CATRO
ActiveCATRO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €2k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 3620 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-8
Solvency43=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.39 in 2024; short-term debt: 28.4% and cash: 4.1% of total assets), and 81.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.5%
Return on assets
0.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
50 d early
2023
58 d early
2022
55 d early
2021
53 d early
2020
46 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€122k▲ 1.5%
2024 · €121k
2019: €61k
2020: €63k
2021: €26k
2022: €28k
2023: €75k
2024: €121k
2019 → 2025
Total assets
€663k▼ 2.4%
2024 · €679k
2019: €121k
2020: €578k
2021: €642k
2022: €658k
2023: €684k
2024: €679k
2019 → 2025
Net result
€2k▼ 96.0%
2024 · €45k
2019: €-5k
2020: €2k
2021: €-37k
2022: €2k
2023: €47k
2024: €45k
2019 → 2025
Working capital
€-100k▲ 27.2%
2024 · €-138k
2019: €36k
2020: €-121k
2021: €-200k
2022: €-203k
2023: €-173k
2024: €-138k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€28k▲ 7.5%€75k▲ 169%€121k▲ 59.9%€122k▲ 1.5%
Operating result€-29k-€10k€54k▲ 441%€56k▲ 3.5%€11k▼ 81.4%
Net result€-37k-€2k€47k▲ 2,339%€45k▼ 4.7%€2k▼ 96.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €663k
Fixed assets
€575k▼ 2.6%
Current assets
€88k▼ 0.7%
Equity and liabilities €663k
Equity
€122k▲ 1.5%
Debt
€540k▼ 3.2%
The debt ratio falls from 82.2% to 81.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▼
2024 · €100k
Cash flow
€50k▼
2024 · €89k
Solvency
18.5%▲
2024 · 17.8%
Current ratio
0.47▲
2024 · 0.39
Quick ratio
0.41▲
2024 · 0.37
Debt / equity
4.41▼
2024 · 4.63
ROE
1.5%▼
2024 · 37.5%
ROA
0.3%▼
2024 · 6.7%
Interest coverage
6.84▼
2024 · 15.16
Debt
€540k▼
2024 · €558k
Debt ≤ 1 year
€188k▼
2024 · €226k
Debt > 1 year
€352k▲
2024 · €332k
Income taxes
€701▼
2024 · €5k
Staff costs
€87k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€679k€663k▼
Fixed assets21/28€590k€575k▼
Intangible fixed assets21€375-
Tangible fixed assets22/27€590k€575k▼
Land and buildings22€555k€545k▼
Plant, machinery and equipment23€31k€28k▼
Furniture and vehicles24€4k€1k▼
Current assets29/58€88k€88k▼
Stocks and contracts in progress3€5k€10k▲
Stocks30/36€5k€10k▲
Amounts receivable within one year40/41€24k€51k▲
Trade receivables40€23k€23k▲
Other amounts receivable41€1k€28k▲
Cash at bank and in hand54/58€60k€27k▼
Equity and liabilities
Total equity and liabilities10/49€679k€663k▼
Equity10/15€121k€122k▲
Contributions10/11€40k€40k=
Reserves13€81k€82k▲
Distributable reserves133€81k€82k▲
Amounts payable17/49€558k€540k▼
Amounts payable after more than one year17€332k€352k▲
Financial debts170/4€332k€352k▲
Amounts payable within one year42/48€226k€188k▼
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€15k€28k▲
Suppliers440/4€15k€28k▲
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€7k-
Remuneration and social security454/9€5k€10k▲
Other amounts payable47/48€170k€121k▼
Income statement
Code20242025
Remuneration, social security and pensions62€75k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€48k▲
Other operating charges640/8-€64
Gross operating margin9900€174k€146k▼
Operating profit (loss)9901€56k€11k▼
Financial income75/76B€242€615▲
Recurring financial income75€242€615▲
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€50k€3k▼
Income taxes67/77€5k€701▼
Profit (loss) for the period9904€45k€2k▼
Profit (loss) for the period to be appropriated9905€45k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€2k▼
Transfer to equity691/2€45k€2k▼
To other reserves6921€45k€2k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €100kEq €121k ▲59.9%
3 profitable years in a row build equity to €121k.
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €47k ▲2339%
Net result €47k, the highest in the series.
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €-37k ▼1584%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geldenaaksebaan 4823001 LeuvenGround area
891 m²
Building footprint
241 m²
Volume, LiDAR
802 m³
Parcel 24514B0185/00C000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bar Tartine
since 20092.177.632.083
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514B0185/00C000 | Flanders | 891 m² | 1 · 241 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.177.632.083
Similar companies · same sector, comparable size
Koekketroef
BE 0746.915.539
Leuven · Eq €122k
AUGUST – AUGUSTE & AUGUSTE
BE 0677.612.207
Oostende · Eq €123k
First in Line
BE 0862.183.114
Gent · Eq €123k
GEERS-VANKERKVOORDE
BE 0809.868.044
Lochristi · Eq €122k
ARNAUD URBAIN
BE 1004.952.662
Jurbise · Eq €123k
Of 7,509 companies in sector 56210 we hold annual accounts for 2,445. 1,928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2009
Fiscal year end30-06
Activities, NACEBEL
56210Event catering
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.