CATHEDRAL DESIGN
ActiveSummary
CATHEDRAL DESIGN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,992 and a net result of €16,627. Equity is growing by ~56.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-7
Solvency87▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.51 against 1.62 in 2024; short-term debt: 37.5% and cash: 22% of total assets), and 37.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Publishing activities (NACE 58)
about 30% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
18.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
8 d early
2023
29 d late
2022
30 d late
2021
24 d late
2020
33 d early
2019
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€56,992▲ 41.2%
2024 · €40,365
Total assets
€91,210▼ 4.3%
2024 · €95,330
Net result
€16,627▼ 29.4%
2024 · €23,553
Working capital
€51,605▲ 50.3%
2024 · €34,324
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,594▼ 58.2%€14,601=€10,690▼ 26.8%€34,889▲ 226%€26,787▼ 23.2%
Net result€10,013within the sector's middle half▼ 66.9%€9,507within the sector's middle half▼ 5.0%€6,551within the sector's middle half▼ 31.1%€23,553within the sector's middle half▲ 260%€16,627within the sector's middle half▼ 29.4%
Equity€754below the sector's middle half€10,261within the sector's middle half▲ 1,261%€16,812within the sector's middle half▲ 63.8%€40,365within the sector's middle half▲ 140%€56,992within the sector's middle half▲ 41.2%
Total assets€49,548within the sector's middle half▲ 99.1%€68,064within the sector's middle half▲ 37.4%€70,997within the sector's middle half▲ 4.3%€95,330within the sector's middle half▲ 34.3%€91,210within the sector's middle half▼ 4.3%
Debt€48,794▲ 42.9%€57,803▲ 18.5%€54,185▼ 6.3%€54,965▲ 1.4%€34,218▼ 37.7%
Working capital-€2,426within the sector's middle half▲ 80.5%€3,331within the sector's middle half€12,732within the sector's middle half▲ 282%€34,324within the sector's middle half▲ 170%€51,605within the sector's middle half▲ 50.3%
Solvency1.5%below the sector's middle half▲ 38.7pp15.1%within the sector's middle half▲ 13.6pp23.7%within the sector's middle half▲ 8.6pp42.3%within the sector's middle half▲ 18.7pp62.5%within the sector's middle half▲ 20.1pp
Current ratio0.95within the sector's middle half▲ 0.311.06within the sector's middle half▲ 0.111.23within the sector's middle half▲ 0.181.62within the sector's middle half▲ 0.392.51within the sector's middle half▲ 0.88
Return on assets (ROA)20.2%above the sector's middle half▼ 101.4pp14.0%within the sector's middle half▼ 6.2pp9.2%within the sector's middle half▼ 4.7pp24.7%above the sector's middle half▲ 15.5pp18.2%within the sector's middle half▼ 6.5pp
above
within
below
the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91,210
Fixed assets
€5,388 ▼ 10.8%
Current assets
€85,823 ▼ 3.9%
Equity and liabilities €91,210
Equity
€56,992 ▲ 41.2%
Debt
€34,218 ▼ 37.7%
Debt's share of the balance-sheet total falls from 57.7% to 37.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27,440
Cash flow
€17,281
Debt to equity
0.60▼
2024 · 1.36
ROE
29.2%▼
2024 · 58.4%
Interest coverage
8.94
Debt ≤ 1 year
€34,218▼
2024 · €54,965
Income taxes
€8,186▼
2024 · €9,870
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €654 | - |
| Other operating charges640/8 | €1,347 | €2,914 | €312 | €1,176 | €630 | ▼ 46.5% |
| Gross operating margin9900 | €15,941 | €17,515 | €11,002 | €36,064 | €28,070 | ▼ 22.2% |
| Operating profit (loss)9901 | €14,594 | €14,601 | €10,690 | €34,889 | €26,787 | ▼ 23.2% |
| Financial income75/76B | €477 | €574 | €870 | €876 | €1,097 | ▲ 25.2% |
| Recurring financial income75 | €477 | €574 | €870 | €876 | €1,097 | ▲ 25.2% |
| Financial charges65/66B | €1,311 | €1,507 | €1,765 | €2,342 | €3,070 | ▲ 31.1% |
| Recurring financial charges65 | €1,311 | €1,507 | €1,765 | €2,342 | €3,070 | ▲ 31.1% |
| Profit (loss) for the period before taxes9903 | €13,759 | €13,668 | €9,795 | €33,423 | €24,814 | ▼ 25.8% |
| Income taxes67/77 | €3,746 | €4,160 | €3,244 | €9,870 | €8,186 | ▼ 17.1% |
| Profit (loss) for the period9904 | €10,013 | €9,507 | €6,551 | €23,553 | €16,627 | ▼ 29.4% |
| Profit (loss) for the period to be appropriated9905 | €10,013 | €9,507 | €6,551 | €23,553 | €16,627 | ▼ 29.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,548 | €68,064 | €70,997 | €95,330 | €91,210 | ▼ 4.3% |
| Fixed assets21/28 | €3,180 | €6,930 | €4,080 | €6,041 | €5,388 | ▼ 10.8% |
| Tangible fixed assets22/27 | - | - | - | €1,961 | €1,308 | ▼ 33.3% |
| Plant, machinery and equipment23 | - | - | - | €1,961 | €1,308 | ▼ 33.3% |
| Financial fixed assets28 | €3,180 | €6,930 | €4,080 | €4,080 | €4,080 | = |
| Current assets29/58 | €46,368 | €61,134 | €66,917 | €89,289 | €85,823 | ▼ 3.9% |
| Amounts receivable after more than one year29 | €20,800 | €23,565 | €25,382 | €39,488 | €48,344 | ▲ 22.4% |
| Other amounts receivable291 | €20,800 | €23,565 | €25,382 | €39,488 | €48,344 | ▲ 22.4% |
| Amounts receivable within one year40/41 | €24,084 | €35,742 | €38,444 | €45,059 | €16,553 | ▼ 63.3% |
| Trade receivables40 | €24,084 | €35,742 | €38,444 | €45,059 | €16,553 | ▼ 63.3% |
| Cash at bank and in hand54/58 | €893 | €1,827 | €3,090 | €3,918 | €20,074 | ▲ 412% |
| Deferred charges and accrued income490/1 | €592 | - | - | €824 | €852 | ▲ 3.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,548 | €68,064 | €70,997 | €95,330 | €91,210 | ▼ 4.3% |
| Equity10/15 | €754 | €10,261 | €16,812 | €40,365 | €56,992 | ▲ 41.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €4,061 | €10,612 | €34,165 | €50,792 | ▲ 48.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €2,201 | €8,752 | €32,305 | €48,932 | ▲ 51.5% |
| Profit (loss) carried forward14 | -€7,306 | - | - | - | - | - |
| Amounts payable17/49 | €48,794 | €57,803 | €54,185 | €54,965 | €34,218 | ▼ 37.7% |
| Amounts payable within one year42/48 | €48,794 | €57,803 | €54,185 | €54,965 | €34,218 | ▼ 37.7% |
| Financial debts43 | €2,044 | €10,478 | €11,698 | €9,905 | - | - |
| Credit institutions430/8 | €2,044 | €10,478 | €11,698 | €9,905 | - | - |
| Trade debts44 | €22,302 | €32,827 | €32,790 | €23,915 | €15,725 | ▼ 34.2% |
| Suppliers440/4 | €22,302 | €32,827 | €32,790 | €23,915 | €15,725 | ▼ 34.2% |
| Taxes, remuneration and social security45 | €24,449 | €14,498 | €9,697 | €21,146 | €18,493 | ▼ 12.5% |
| Taxes450/3 | €21,449 | €14,498 | €9,697 | €21,146 | €18,493 | ▼ 12.5% |
| Remuneration and social security454/9 | €3,000 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,013 | €9,507 | €6,551 | €23,553 | €16,627 | ▼ 29.4% |
| + Depreciation and write-downs630 | - | - | - | - | €654 | - |
| Operating cash flow (approximation) | €10,013 | €9,507 | €6,551 | €23,553 | €17,281 | ▼ 26.6% |
| Investment in fixed assets (approximation) | - | -€3,750 | €2,850 | -€1,961 | €0 | ▲ 100% |
| Change in cash | - | €934 | €1,263 | €828 | €16,156 | ▲ 1,851% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
13-07
State Gazette act
Appointment: DERÉ Peter (non-statutory director)Legal-form conversion · Capital conversion · Reserve release9 facts ▸
State Gazette act
Appointment: DERÉ Peter (non-statutory director)
Legal-form conversion · Capital conversion · Reserve release9 facts ▸
- General meeting, buitengewone algemene vergadering
- Legal-form conversion, besloten vennootschap
- Capital conversion, enige aandeelhouder, EUR
- Reserve release, beschikbaar voor uitkering, enige aandeelhouder
- Statutes amendment
- Capital
- Director appointment, DERÉ Peter (non-statutory director)
- Registered office clause, Nijverheidsstraat 70 2160 Wommelgem
- Other statement, in akte, verklaring enige aandeelhouder overeenkomstig artikel 2:8 §4 WVV
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €6,551 ▼31.1%
Net result drops to €6,551, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €30,280 ▲9.2%
Operating result €34,919, net result €30,280, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
DERÉ Peter
CurrentNon-statutory director · since 13-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2004
Ground area
1.0 ha
Building footprint
2,289 m²
Volume, LiDAR
25,507 m³
Parcel 11052C0585/00T002, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
279
companies at this address
See who is registered here
1 establishment unit
Cathedral Design
since 20042.142.126.224
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0585/00T002 | Flanders | 1.0 ha | 1 · 2,288 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| DERÉ Peter |
|
Articles of association
Annual meeting
Last Friday of June at 18:00
Duration
Unlimited
Legal form clause
Besloten vennootschap, BV
Name clause
CATHEDRAL DESIGN
Registered office clause
Vlaams Gewest
Transfer restriction
In de statuten opgelegde regelingen gelden
Board rule
Één of meer, alle handelingen nodig of dienstig tot verwezenlijking van het voorwerp
Other statement
Alleen of gezamenlijk zoals bestuursorgaan bepaalt, dagelijks bestuur en vertegenwoordiging wat dat bestuur aangaat
Toelating algemene vergadering, houder effecten op naam ingeschreven in register effecten op naam per categorie
Bestemming winst en uitkeringen, binnen wettelijke grenzen dus na balanstest en liquiditeitstest
1 more provision on this in the deed
Liquidation rule
Netto actief verdeeld onder alle aandeelhouders naar verhouding aantal aandelen;goederen in natura opzelfde wijze, na aanzuivering schulden,lasten,kosten of con…
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Capital over the years
- 13-07-2026 Capital stated in the act · 186 shares
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Of 1,290 companies in sector 58290 we hold annual accounts for 594. 454 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-10-2004
Fiscal year end31-12
Activities, NACEBEL 2025
58290Other software publishing
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0867720131
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.