Equity
€24,666 from €108,067 in 2020
Equity fell by 77% in 5 years.
CAULIER - IMMO
Lifetime
15 annual accounts with figures on one time axispeak €125,199 (2023)
€90,260▼ 18.3%
lowest -€49,790 (2025)
-€49,790▼ €49,485
peak €108,067 (2020)
€24,666▼ 66.9%
€263,543▲ 10.3%
peak 1.4 FTE (2019)
-not published
Board3 names since 2020
2 directorsCAULIER Benoit and 1 other
Documentsfilings and deeds
24-09-202655 days late
2025micro format
Gross margin from €110,528 to €90,260Loss of €49,790Equity from €74,456 to €24,666Cash from €28,071 to €50,515
Key points
from the 2025 annual accountsLosses
-€69,523 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€263,543 91% of the balance sheet
Financial debts 18%Suppliers 3%Taxes and wages 12%Other 67%
Of this, €207,694 falls due within a year.
Investments
€26,435 1.7 × depreciation
Green is investment, beige is depreciation. Machinery stands 10.5% higher than in 2024.
Filings
15 annual accounts since 2011
Ten of the last ten came late. The 2016 accounts came latest: 158 days after the end of the period.
Position in the sector
-€49,790
Lower net result than 91% of companies in real estate. Sector median €5,997 · 17,176 companies.
Checked score
53
Fair
Financially stronger than 17% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.9%
01-2025: 3.9%● unchanged vs 12-2024
02-2025: 3.9%● unchanged vs 01-2025
03-2025: 3.9%● unchanged vs 02-2025
04-2025: 3.8%▼ -0.1 percentage points vs 03-2025
05-2025: 3.4%▼ -0.4 percentage points vs 04-2025
06-2025: 3.3%▼ -0.1 percentage points vs 05-2025
07-2025: 3.4%▲ +0.1 percentage points vs 06-2025
08-2025: 3.8%▲ +0.4 percentage points vs 07-2025
09-2025: 4.4%▲ +0.6 percentage points vs 08-2025
10-2025: 5.8%▲ +1.4 percentage points vs 09-2025highest value
11-2025: 1.9%▼ -3.9 percentage points vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.0%▼ -0.9 percentage points vs 01-2026
03-2026: 0.9%▼ -0.1 percentage points vs 02-2026
04-2026: 0.8%▼ -0.1 percentage points vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.7%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: 1.0%▲ +0.3 percentage points vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.3%▲ +0.3 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Last filed accounts filed 55 days late; 3 of the last 3 accounts late
Loss of €49,790, the second in a row (financial year 2025)
Equity €24,666 (8.6% of total assets)
lowers risk
Size: total assets €288,209
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 29% of them on solvency, 26% on liquidity, 4% on profitability and 9% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 642 companies had the same profile as CAULIER - IMMO has now. Each dot stands for 2 companies, two years later.
89.9%
were still trading
5.5%
stopped another way
3.6%
went bankrupt
Another 1.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CAULIER - IMMO itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 642 companies, not a prediction for CAULIER - IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.51 (0.74 in 2024), below 1. Short-term debt is 72.1% and cash 17.5% of total assets. 91.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€49,790
raises risk · 2025 accounts filed 55 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
55 days late
2024
91 days late
2023
99 days late
2022
70 days late
2021
85 days late
2020
89 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 87 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Caulier Florian (director)
Transfer of shares from Caulier Florian to Caulier Benoit · General meeting of 31-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0831992655
Registered office moved to Jurbise
New registered office: Route d'Ath 323, 7050 Jurbise · Resignation: CAULIER Freddy (manager) · Reappointment: CAULIER Benoit (director) · General meeting of 22-12-2023 · Gazette deed
New manager
Caulier Florian appointed, Caulier Freddy resigned · Transfer of shares from Caulier Freddy to Caulier Florian · Caulier Benoit holds 75% of the shares · General meeting of 06-01-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CAULIER - IMMO Jurbise | €288,209 | €90,260 | 8.6% | - |
| AGENCE DU PARC IMMO Frasnes-lez-Anvaing | €308,466 | €104,558 | 18.6% | - |
| INVEST CATTELAIN Uccle | €302,989 | €83,762 | 59.2% | - |
| TRIOR LOUISE Ixelles | €241,028 | €91,271 | 36.4% | - |
| Vastgoedplus Duffel | €272,055 | €88,484 | 63.5% | - |
| E&T Real Estate Ninove | €341,315 | €84,704 | 13.7% | - |
| IMMOBILIERE OOSTEN&QUIX Uccle | €256,208 | €87,484 | 62.9% | - |
These companies have the same main activity as CAULIER - IMMO: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €241,000 and €341,000, founded between 2009 and 2012.
Official details
Source: KBO- Status
- Active since 03-12-2010Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 1 other
- Establishment unit
- 2.194.464.6527050 Jurbise, since 01-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Annual accounts 2025
- ≈ €190,000estimated
- €288,209▼ 8.1%
- ≈ 2.1 FTEestimated
- Filing
- Filed on 24-09-2026
Insights on CAULIER - IMMO
CAULIER - IMMO files the micro format. That format states no turnover. The gross margin rose from €8,131 in 2011 to €90,260 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CAULIER - IMMO
- What is the company number of CAULIER - IMMO?
- The company number of CAULIER - IMMO is 0831.992.655. The VAT number is the same number with BE in front: BE 0831.992.655.
- Where is CAULIER - IMMO based?
- The registered office is at Route d'Ath 323, 7050 Jurbise.Company details
- What does CAULIER - IMMO do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of CAULIER - IMMO?
- CAULIER - IMMO is a private limited company (BV).
- When was CAULIER - IMMO founded?
- CAULIER - IMMO was founded on 03-12-2010.
- Is CAULIER - IMMO still active?
- Yes, CAULIER - IMMO is an active enterprise in the KBO register.
- How many employees does CAULIER - IMMO have?
- CAULIER - IMMO had an average of 1.4 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- What is the turnover of CAULIER - IMMO?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €90,260 and 32 comparable companies (NACE 683). It probably lies between €120,000 and €260,000.
- Is CAULIER - IMMO profitable?
- In financial year 2025, CAULIER - IMMO made a loss of €49,790.
- Where can I find the annual accounts of CAULIER - IMMO?
- CAULIER - IMMO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CAULIER - IMMO due?
- CAULIER - IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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