CATMAR
ActiveCATMAR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €46k. Equity is growing by ~58.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency30▲+17
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.2 against 0.05 in 2024), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.9%
Return on assets
7.7%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
1 d early
2023
2 d early
2022
4 d early
2021
15 d late
2020
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 40.2%
2024 · €115k
2020: €2k
2021: €30k
2022: €48k
2023: €82k
2024: €115k
2020 → 2025
Total assets
€601k▲ 2.4%
2024 · €587k
2020: €608k
2021: €653k
2022: €598k
2023: €601k
2024: €587k
2020 → 2025
Net result
€46k▲ 37.7%
2024 · €34k
2020: €-4k
2021: €28k
2022: €18k
2023: €34k
2024: €34k
2020 → 2025
Working capital
€-82k▲ 36.2%
2024 · €-128k
2020: €-100k
2021: €-62k
2022: €-125k
2023: €-126k
2024: €-128k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€48k▲ 58.9%€82k▲ 69.7%€115k▲ 41.2%€162k▲ 40.2%
Operating result€46k-€33k▼ 28.2%€54k▲ 65.4%€53k▼ 1.6%€71k▲ 32.3%
Net result€28k-€18k▼ 36.8%€34k▲ 88.1%€34k▲ 0.2%€46k▲ 37.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 32% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €601k
Fixed assets
€581k=
Current assets
€20k▲ 229%
Equity and liabilities €601k
Equity
€162k▲ 40.2%
Debt
€439k▼ 6.9%
The debt ratio falls from 80.3% to 73.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
26.9%▲
2024 · 19.7%
Current ratio
0.20▲
2024 · 0.05
Quick ratio
0.20▲
2024 · 0.05
Debt / equity
2.71▼
2024 · 4.08
ROE
28.7%▼
2024 · 29.2%
ROA
7.7%▲
2024 · 5.7%
Debt
€439k▼
2024 · €472k
Debt ≤ 1 year
€102k▼
2024 · €134k
Debt > 1 year
€337k=
2024 · €337k
Income taxes
€18k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€587k€601k▲
Fixed assets21/28€581k€581k=
Tangible fixed assets22/27€564k€564k=
Land and buildings22€564k€564k=
Financial fixed assets28€16k€16k=
Current assets29/58€6k€20k▲
Amounts receivable within one year40/41€138€12k▲
Trade receivables40-€12k
Other amounts receivable41€138€203▲
Cash at bank and in hand54/58€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€587k€601k▲
Equity10/15€115k€162k▲
Contributions10/11€6k€6k=
Reserves13€109k€156k▲
Distributable reserves133€109k€156k▲
Amounts payable17/49€472k€439k▼
Amounts payable after more than one year17€337k€337k=
Financial debts170/4€337k€337k=
Amounts payable within one year42/48€134k€102k▼
Current portion of amounts payable after more than one year42€36k-
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€6k€6k=
Other amounts payable47/48€86k€86k=
Income statement
Code20242025
Other operating charges640/8€669-
Gross operating margin9900€54k€71k▲
Operating profit (loss)9901€53k€71k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€47k€64k▲
Income taxes67/77€13k€18k▲
Profit (loss) for the period9904€34k€46k▲
Profit (loss) for the period to be appropriated9905€34k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€46k▲
Transfer to equity691/2€34k€46k▲
To other reserves6921€34k€46k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2020net €46k ▲37.7%
Operating result €71k, net result €46k, both a record.
30-06
Financial
Equity above €150kEq €162k ▲40.2%
5 profitable years in a row build equity to €162k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €115k ▲41.2%
4 profitable years in a row build equity to €115k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
30-06
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tessenderloseweg 843290 DiestGround area
6,279 m²
Building footprint
1,639 m²
Volume, LiDAR
6,896 m³
Parcel 24019A0145/00D000, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CATMAR
since 20182.283.985.061
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24019A0145/00D000 | Flanders | 6,279 m² | 1 · 1,639 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LFS
BE 0699.936.756
Leuven · Eq €162k
LA RUCHE IMMO
BE 0892.307.057
Charleroi · Eq €162k
DOKTERSPRAKTIJK MARC BROSENS
BE 0473.815.207
Hasselt · Eq €162k
WIM LAMMERTYN
BE 0884.896.455
Poperinge · Eq €162k
2exelerate
BE 0833.740.437
Bierbeek · Eq €162k
Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 7,055 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2018
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:hortadiest@gmail.com