CAULIER - IMMO
ActiveSummary
CAULIER - IMMO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €-305. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 44% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▲+35
Solvency49=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.74 against 0.72 in 2023; short-term debt: 57.7% and cash: 9% of total assets), and 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.8%
Return on assets
-0.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-305
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
99 d late
2022
70 d late
2021
85 d late
2020
89 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€74k▼ 0.4%
2023 · €75k
2018: €64k
2019: €83k
2020: €108k
2021: €91k
2022: €94k
2023: €75k
2018 → 2024
Total assets
€313k=
2023 · €313k
2018: €319k
2019: €288k
2020: €429k
2021: €332k
2022: €341k
2023: €313k
2018 → 2024
Net result
€-305▲ 98.4%
2023 · €-19k
2018: €12k
2019: €18k
2020: €53k
2021: €-17k
2022: €3k
2023: €-19k
2018 → 2024
Working capital
€-48k▲ 7.1%
2023 · €-51k
2018: €39k
2019: €-5k
2020: €13k
2021: €-44k
2022: €-39k
2023: €-51k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€108k-€91k▼ 15.8%€94k▲ 3.5%€75k▼ 20.6%€74k▼ 0.4%
Operating result€63k-€-12k€6k€-17k€2k
Net result€53k-€-17k€3k€-19k€-305▲ 98.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €17k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €313k
Fixed assets
€180k ▼ 1.4%
Current assets
€133k ▲ 1.9%
Equity and liabilities €313k
Equity
€74k ▼ 0.4%
Debt
€239k ▲ 0.1%
Debt's share of the balance-sheet total rises from 76.2% to 76.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€16k▲
2023 · €5k
Cash flow
€14k▲
2023 · €3k
Current ratio
0.74▲
2023 · 0.72
Debt to equity
3.21▲
2023 · 3.19
ROE
-0.4%▲
2023 · -26.0%
ROA
-0.1%▲
2023 · -6.2%
Interest coverage
5.10▲
2023 · 1.84
Debt ≤ 1 year
€181k▼
2023 · €182k
Debt > 1 year
€58k▲
2023 · €57k
Income taxes
€37
Staff costs
€89k▼
2023 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€313k€313k=
Fixed assets21/28€183k€180k▼
Tangible fixed assets22/27€156k€154k▼
Land and buildings22€89k€86k▼
Plant, machinery and equipment23€64k€67k▲
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€27k€27k=
Current assets29/58€130k€133k▲
Amounts receivable within one year40/41€91k€84k▼
Trade receivables40€70k€69k▼
Other amounts receivable41€21k€15k▼
Current investments50/53€37k€15k▼
Cash at bank and in hand54/58€2k€28k▲
Deferred charges and accrued income490/1€658€6k▲
Equity and liabilities
Total equity and liabilities10/49€313k€313k=
Equity10/15€75k€74k▼
Contributions10/11€19k€19k=
Reserves13€56k€56k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€54k€54k▼
Amounts payable17/49€239k€239k▲
Amounts payable after more than one year17€57k€58k▲
Financial debts170/4€55k€52k▼
Other amounts payable178/9€2k€6k▲
Amounts payable within one year42/48€182k€181k▼
Current portion of amounts payable after more than one year42€4k€3k▼
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€23k€62k▲
Suppliers440/4€23k€62k▲
Taxes, remuneration and social security45€43k€33k▼
Taxes450/3€15k€13k▼
Remuneration and social security454/9€28k€20k▼
Other amounts payable47/48€108k€82k▼
Accrued charges and deferred income492/3-€68
Income statement
Code20232024
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€117k€89k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€14k▼
Other operating charges640/8€3k€6k▲
Gross operating margin9900€125k€111k▼
Operating profit (loss)9901€-17k€2k▲
Financial income75/76B€628€1k▲
Recurring financial income75€628€1k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-19k€-268▲
Income taxes67/77-€37
Profit (loss) for the period9904€-19k€-305▲
Profit (loss) for the period to be appropriated9905€-19k€-305▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-305▲
Profit (loss) brought forward from the previous period14P€3k-
Transfer from equity791/2€16k€305▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 99 days late
2023
31-12
Financial
Weakest financial yearnet €-19k ▼703%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Highest result since 2018net €53k ▲189%
Operating result €63k, net result €53k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲30.6%
3 profitable years in a row build equity to €108k.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 158 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route d'Ath(J) 3237050 JurbiseGround area
1,506 m²
Building footprint
153 m²
Volume, LiDAR
571 m³
2 parcels, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Route d'Ath(J) 321, 7050 Jurbise
since 20112.194.464.652
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53044B0586/00Z003 | Wallonia | 853 m² | 1 · 58 m² | 11.7 m · 3 fl. |
| 53044B0586/00R003 | Wallonia | 652 m² | 1 · 95 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0678.368.213
Nazareth-De Pinte · Eq €74,430
ARTEMIS REAL ESTATES
BE 0836.124.459
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Bolio
BE 0768.328.189
Edegem · Eq €74,532
WENDIMO
BE 0472.174.422
De Haan · Eq €74,551
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 5,100 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:caulier-immo@hotmail.com
Phone:0474/71.54.36