Caution Mutuelle du Tournaisis
ActiveSummary
Caution Mutuelle du Tournaisis has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.7m and a net result of -€52,972. Equity has been shrinking by about 1.8% per year since 2018. The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Official details
Source: KBO- Status
- Active Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.004.696.327 7500 Tournai, since 01-06-1931
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- Auditor
- Luc FAJ SPRL Civile
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Turnover
- €39,870
- ▼ 35.1%
- Loss
- €52,972
- ▲ 82.5%
- Equity
- €1.7m
- ▼ 3.0%
- Total assets
- €2.0m
- ▼ 1.5%
- 2025 accounts not filed, 97 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 29-05-2025)lowers riskSize: turnover €39,870, total assets €2.0mFounded in 1968Equity €1.7m (84.7% of total assets)Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 82% of them on solvency, 66% on liquidity, 6% on profitability and 19% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 6 accounts on average 29 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Key points
- Risk: 5 loss-making years in a rowloss in financial year 2024 -€52,972 View
Recent changes
- · Gazette deed Reappointment: Luc FAJ SPRL Civile (statutory auditor)
- · Gazette deed Reappointment: Jean-Louis Deghoy (director)
- · Gazette deed Resignation: Roger Nef (director)Appointment: Stéphanie Delaunoy (director)
Key facts about Caution Mutuelle du Tournaisis
- What is the company number of Caution Mutuelle du Tournaisis?
- The company number of Caution Mutuelle du Tournaisis is 0405.687.949. The VAT number is the same number with BE in front: BE 0405.687.949.
- Where is Caution Mutuelle du Tournaisis based?
- The registered office is at Rue des Bergers 3, 7500 Tournai.Company details
- What is the legal form of Caution Mutuelle du Tournaisis?
- Legal form of Caution Mutuelle du Tournaisis: Coöperatieve vennootschap met beperkte aansprakelijkheid.
- When was Caution Mutuelle du Tournaisis founded?
- Caution Mutuelle du Tournaisis was founded on 01-01-1968.
- Is Caution Mutuelle du Tournaisis still active?
- Yes, Caution Mutuelle du Tournaisis is an active enterprise in the KBO register.
- What is the turnover of Caution Mutuelle du Tournaisis?
- The turnover of Caution Mutuelle du Tournaisis was €39,870 in financial year 2024, according to the filed annual accounts.Financials
- Is Caution Mutuelle du Tournaisis profitable?
- In financial year 2024, Caution Mutuelle du Tournaisis made a loss of €52,972.
- Where can I find the annual accounts of Caution Mutuelle du Tournaisis?
- Caution Mutuelle du Tournaisis filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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