CATRIMMO
ActiveCATRIMMO has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €539. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 59% of 3108 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+22
Solvency68▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 53.85 against 9.53 in 2024; short-term debt: 1.9% and cash: 31.8% of total assets), but 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
70 d early
2023
1 d early
2022
43 d early
2021
on the day
2020
1 d late
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 1.0%
2024 · €57k
2019: €51k
2020: €56k
2021: €62k
2022: €60k
2023: €69k
2024: €57k
2019 → 2025
Total assets
€132k▲ 4.7%
2024 · €126k
2019: €132k
2020: €146k
2021: €148k
2022: €159k
2023: €114k
2024: €126k
2019 → 2025
Net result
€539
2024 · €-12k
2019: €8k
2020: €7k
2021: €8k
2022: €-2k
2023: €9k
2024: €-12k
2019 → 2025
Working capital
€129k▲ 14.8%
2024 · €113k
2019: €113k
2020: €123k
2021: €133k
2022: €153k
2023: €102k
2024: €113k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€60k▼ 2.8%€69k▲ 15.4%€57k▼ 17.9%€57k▲ 1.0%
Operating result€14k-€170▼ 98.8%€15k▲ 8,771%€-9k€4k
Net result€8k-€-2k€9k€-12k€539
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €132k
Equity
€57k▲ 1.0%
Debt
€75k▲ 7.7%
The debt ratio rises from 55.0% to 56.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €-8k
Cash flow
€539▲
2024 · €-11k
Solvency
43.4%▼
2024 · 45.0%
Current ratio
53.85▲
2024 · 9.53
Quick ratio
45.13▲
2024 · 7.91
Debt / equity
1.30▲
2024 · 1.22
ROE
0.9%▲
2024 · -21.9%
ROA
0.4%▲
2024 · -9.9%
Interest coverage
1.03▲
2024 · -2.27
Debt
€75k▲
2024 · €69k
Debt ≤ 1 year
€2k▼
2024 · €13k
Debt > 1 year
€55k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€132k▲
Current assets29/58€126k€132k▲
Stocks and contracts in progress3€21k€21k=
Stocks30/36€21k€21k=
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€2k€0▼
Other amounts receivable41€3k€4k▲
Current investments50/53-€65k
Cash at bank and in hand54/58€99k€42k▼
Deferred charges and accrued income490/1-€5
Equity and liabilities
Total equity and liabilities10/49€126k€132k▲
Equity10/15€57k€57k▲
Contributions10/11€31k€31k=
Reserves13€38k€38k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€-12k€-12k▲
Amounts payable17/49€69k€75k▲
Amounts payable after more than one year17€34k€55k▲
Other amounts payable178/9€34k€55k▲
Amounts payable within one year42/48€13k€2k▼
Trade debts44€13k€362▼
Suppliers440/4€13k€362▼
Taxes, remuneration and social security45€251€2k▲
Taxes450/3€251€2k▲
Accrued charges and deferred income492/3€22k€17k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€0▼
Other operating charges640/8€415€585▲
Gross operating margin9900€-7k€5k▲
Operating profit (loss)9901€-9k€4k▲
Financial income75/76B€543€407▼
Recurring financial income75€543€407▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-12k€539▲
Profit (loss) for the period9904€-12k€539▲
Profit (loss) for the period to be appropriated9905€-12k€539▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-12k▲
Profit (loss) brought forward from the previous period14P-€-12k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €539
Net result €539 after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 53.85
Current ratio from 9.53 to 53.85; short-term debt falls from €13k to €2k.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-12k ▼234%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 49.03
Current ratio from 14.28 to 49.03; short-term debt falls from €10k to €3k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordstraat 1818434 MiddelkerkeGround area
2,510 m²
Building footprint
153 m²
Volume, LiDAR
888 m³
Parcel 35022A0410/00D000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Noordstraat 181, 8434 Middelkerke
since 20022.038.922.974
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35022A0410/00D000 | Flanders | 2,510 m² | 1 · 153 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMiddelkerke2.038.922.974
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Of 20,594 companies in sector 01500 we hold annual accounts for 1,149. 736 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-1979
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.