Skip to content

CATERFACT

Active
Private limited company (pre-2019)founded 199432 yrs activeEmiel Van Swedenlaan 63, 9050 Gent, BelgiumKBO/BCE: BE 0454.522.105
Summary

CATERFACT has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€46,058) and a net result of €7,068. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
CATERFACTActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
1 site
Size
€19,924total assets 2025
Equity
-€46,058
Profit
€7,068
Turnover not published (abridged schema)
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 10 d early
Why 55Capped at 59: negative equity- Liquidity: current ratio 0.30- Negative equity -€46,058+ Size: total assets €19,924+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 37% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -231.2% of total assets
Liquidity 0=
short-term debt 331.2%
Profitability 100=
return on assets 35.5%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%▲ +1.4% vs 11-2024 01-2025: 1.2%▲ +12.5% vs 12-2024 02-2025: 1.6%▲ +26.9% vs 01-2025highest value 03-2025: 0.5%▼ -68.2% vs 02-2025lowest value 04-2025: 0.5%● 0.0% vs 03-2025lowest value 05-2025: 0.5%● 0.0% vs 04-2025lowest value 06-2025: 0.5%● 0.0% vs 05-2025lowest value 07-2025: 0.5%● 0.0% vs 06-2025lowest value 08-2025: 0.5%● 0.0% vs 07-2025lowest value 09-2025: 0.5%▲ +4.6% vs 08-2025 10-2025: 0.5%▲ +3.0% vs 09-2025 11-2025: 0.5%▼ -1.5% vs 10-2025 12-2025: 0.5%▼ -1.5% vs 11-2025 01-2026: 0.7%▲ +29.8% vs 12-2025 02-2026: 0.5%▼ -24.6% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%● 0.0% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%● 0.0% vs 06-2026 08-2026: 0.5%● 0.0% vs 07-2026 09-2026: 0.5%▲ +4.5% vs 08-2026 10-2026: 0.6%▲ +3.2% vs 09-2026
  • Size: total assets €19,924 lowers the probability for this profile
  • Liquidity: current ratio 0.30 raises the probability
  • Negative equity -€46,058 raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
No credit on open account
Liquidity short (current ratio 0.3 against 0.27 in 2024; short-term debt: 331.2% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 3%, liquidity 0%, profitability 85%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €19,924
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.30
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€46,058
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 38777 sector peers (2025).
NBB · sector comparison
Position among 38777 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 d early
2024
6 d late
2023
142 d late
2022
4 d early
2021
39 d early
2020
3 d early
2019
10 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 January (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€46,058 View
  • Caution: Among the weakest 5% on solvencysector median 56.0% · 38,777 companies -231.2% View
  • Positive: 5 profitable years in a rowprofit 2025: €7,068 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€19,924
Profit
€7,068
Solvency
-231.2%
Total assets▲ 1.3%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-01-2027
  1. 21-01-2026Annual accounts filed
  2. 06-02-2025Annual accounts filed
  3. 21-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Business and other management consultancyNACE 70200
Founded
01-10-1994
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure