CAUPILEC
ActiveThe computed 12-month bankruptcy probability of CAUPILEC is 1.6% (moderate). The 2025 annual accounts show negative equity (€-11k) and a net result of €-12k. Equity is shrinking by ~49% per year across the filed fiscal years. Its solvency ranks better than 5% of 27451 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-52
Solvency0▼-29
Growth38=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-12-2025, 143 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
143 d early
2024
145 d early
2023
144 d early
2022
152 d early
2021
187 d early
2020
101 d early
2019
92 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€25k▼ 8.0%
2020 · €28k
2018: €47k
2019: €26k
2020: €28k
2018 → 2021
EBIT margin
-27.3%▲ 12.9pp
2020 · -40.2%
2018: -21.5%
2019: -31.5%
2020: -40.2%
2018 → 2021
Net result
€-12k
2024 · €1k
2018: €-15k
2019: €-9k
2020: €-13k
2021: €-7k
2022: €-9k
2023: €-14k
2024: €1k
2018 → 2025
Working capital
€-11k
2024 · €402
2018: €50k
2019: €42k
2020: €29k
2021: €20k
2022: €13k
2023: €-632
2024: €402
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€25k-
Equity€23k-€14k▼ 37.8%€-263€771€-11k
Operating result€-7k-€-8k▼ 9.7%€-12k▼ 61.8%€4k€-9k
Net result€-7k-€-9k▼ 20.5%€-14k▼ 67.7%€1k€-12k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4k
Fixed assets
€369=
Current assets
€3k▼ 80.9%
Key figures and ratios
Debt
€15k▼
2024 · €17k
Debt ≤ 1 year
€15k▼
2024 · €17k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€4k▼
Fixed assets21/28€369€369=
Financial fixed assets28€369€369=
Current assets29/58€17k€3k▼
Stocks and contracts in progress3€6k€2k▼
Stocks30/36€6k€2k▼
Amounts receivable within one year40/41€11k€1k▼
Trade receivables40€2k-
Other amounts receivable41€9k€1k▼
Cash at bank and in hand54/58€42€42=
Deferred charges and accrued income490/1€323€164▼
Equity and liabilities
Total equity and liabilities10/49€17k€4k▼
Equity10/15€771€-11k▼
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-13k€-25k▼
Amounts payable17/49€17k€15k▼
Amounts payable within one year42/48€17k€15k▼
Financial debts43€12k€13k▲
Credit institutions430/8€12k€13k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Income statement
Code20242025
Other operating charges640/8€915€387▼
Non-recurring operating charges66A€30€63▲
Gross operating margin9900€4k€-9k▼
Operating profit (loss)9901€4k€-9k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€1k€-12k▼
Income taxes67/77€-33-
Profit (loss) for the period9904€1k€-12k▼
Profit (loss) for the period to be appropriated9905€1k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-25k▼
Profit (loss) brought forward from the previous period14P€-15k€-13k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Back to profitnet €1k
Net result €1k after 6 loss-making years.
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-09
Financial
Liquidity doublescurrent ratio 6.67
Current ratio from 2.79 to 6.67; short-term debt falls from €16k to €4k.
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Chaurly 11490 Court-Saint-EtienneGround area
1,264 m²
Building footprint
164 m²
Volume, LiDAR
1,049 m³
Parcel 25023A0394/00S000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Chaurly 1, 1490 Court-Saint-Etienne
since 19892.045.085.444
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023A0394/00S000 | Wallonia | 1,264 m² | 1 · 164 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FIBER COACHING
BE 0790.387.177
Pont-à-Celles · Eq €758
SER GROEP
BE 0793.357.357
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BELECO
BE 0776.750.264
Ittre · Eq €742
Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 786 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-06-1989
Fiscal year end30-09
Activities, NACEBEL
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.