Castor & Co
ActiveCastor & Co has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €438k and a net result of €100k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.7 against 3.32 in 2024), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
19.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
50 d early
2023
54 d early
2022
54 d early
2021
39 d early
2020
2 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€438k▲ 24.2%
2024 · €353k
2019: €172k
2020: €188k
2021: €127k
2022: €202k
2023: €283k
2024: €353k
2019 → 2025
Total assets
€512k▲ 11.3%
2024 · €460k
2019: €345k
2020: €358k
2021: €424k
2022: €441k
2023: €416k
2024: €460k
2019 → 2025
Net result
€100k=
2024 · €100k
2019: €26k
2020: €17k
2021: €27k
2022: €127k
2023: €91k
2024: €100k
2019 → 2025
Working capital
€185k▲ 10.2%
2024 · €167k
2019: €-14k
2020: €959
2021: €-88k
2022: €-10k
2023: €99k
2024: €167k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€202k▲ 59.0%€283k▲ 39.9%€353k▲ 24.8%€438k▲ 24.2%
Operating result€40k-€50k▲ 22.7%€64k▲ 28.6%€81k▲ 26.9%€41k▼ 48.9%
Net result€27k-€127k▲ 371%€91k▼ 28.6%€100k▲ 10.5%€100k=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €512k
Fixed assets
€277k▲ 26.0%
Current assets
€234k▼ 2.2%
Equity and liabilities €512k
Equity
€438k▲ 24.2%
Debt
€74k▼ 31.0%
The debt ratio falls from 23.3% to 14.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€59k▼
2024 · €89k
Cash flow
€118k▲
2024 · €109k
Solvency
85.6%▲
2024 · 76.7%
Current ratio
4.70▲
2024 · 3.32
Quick ratio
4.70▲
2024 · 3.32
Debt / equity
0.17▼
2024 · 0.30
ROE
22.9%▼
2024 · 28.4%
ROA
19.6%▼
2024 · 21.8%
Interest coverage
36.76▼
2024 · 42.27
Debt
€74k▼
2024 · €107k
Debt ≤ 1 year
€50k▼
2024 · €72k
Debt > 1 year
€23k▼
2024 · €33k
Income taxes
€21k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€460k€512k▲
Fixed assets21/28€220k€277k▲
Tangible fixed assets22/27€65k€125k▲
Land and buildings22€61k€56k▼
Furniture and vehicles24€5k€68k▲
Financial fixed assets28€155k€153k▼
Current assets29/58€240k€234k▼
Amounts receivable within one year40/41€46k€13k▼
Trade receivables40€46k€3k▼
Other amounts receivable41-€10k
Cash at bank and in hand54/58€193k€222k▲
Equity and liabilities
Total equity and liabilities10/49€460k€512k▲
Equity10/15€353k€438k▲
Contributions10/11€23k€23k=
Reserves13€310k€395k▲
Distributable reserves133€310k€395k▲
Profit (loss) carried forward14€20k€20k=
Amounts payable17/49€107k€74k▼
Amounts payable after more than one year17€33k€23k▼
Financial debts170/4€33k€23k▼
Amounts payable within one year42/48€72k€50k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€21k€16k▼
Taxes450/3€21k€16k▼
Other amounts payable47/48€38k€22k▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€158
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€18k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€91k€61k▼
Operating profit (loss)9901€81k€41k▼
Financial income75/76B€51k€81k▲
Recurring financial income75€51k€81k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€130k€121k▼
Income taxes67/77€29k€21k▼
Profit (loss) for the period9904€100k€100k=
Profit (loss) for the period to be appropriated9905€100k€100k=
Appropriation of the result
Profit (loss) to be appropriated9906€120k€120k=
Profit (loss) brought forward from the previous period14P€20k€20k=
Transfer from equity791/2€15k€15k=
Transfer to equity691/2€85k€100k▲
To other reserves6921€85k€100k▲
Profit to be distributed694/7€30k€15k▼
Return on contributions (dividend)694€30k€15k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 2.10
Current ratio from 0.93 to 2.10; short-term debt falls from €155k to €90k.
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €127k ▲371%
Net result €127k, the highest in the series.
30-06
Financial
Equity above €200kEq €202k ▲59%
4 profitable years in a row build equity to €202k.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €17k ▼36.1%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogekouterstraat 709030 GentGround area
8,058 m²
Building footprint
1,602 m²
Volume, LiDAR
588 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Castor & Co
since 20112.199.477.869
Castor & Co
since 20192.291.097.735
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44019A1798/00D000 | Flanders | 7,815 m² | 1 · 1,507 m² | - |
| 44038A0514/00N008 | Flanders | 243 m² | 1 · 95 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 219 EUR awarded · 333 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 36 EUR | 36 EUR |
| 2023 | 1 | 0 EUR | 114 EUR |
| 2022 | 1 | 183 EUR | 183 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 35,573 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2011
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71209Other technical testing and analysis
72101Research and development on biotechnology
72109Other research and development on natural sciences
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
77110Renting and leasing of cars and light motor vehicles
77393Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.