CAVALEDA has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.49M and a net result of €288k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 1633 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
20 d late
2023
29 d late
2022
16 d late
2021
4 d early
2020
30 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€288k▲ 229%
2024 · €88k
2019: €422k
2020: €314k
2021: €887k
2022: €161k
2023: €831k
2024: €88k
2019 → 2025
Working capital
€495k▼ 21.5%
2024 · €630k
2019: €1.45M
2020: €1.26M
2021: €973k
2022: €540k
2023: €588k
2024: €630k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.79M-€1.85M▲ 3.4%€2.40M▲ 29.5%€2.49M▲ 3.7%€2.49M▲ 0.1%
Operating result€886k-€142k▼ 84.0%€812k▲ 472%€75k▼ 90.8%€272k▲ 262%
Net result€887k-€161k▼ 81.8%€831k▲ 416%€88k▼ 89.5%€288k▲ 229%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 262% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.05M
Fixed assets
€2.22M▲ 4.7%
Current assets
€1.84M▼ 5.8%
Equity and liabilities €4.05M
Equity
€2.49M▲ 0.1%
Debt
€1.56M▼ 1.0%
The debt ratio falls from 38.9% to 38.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
61.4%▲
2024 · 61.1%
ROE
11.6%▲
2024 · 3.5%
ROA
7.1%▲
2024 · 2.2%
Debt
€1.56M▼
2024 · €1.58M
Debt ≤ 1 year
€1.34M▲
2024 · €1.32M
Debt > 1 year
€219k▼
2024 · €262k
Income taxes
€17k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.07M€4.05M▼
Fixed assets21/28€2.12M€2.22M▲
Financial fixed assets28€2.12M€2.22M▲
Current assets29/58€1.95M€1.84M▼
Amounts receivable after more than one year29€1.66M€1.46M▼
Trade receivables290€1.66M-
Other amounts receivable291-€1.46M
Amounts receivable within one year40/41€268k€360k▲
Trade receivables40€268k€360k▲
Other amounts receivable41€122€21▼
Cash at bank and in hand54/58€10k€11k▲
Deferred charges and accrued income490/1€8k€0▼
Equity and liabilities
Total equity and liabilities10/49€4.07M€4.05M▼
Equity10/15€2.49M€2.49M▲
Contributions10/11€752k€752k=
Reserves13€1.73M€1.74M▲
Non-distributable reserves130/1€75k€75k=
Reserves not available under the articles1311€75k€75k=
Distributable reserves133€1.66M€1.66M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.58M€1.56M▼
Amounts payable after more than one year17€262k€219k▼
Financial debts170/4€262k€119k▼
Other amounts payable178/9-€100k
Amounts payable within one year42/48€1.32M€1.34M▲
Current portion of amounts payable after more than one year42€144k€143k▼
Trade debts44€1.18M€896k▼
Suppliers440/4€1.18M€896k▼
Taxes, remuneration and social security45€0€17k▲
Taxes450/3€0€17k▲
Other amounts payable47/48€0€285k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Other operating charges640/8€37k€38k▲
Gross operating margin9900€112k€310k▲
Operating profit (loss)9901€75k€272k▲
Financial income75/76B€41k€38k▼
Recurring financial income75€41k€38k▼
Financial charges65/66B€9k€5k▼
Recurring financial charges65€9k€5k▼
Profit (loss) for the period before taxes9903€107k€306k▲
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€88k€288k▲
Profit (loss) for the period to be appropriated9905€88k€288k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€288k▲
Transfer to equity691/2€88k€3k▼
To other reserves6921€88k€3k▼
Profit to be distributed694/7€0€285k▲
Directors or managers695€0€285k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet €88k ▼89.5%
Net result drops to €88k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Equity above €2MEq €2.40M ▲29.5%
5 profitable years in a row build equity to €2.40M.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 16 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2019net €887k ▲182%
Operating result €886k, net result €887k, both a record.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2018
19-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 19 days late
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée de Salmonsart 27090 Braine-le-ComteGround area
1.0 ha
Building footprint
5,160 m²
Parcel 55004F0358/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CAVALEDA
since 20162.254.099.163
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55004F0358/00E000 | Wallonia | 1.0 ha | 1 · 5,160 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 1,637 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2012
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.