CathoBel
ActiveCathoBel has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €718k and a net result of €33k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 56% of 213 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
66
/ 100
Healthy▲ +3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability24▲+15
Solvency97▲+3
Growth64▲+18
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 2.6 in 2023), but 52.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
26 d early
2022
4 d late
2021
39 d early
2020
26 d early
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€715k▲ 6.8%
2023 · €669k
2018: €680k
2019: €688k
2020: €626k
2021: €662k
2022: €657k
2023: €669k
2018 → 2024
EBIT margin
-13.2%▲ 1.8pp
2023 · -15.1%
2018: 10.0%
2019: 3.0%
2020: -0.7%
2021: -3.6%
2022: -4.2%
2023: -15.1%
2018 → 2024
Net result
€33k▲ 2,152%
2023 · €1k
2018: €19k
2019: €50k
2020: €2k
2021: €-25k
2022: €-76k
2023: €1k
2018 → 2024
Working capital
€909k▲ 20.8%
2023 · €753k
2018: €671k
2019: €802k
2020: €789k
2021: €760k
2022: €708k
2023: €753k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€626k-€662k▲ 5.7%€657k▼ 0.8%€669k▲ 1.8%€715k▲ 6.8%
Equity€729k-€764k▲ 4.8%€662k▼ 13.3%€654k▼ 1.1%€718k▲ 9.7%
Operating result€-4k-€-24k▼ 441%€-28k▼ 17.1%€-101k▼ 263%€-95k▲ 6.2%
Net result€2k-€-25k€-76k▼ 202%€1k€33k▲ 2,152%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €95k in 2024 against €101k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.50M
Fixed assets
€182k▼ 2.4%
Current assets
€1.32M▲ 7.9%
Equity and liabilities €1.50M
Equity
€718k▲ 9.7%
Provisions
€303k▲ 87.6%
Debt
€482k▼ 19.0%
The debt ratio falls from 42.1% to 32.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€-64k▲
2023 · €-82k
Cash flow
€63k▲
2023 · €20k
Solvency
47.8%▲
2023 · 46.4%
Current ratio
3.21▲
2023 · 2.60
Quick ratio
3.21▲
2023 · 2.60
Debt / equity
0.67▼
2023 · 0.91
ROE
4.5%▲
2023 · 0.2%
ROA
2.2%▲
2023 · 0.1%
Interest coverage
-56.93▲
2023 · -87.66
Debt
€482k▼
2023 · €594k
Debt ≤ 1 year
€412k▼
2023 · €471k
Debt > 1 year
€13k=
2023 · €13k
Income taxes
€-67k▼
2023 · €1k
Staff costs
€766k▼
2023 · €934k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.41M€1.50M▲
Fixed assets21/28€187k€182k▼
Intangible fixed assets21€32k€40k▲
Tangible fixed assets22/27€25k€27k▲
Plant, machinery and equipment23€14k€15k▲
Furniture and vehicles24€5k€7k▲
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€129k€115k▼
Current assets29/58€1.22M€1.32M▲
Amounts receivable within one year40/41€175k€261k▲
Trade receivables40€48k€64k▲
Other amounts receivable41€127k€197k▲
Current investments50/53€383k€399k▲
Cash at bank and in hand54/58€567k€574k▲
Deferred charges and accrued income490/1€99k€86k▼
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.50M▲
Equity10/15€654k€718k▲
Contributions10/11€1.21M€1.19M▼
Capital10€1.21M€1.19M▼
Profit (loss) carried forward14€-553k€-520k▲
Investment grants15-€45k
Provisions and deferred taxes16€161k€303k▲
Provisions for liabilities and charges160/5€161k€303k▲
Other liabilities and charges164/5€161k€303k▲
Amounts payable17/49€594k€482k▼
Amounts payable after more than one year17€13k€13k=
Other amounts payable178/9€13k€13k=
Amounts payable within one year42/48€471k€412k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€120k€131k▲
Suppliers440/4€120k€131k▲
Advances received on contracts in progress46€158k€140k▼
Taxes, remuneration and social security45€158k€99k▼
Taxes450/3€1k€906▼
Remuneration and social security454/9€157k€98k▼
Accrued charges and deferred income492/3€111k€57k▼
Income statement
Code20232024
Turnover70€669k€715k▲
Non-recurring operating income76A€140€5k▲
Goods, raw materials, services and sundry goods60/61€520k€593k▲
Remuneration, social security and pensions62€934k€766k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€30k▲
Other operating charges640/8€7k€9k▲
Non-recurring operating charges66A€83k€250k▲
Gross operating margin9900€901k€892k▼
Operating profit (loss)9901€-101k€-95k▲
Financial income75/76B€105k€61k▼
Recurring financial income75€4k€5k▲
Non-recurring financial income76B€100k€56k▼
Financial charges65/66B€936€1k▲
Recurring financial charges65€936€1k▲
Profit (loss) for the period before taxes9903€3k€-35k▼
Income taxes67/77€1k€-67k▼
Profit (loss) for the period9904€1k€33k▲
Profit (loss) for the period to be appropriated9905€1k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-553k€-520k▲
Profit (loss) brought forward from the previous period14P€-554k€-553k▲
Social balance
Average headcount (FTE)908712.410.7▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 4 days late
2022
31-12
Financial
Weakest financial yearnet €-76k
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
2019
31-12
Financial
Highest result since 2018net €50k ▲162%
Net result €50k, the highest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
23-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 671300 WavreGround area
2,750 m²
Building footprint
1,219 m²
Volume, LiDAR
18,059 m³
2 parcels, Brussels, Wallonia · tallest building 23.2 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
Dimanche
since 20092.183.825.534
Vlasfabriekstraat 14, 1060 Sint-Gillis (bij-Brussel)
since 20122.381.052.565
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112D0282/00L000 | Wallonia | 1,970 m² | 1 · 750 m² | 15.9 m · 4 fl. |
| 21013B0112/00A011 | Brussels | 780 m² | 1 · 469 m² | 23.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,108 companies in sector 58110 we hold annual accounts for 361. 193 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded19-12-1983
Fiscal year end31-12
Activities, NACEBEL
58110Book publishing
58140Publishing activities
58130Publishing activities
58120Publishing activities
59114Motion picture, video and television programme production, sound recording and music publishing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.