CATLAR
ActiveCATLAR has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199k and a net result of €61k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 13044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 3.13 in 2024), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
17.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
57 d early
2023
48 d late
2022
54 d early
2021
40 d early
2020
16 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€34k
EBIT margin
-1.4%
Net result
€61k▲ 10.6%
2024 · €55k
2018: €3k
2019: €30k
2020: €-3k
2021: €32k
2022: €20k
2023: €14k
2024: €55k
2018 → 2025
Working capital
€183k▲ 56.6%
2024 · €117k
2018: €5k
2019: €51k
2020: €24k
2021: €31k
2022: €49k
2023: €58k
2024: €117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€82k▲ 22.8%€91k▲ 10.9%€142k▲ 55.4%€199k▲ 39.8%
Operating result€44k-€24k▼ 45.0%€21k▼ 12.0%€74k▲ 251%€88k▲ 18.4%
Net result€32k-€20k▼ 37.2%€14k▼ 31.8%€55k▲ 308%€61k▲ 10.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€80k▼ 28.8%
Current assets
€264k▲ 53.8%
Equity and liabilities €344k
Equity
€199k▲ 39.8%
Provisions
€2k▼ 50.0%
Debt
€144k▲ 3.6%
The debt ratio falls from 48.8% to 41.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€122k▲
2024 · €107k
Cash flow
€95k▲
2024 · €88k
Solvency
57.7%▲
2024 · 49.9%
Current ratio
3.26▲
2024 · 3.13
Quick ratio
3.15▲
2024 · 2.98
Debt / equity
0.72▼
2024 · 0.98
ROE
30.8%▼
2024 · 38.9%
ROA
17.7%▼
2024 · 19.4%
Interest coverage
93.79▲
2024 · 39.50
Debt
€144k▲
2024 · €139k
Debt ≤ 1 year
€81k▲
2024 · €55k
Debt > 1 year
€63k▼
2024 · €84k
Income taxes
€32k▲
2024 · €22k
Staff costs
€2k▲
2024 · €641
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€285k€344k▲
Fixed assets21/28€113k€80k▼
Intangible fixed assets21€55k€36k▼
Tangible fixed assets22/27€52k€39k▼
Plant, machinery and equipment23€774€2k▲
Furniture and vehicles24€51k€37k▼
Financial fixed assets28€6k€6k=
Current assets29/58€172k€264k▲
Stocks and contracts in progress3€9k€9k▲
Stocks30/36€9k€9k▲
Amounts receivable within one year40/41€117k€118k▲
Trade receivables40€47k€62k▲
Other amounts receivable41€70k€55k▼
Cash at bank and in hand54/58€46k€137k▲
Equity and liabilities
Total equity and liabilities10/49€285k€344k▲
Equity10/15€142k€199k▲
Contributions10/11€25k€25k=
Reserves13€117k€174k▲
Tax-exempt reserves132€9k€5k▼
Distributable reserves133€108k€169k▲
Profit (loss) carried forward14€6€6=
Provisions and deferred taxes16€4k€2k▼
Deferred taxes168€4k€2k▼
Amounts payable17/49€139k€144k▲
Amounts payable after more than one year17€84k€63k▼
Financial debts170/4€84k€63k▼
Amounts payable within one year42/48€55k€81k▲
Trade debts44€33k€38k▲
Suppliers440/4€33k€38k▲
Taxes, remuneration and social security45€20k€43k▲
Taxes450/3€20k€36k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€641€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€109k€125k▲
Operating profit (loss)9901€74k€88k▲
Financial income75/76B€4€168▲
Recurring financial income75€4€168▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€71k€86k▲
Transfer from deferred taxes780€6k€6k=
Income taxes67/77€22k€32k▲
Profit (loss) for the period9904€55k€61k▲
Profit (loss) for the period to be appropriated9905€55k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€61k▲
Profit (loss) brought forward from the previous period14P€6€6=
Transfer to equity691/2€55k€61k▲
To other reserves6921€55k€61k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €61k ▲10.6%
Operating result €88k, net result €61k, both a record.
31-12
Financial
Equity above €150kEq €199k ▲39.8%
5 profitable years in a row build equity to €199k.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €142k ▲55.4%
4 profitable years in a row build equity to €142k.
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-3k ▼109%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 6current ratio 8.44
Current ratio from 1.41 to 8.44; short-term debt falls from €13k to €7k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provinciale Steenweg 3672627 SchelleGround area
223 m²
Building footprint
188 m²
Volume, LiDAR
810 m³
Parcel 11038A0307/00M004, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Castro's Corner
since 20062.155.628.822
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038A0307/00M004 | Flanders | 223 m² | 1 · 188 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchelle2.155.628.822
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 6,638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-08-2006
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.