CATTEBEKE AGRO
ActiveCATTEBEKE AGRO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €414k and a net result of €206k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency86▲+17
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 5.19 against 1.81 in 2024; short-term debt: 13.5% and cash: 50.1% of total assets), and 39.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.9%
Return on assets
30.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €414k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
9 d early
2023
61 d early
2022
59 d early
2021
59 d early
2020
30 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€414k▲ 96.7%
2024 · €210k
2018: €364k
2019: €344k
2020: €359k
2021: €330k
2022: €242k
2023: €165k
2024: €210k
2018 → 2025
Total assets
€679k▲ 42.6%
2024 · €476k
2018: €1.32M
2019: €1.07M
2020: €1.09M
2021: €938k
2022: €652k
2023: €549k
2024: €476k
2018 → 2025
Net result
€206k▲ 283%
2024 · €54k
2018: €67k
2019: €-8k
2020: €24k
2021: €-20k
2022: €-79k
2023: €-69k
2024: €54k
2018 → 2025
Working capital
€385k▲ 290%
2024 · €99k
2018: €-115k
2019: €-186k
2020: €-171k
2021: €-132k
2022: €-104k
2023: €-62k
2024: €99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€330k-€242k▼ 26.7%€165k▼ 31.9%€210k▲ 27.9%€414k▲ 96.7%
Operating result€-32k-€-88k▼ 179%€-78k▲ 12.1%€48k€263k▲ 449%
Net result€-20k-€-79k▼ 298%€-69k▲ 12.5%€54k€206k▲ 283%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 449% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €679k
Fixed assets
€203k▼ 20.7%
Current assets
€477k▲ 116%
Equity and liabilities €679k
Equity
€414k▲ 96.7%
Provisions
€62k▲ 1,420%
Debt
€203k▼ 22.3%
The debt ratio falls from 55.0% to 29.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€317k▲
2024 · €201k
Cash flow
€260k▲
2024 · €207k
Solvency
60.9%▲
2024 · 44.2%
Current ratio
5.19▲
2024 · 1.81
Quick ratio
5.16▲
2024 · 1.79
Debt / equity
0.49▼
2024 · 1.24
ROE
49.8%▲
2024 · 25.6%
ROA
30.4%▲
2024 · 11.3%
Interest coverage
182.74▲
2024 · 91.49
Debt
€203k▼
2024 · €262k
Debt ≤ 1 year
€92k▼
2024 · €122k
Debt > 1 year
€112k▼
2024 · €140k
Income taxes
€0▼
2024 · €6k
Staff costs
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€476k€679k▲
Fixed assets21/28€256k€203k▼
Tangible fixed assets22/27€256k€203k▼
Land and buildings22-€40k
Plant, machinery and equipment23€37k€27k▼
Furniture and vehicles24€58k€38k▼
Leasing and similar rights25€161k€98k▼
Current assets29/58€221k€477k▲
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€63k€134k▲
Trade receivables40€63k€3k▼
Other amounts receivable41€565€131k▲
Cash at bank and in hand54/58€155k€340k▲
Equity and liabilities
Total equity and liabilities10/49€476k€679k▲
Equity10/15€210k€414k▲
Contributions10/11€6k€6k=
Reserves13€199k€405k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€4k€245k▲
Distributable reserves133€193k€160k▼
Investment grants15€5k€2k▼
Provisions and deferred taxes16€4k€62k▲
Deferred taxes168€4k€62k▲
Amounts payable17/49€262k€203k▼
Amounts payable after more than one year17€140k€112k▼
Financial debts170/4€50k€22k▼
Other amounts payable178/9€90k€90k=
Amounts payable within one year42/48€122k€92k▼
Current portion of amounts payable after more than one year42€28k€28k▲
Trade debts44€14k€3k▼
Suppliers440/4€14k€3k▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Remuneration and social security454/9-€192
Other amounts payable47/48€74k€49k▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153k€53k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€25k€0▼
Other operating charges640/8€871€780▼
Gross operating margin9900€230k€320k▲
Operating profit (loss)9901€48k€263k▲
Financial income75/76B€8k€3k▼
Recurring financial income75€8k€3k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€54k€264k▲
Transfer from deferred taxes780€6k€3k▼
Transfer to deferred taxes680-€61k
Income taxes67/77€6k€0▼
Profit (loss) for the period9904€54k€206k▲
Transfer from tax-exempt reserves789€4k€4k=
Transfer to tax-exempt reserves689-€245k
Profit (loss) for the period to be appropriated9905€58k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€-35k▼
Transfer from equity791/2-€35k
Transfer to equity691/2€58k€0▼
To other reserves6921€58k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2018net €206k ▲283%
Operating result €263k, net result €206k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.19
Current ratio from 1.81 to 5.19; short-term debt falls from €122k to €92k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €54k
Net result €54k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.81
Current ratio from 0.70 to 1.81; short-term debt falls from €206k to €122k.
31-12
Financial
Equity above €200kEq €210k ▲27.9%
Equity rises from €165k to €210k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-79k
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kongostraat 278520 KuurneGround area
339 m²
Building footprint
140 m²
Volume, LiDAR
998 m³
Parcel 34023B0945/00S000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CATTEBEKE AGRO
since 20062.156.702.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023B0945/00S000 | Flanders | 339 m² | 1 · 140 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKuurne2.156.702.552
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,368. 1,084 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2006
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
01610Support activities for crop production
71310
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.