CATERING G&V
ActiveSummary
The computed 12-month bankruptcy probability of CATERING G&V is 3.2% (moderate). The 2025 annual accounts show negative equity (€-53k) and a net result of €-17k. Equity is shrinking by ~88.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 18280 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▲+5
Solvency0▼-5
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.69 against 0.81 in 2024; short-term debt: 132.8% and cash: 26.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-32.8%
Return on assets
-10.6%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-53k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
10 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-53k▼ 50.9%
2024 · €-35k
2022: €-4k
2023: €4k
2024: €-35k
2022 → 2025
Total assets
€163k▼ 7.7%
2024 · €176k
2022: €174k
2023: €174k
2024: €176k
2022 → 2025
Net result
€-17k▲ 55.9%
2024 · €-39k
2022: €-22k
2023: €8k
2024: €-39k
2022 → 2025
Working capital
€-66k▼ 77.1%
2024 · €-37k
2022: €12k
2023: €11k
2024: €-37k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-4k-€4k€-35k€-53k▼ 50.9%
Operating result€-20k-€16k€-34k€-11k▲ 67.4%
Net result€-22k-€8k€-39k€-17k▲ 55.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €34k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€13k ▼ 7.6%
Current assets
€150k ▼ 7.7%
Key figures and ratios
EBITDA
€-8k▲
2024 · €-29k
Cash flow
€-14k▲
2024 · €-34k
Solvency
-32.8%▼
2024 · -20.1%
Current ratio
0.69▼
2024 · 0.81
Quick ratio
0.27▼
2024 · 0.52
Debt to equity
-4.04▲
2024 · -5.97
ROA
-10.6%▲
2024 · -22.2%
Interest coverage
-1.23▲
2024 · -4.24
Debt
€216k▲
2024 · €212k
Debt ≤ 1 year
€216k▲
2024 · €200k
Staff costs
€225k▼
2024 · €270k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€176k€163k▼
Fixed assets21/28€14k€13k▼
Intangible fixed assets21€13k€10k▼
Tangible fixed assets22/27€733€3k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€733€2k▲
Current assets29/58€162k€150k▼
Stocks and contracts in progress3€58k€91k▲
Stocks30/36€58k€91k▲
Amounts receivable within one year40/41€44k€16k▼
Trade receivables40€36k€7k▼
Other amounts receivable41€8k€8k▼
Cash at bank and in hand54/58€60k€42k▼
Deferred charges and accrued income490/1€440€525▲
Equity and liabilities
Total equity and liabilities10/49€176k€163k▼
Equity10/15€-35k€-53k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-54k€-72k▼
Amounts payable17/49€212k€216k▲
Amounts payable after more than one year17€11k-
Financial debts170/4€11k-
Amounts payable within one year42/48€200k€216k▲
Current portion of amounts payable after more than one year42€14k€12k▼
Trade debts44€149k€193k▲
Suppliers440/4€149k€193k▲
Advances received on contracts in progress46-€301
Taxes, remuneration and social security45€36k€11k▼
Taxes450/3€2k-
Remuneration and social security454/9€34k€11k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€270k€225k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€207-
Gross operating margin9900€242k€221k▼
Operating profit (loss)9901€-34k€-11k▲
Financial income75/76B€2k€10▼
Recurring financial income75€220€10▼
Non-recurring financial income76B€2k-
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€-39k€-17k▲
Income taxes67/77€100-
Profit (loss) for the period9904€-39k€-17k▲
Profit (loss) for the period to be appropriated9905€-39k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-54k€-72k▼
Profit (loss) brought forward from the previous period14P€-15k€-55k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-39k ▼617%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Mérode 61300 WavreGround area
1,539 m²
Building footprint
472 m²
Volume, LiDAR
1,932 m³
Parcel 25055A0444/00A009, Wallonia · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Avenue de Mérode 6, 1300 Wavre
since 20202.309.793.791
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055A0444/00A009 | Wallonia | 1,539 m² | 1 · 472 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWavre2.309.793.791
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RINA RUBEL
BE 0876.643.834
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WG GENT
BE 1010.698.725
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BEXCEL
BE 0674.644.106
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Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 2,220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2020
Fiscal year end31-03
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32486471957