`12`	-	-	-	-	-	0	0
`13`	-	399,081	-	174,225	153,649	94,883	60,495
`130`	-	-	-	-	-	-	0
`1311`	-	-	-	-	-	0	-
`1312`	-	-	-	-	-	-	0
`1313`	-	-	-	-	-	0	-
`1319`	-	-	-	-	-	0	0
`132`	-	-	-	-	-	0	0
`133`	-	399,081	-	174,225	153,649	94,883	60,495
`14`	-	-	-	-	-	0	0
`15`	-	-	-	-	-	0	0
`160/5`	-	-	-	-	-	0	0
`160`	-	-	-	-	-	0	0
`161`	-	-	-	-	-	0	0
`162`	-	-	-	-	-	0	0
`163`	-	-	-	-	-	0	0
`164/5`	-	-	-	-	-	0	0
`168`	-	-	-	-	-	0	0
`17/49`	736,559	386,766	1.4m	1.3m	1.3m	1.4m	1.8m
`17`	310,314	295,314	478,500	447,500	412,000	362,000	362,000
`170/4`	310,314	295,314	478,500	447,500	412,000	362,000	362,000
`175`	-	-	-	-	-	0	0
`176`	-	-	-	-	-	0	0
`178/9`	-	-	-	-	-	0	0
`42/48`	423,449	73,837	927,460	799,602	900,396	1.0m	1.4m
`42`	-	-	-	-	-	0	0
`43`	-	-	625,000	750,000	875,000	1.0m	1.0m
`430/8`	-	-	625,000	750,000	875,000	1.0m	1.0m
`439`	-	-	-	-	-	0	0
`44`	2,830	463	980	440	173	1,058	838
`440/4`	2,830	463	980	440	173	1,058	838
`441`	-	-	-	-	-	0	0
`46`	-	-	-	-	-	0	0
`45`	15,050	15,234	17,097	26,361	18,882	43,562	42,492
`450/3`	15,050	15,234	17,097	23,361	18,882	43,562	42,492
`454/9`	-	-	-	3,000	-	0	0
`47/48`	405,570	58,140	284,382	22,801	6,341	2,307	353,339
`492/3`	2,796	17,616	19,462	18,049	18,242	0	9,247
Income statement
`76A`	-	-	-	-	-	0	0
`9900`	84,814	104,373	92,643	75,328	85,806	86,662	112,598
`62`	-	-	-	-	-	0	0
`630`	2,985	3,233	3,825	3,744	1,991	345	2,851
`631/4`	-	-	-	-	-	0	0
`635/8`	-	-	-	-	-	0	0
`640/8`	1,914	2,790	2,321	1,929	1,970	1,830	1,632
`649`	-	-	-	-	-	0	0
`66A`	-	-	-	-	-	0	0
`9901`	79,915	98,350	86,497	69,655	81,845	84,487	108,115
`75/76B`	29,405	365,560	51,859	4	25,930	0	0
`75`	29,405	23,681	51,859	4	25,930	0	0
`76B`	-	341,879	-	-	-	0	0
`65/66B`	24,267	41,515	58,908	34,872	33,732	33,338	14,361
`65`	24,267	41,515	58,908	34,872	33,732	33,338	14,361
`66B`	-	-	-	-	-	0	0
`9903`	85,053	422,394	79,448	34,787	74,043	51,149	93,754
`67/77`	20,284	21,647	10,363	12,611	13,677	15,161	31,635
`9904`	64,769	400,747	69,085	22,176	60,366	35,989	62,119
`789`	-	-	-	-	-	0	0
`689`	-	-	-	-	-	0	0
`9905`	64,769	400,747	69,085	22,176	60,366	35,989	62,119
Appropriation of the result
`9906`	64,769	400,747	69,085	22,176	60,366	35,989	62,119
`791/2`	399,081	-	174,225	-	-	0	0
`691/2`	-	399,081	-	20,576	58,766	34,389	60,495
`691`	-	-	-	-	-	0	0
`6920`	-	-	-	-	-	0	0
`6921`	-	399,081	-	20,576	58,766	34,389	60,495
`694/7`	463,850	1,666	243,310	1,600	1,600	1,600	1,624
`694`	463,850	1,666	243,310	1,600	1,600	1,600	1,624
`695`	-	-	-	-	-	0	0
`696`	-	-	-	-	-	0	0
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	micro format	15-07-2026	2026-00307837	PDF
31-12-2024	micro format	26-08-2025	2025-00414059	PDF
31-12-2023	micro format	26-07-2024	2024-00298495	PDF
31-12-2022	micro format	29-08-2023	2023-00382829	PDF
31-12-2021	micro format	25-08-2022	2022-20325586	PDF
31-12-2020	micro format	17-08-2021	2021-51700312	PDF
31-12-2019	micro format	12-08-2020	2020-42000586	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019
7,823	-1.7m	1,269	0	22,495	1,098	1.7m
16,725	19,285	-14,873	-48,323	-23,904	-324,613	-
33.4%	66.5%	20.5%	30.0%	28.2%	24.8%	19.5%
17.6%	52.2%	18.7%	4.1%	11.6%	7.8%	14.5%
5.9%	34.7%	3.9%	1.2%	3.3%	1.9%	2.8%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	€7,823	-	€1,269	-	€22,495
	€2,985	€3,233	€3,825	€3,744	€1,991

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CAVANCO

The operating result for 2025 is 19% lower than in 2024 and the lowest since 2022.

Debt's share of the balance-sheet total rises from 33.5% to 66.6%. Equity is lower and debt is higher.

Large changes and their cause

2025 Net result -84% on 2024. The 2024 profit included a one-off income of €341,879.
2024 Net result +480% on 2023. The 2024 profit included a one-off income of €341,879.

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Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency33.4%

Return on assets5.9%

Filed annual accounts

Filings

Key figures and ratios

Investments

Insights on CAVANCO

Next steps

in euro

in euro

33.4%

5.9%