Cavali
ActiveSummary
Cavali has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €12k. Its solvency ranks better than 8% of 1277 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+85
Solvency31▲+13
Growth78
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Veterinary activities (NACE 75)
about 90% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 1277 sector peers (2025).
NBB · sector comparisonPosition among 1277 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 d early
2024
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-6k
Total assets
€93k▲ 2.6%
2024 · €91k
Net result
€12k
2024 · €-14k
Working capital
€-1k
2024 · €3k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€-13k-€13k
Net result€-14k-€12k
Equity€-6k-€6k
Total assets€91k-€93k▲ 2.6%
Debt€97k-€88k▼ 9.8%
Working capital€3k-€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€68k ▼ 4.9%
Current assets
€26k ▲ 29.0%
Equity and liabilities €93k
Equity
€6k
Debt
€88k
Debt finances 93.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k▲
2024 · €-2k
Cash flow
€28k▲
2024 · €-3k
Current ratio
0.95▼
2024 · 1.15
Quick ratio
0.64▼
2024 · 0.76
Debt to equity
15.14▲
2024 · -16.14
ROE
203.9%
ROA
12.6%▲
2024 · -14.8%
Interest coverage
37.99▲
2024 · -3.77
Debt ≤ 1 year
€27k▲
2024 · €17k
Debt > 1 year
€61k▼
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €16k | ▲ 54.8% |
| Other operating charges640/8 | €166 | €266 | ▲ 60.5% |
| Gross operating margin9900 | €-2k | €29k | ▲ 1,502% |
| Operating profit (loss)9901 | €-13k | €13k | ▲ 197% |
| Financial income75/76B | €0 | - | - |
| Recurring financial income75 | €0 | - | - |
| Financial charges65/66B | €599 | €765 | ▲ 27.7% |
| Recurring financial charges65 | €599 | €765 | ▲ 27.7% |
| Profit (loss) for the period before taxes9903 | €-14k | €12k | ▲ 187% |
| Profit (loss) for the period9904 | €-14k | €12k | ▲ 187% |
| Profit (loss) for the period to be appropriated9905 | €-14k | €12k | ▲ 187% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €91k | €93k | ▲ 2.6% |
| Fixed assets21/28 | €71k | €68k | ▼ 4.9% |
| Tangible fixed assets22/27 | €71k | €68k | ▼ 4.9% |
| Plant, machinery and equipment23 | €60k | €48k | ▼ 20.4% |
| Furniture and vehicles24 | €11k | €9k | ▼ 22.4% |
| Other tangible fixed assets26 | - | €11k | - |
| Current assets29/58 | €20k | €26k | ▲ 29.0% |
| Stocks and contracts in progress3 | €7k | €9k | ▲ 25.4% |
| Stocks30/36 | €7k | €9k | ▲ 25.4% |
| Amounts receivable within one year40/41 | €2k | €11k | ▲ 622% |
| Trade receivables40 | €2k | €11k | ▲ 604% |
| Other amounts receivable41 | - | €273 | - |
| Cash at bank and in hand54/58 | €12k | €6k | ▼ 49.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €91k | €93k | ▲ 2.6% |
| Equity10/15 | €-6k | €6k | ▲ 196% |
| Contributions10/11 | €8k | €8k | = |
| Profit (loss) carried forward14 | €-14k | €-2k | ▲ 87.3% |
| Amounts payable17/49 | €97k | €88k | ▼ 9.8% |
| Amounts payable after more than one year17 | €80k | €61k | ▼ 24.0% |
| Financial debts170/4 | €80k | €61k | ▼ 24.0% |
| Amounts payable within one year42/48 | €17k | €27k | ▲ 55.8% |
| Current portion of amounts payable after more than one year42 | €15k | €18k | ▲ 22.4% |
| Trade debts44 | €2k | €4k | ▲ 65.2% |
| Suppliers440/4 | €2k | €4k | ▲ 65.2% |
| Taxes, remuneration and social security45 | €329 | - | - |
| Taxes450/3 | €329 | - | - |
| Other amounts payable47/48 | €127 | €5k | ▲ 4,131% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-14k | €12k | ▲ 187% |
| + Depreciation and write-downs630 | €11k | €16k | ▲ 54.8% |
| Operating cash flow (approximation) | €-3k | €28k | ▲ 1,091% |
| Investment in fixed assets (approximation) | - | €-13k | - |
| Change in cash | - | €-6k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2024
Ground area
1,194 m²
Building footprint
155 m²
Volume, LiDAR
964 m³
Parcel 24025G0173/00W000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Cavali
since 20242.358.513.626
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24025G0173/00W000 | Flanders | 1,194 m² | 1 · 155 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 237 EUR awarded · 237 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 237 EUR | 237 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,091 companies in sector 75000 we hold annual accounts for 1,951. 658 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
Contact
Scores and ratios are computed by Checked and are not a credit decision.