Castor
ActiveSummary
Castor has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.8m and a net result of €636,759. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 4272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▼-22
Solvency90▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €420,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 5.25 in 2024; short-term debt: 35.2% and cash: 0.5% of total assets), and 35.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.8%
Return on assets
7.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
21 d early
2023
33 d early
2022
12 d early
2021
30 d early
2020
29 d early
2019
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
€8.9m
EBIT margin
6.7%
Net result
€636,759▼ 94.4%
2024 · €11.3m
Working capital
€1.5m▼ 87.4%
2024 · €11.7m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€8.9m
Operating result€1.4m▼ 1.1%€888,970▼ 37.3%€600,791▼ 32.4%€408,275▼ 32.0%€371,836▼ 8.9%
Net result€1.1mabove the sector's middle half▼ 3.2%€689,627above the sector's middle half▼ 35.5%€484,497above the sector's middle half▼ 29.7%€11.3mabove the sector's middle half▲ 2,238%€636,759above the sector's middle half▼ 94.4%
EBIT margin6.7%
Equity€3.7mabove the sector's middle half▲ 41.0%€4.4mabove the sector's middle half▲ 18.7%€4.9mabove the sector's middle half▲ 11.1%€16.2mabove the sector's middle half▲ 233%€5.8mabove the sector's middle half▼ 64.0%
Total assets€7.4mabove the sector's middle half▲ 2.7%€7.8mabove the sector's middle half▲ 4.9%€8.2mabove the sector's middle half▲ 5.0%€18.9mabove the sector's middle half▲ 131%€9.0mabove the sector's middle half▼ 52.6%
Debt€3.8m▼ 18.9%€3.4m▼ 8.6%€3.3m▼ 2.7%€2.8m▼ 17.2%€3.2m▲ 14.6%
Working capital-€830,819below the sector's middle half-€88,910below the sector's middle half▲ 89.3%€434,483within the sector's middle half€11.7mabove the sector's middle half▲ 2,601%€1.5mabove the sector's middle half▼ 87.4%
Solvency49.5%within the sector's middle half▲ 13.5pp56.0%within the sector's middle half▲ 6.5pp59.3%within the sector's middle half▲ 3.2pp85.4%above the sector's middle half▲ 26.2pp64.8%above the sector's middle half▼ 20.7pp
Current ratio0.78below the sector's middle half▼ 0.870.97below the sector's middle half▲ 0.201.13within the sector's middle half▲ 0.165.25above the sector's middle half▲ 4.121.47within the sector's middle half▼ 3.78
Return on assets (ROA)14.4%above the sector's middle half▼ 0.9pp8.8%within the sector's middle half▼ 5.5pp5.9%within the sector's middle half▼ 2.9pp59.8%above the sector's middle half▲ 53.9pp7.1%within the sector's middle half▼ 52.7pp
Staff (FTE)25.6above the sector's middle half▲ 0.4%27.1above the sector's middle half▲ 5.9%27.5above the sector's middle half▲ 1.5%28.5above the sector's middle half▲ 3.6%29.2above the sector's middle half▲ 2.5%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result -94% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 9% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.0m
Fixed assets
€4.3m ▼ 2.4%
Current assets
€4.6m ▼ 68.0%
Equity and liabilities €9.0m
Equity
€5.8m ▼ 64.0%
Debt
€3.2m ▲ 14.6%
Debt's share of the balance-sheet total rises from 14.6% to 35.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€529,047▼
2024 · €564,492
Cash flow
€793,970▼
2024 · €11.5m
Quick ratio
0.80▼
2024 · 4.47
Debt to equity
0.54▲
2024 · 0.17
ROE
10.9%▼
2024 · 70.0%
Interest coverage
42.33▼
2024 · 91.96
Debt ≤ 1 year
€3.2m▲
2024 · €2.8m
Income taxes
€208,837▲
2024 · €130,423
Staff costs
€1.3m▲
2024 · €1.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €8.9m | - | - | - |
| Non-recurring operating income76A | - | €248 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €7.2m | - | - | - |
| Remuneration, social security and pensions62 | €1.1m | €1.2m | €1.2m | €1.3m | €1.3m | ▲ 0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €126,660 | €135,845 | €138,371 | €156,216 | €157,211 | ▲ 0.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €8,452 | €2,974 | €48,155 | €18,254 | €35,285 | ▲ 93.3% |
| Other operating charges640/8 | €104,026 | €93,196 | €86,761 | €91,411 | €87,989 | ▼ 3.7% |
| Non-recurring operating charges66A | €21,187 | €8,428 | €1,213 | €259 | €2,024 | ▲ 683% |
| Gross operating margin9900 | €2.7m | €2.3m | €2.1m | €2.0m | €1.9m | ▼ 0.7% |
| Operating profit (loss)9901 | €1.4m | €888,970 | €600,791 | €408,275 | €371,836 | ▼ 8.9% |
| Financial income75/76B | €65,319 | €61,427 | €63,099 | €11.1m | €486,258 | ▼ 95.6% |
| Recurring financial income75 | €65,319 | €61,427 | €63,099 | €11.1m | €486,258 | ▼ 95.6% |
| Financial charges65/66B | €4,785 | €7,506 | €7,289 | €6,139 | €12,498 | ▲ 104% |
| Recurring financial charges65 | €4,785 | €7,506 | €7,289 | €6,139 | €12,498 | ▲ 104% |
| Profit (loss) for the period before taxes9903 | €1.5m | €942,892 | €656,601 | €11.5m | €845,596 | ▼ 92.6% |
| Income taxes67/77 | €410,127 | €253,264 | €172,103 | €130,423 | €208,837 | ▲ 60.1% |
| Profit (loss) for the period9904 | €1.1m | €689,627 | €484,497 | €11.3m | €636,759 | ▼ 94.4% |
| Profit (loss) for the period to be appropriated9905 | €1.1m | €689,627 | €484,497 | €11.3m | €636,759 | ▼ 94.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7.4m | €7.8m | €8.2m | €18.9m | €9.0m | ▼ 52.6% |
| Fixed assets21/28 | €4.5m | €4.5m | €4.4m | €4.4m | €4.3m | ▼ 2.4% |
| Tangible fixed assets22/27 | €817,418 | €765,830 | €733,222 | €752,937 | €646,789 | ▼ 14.1% |
| Plant, machinery and equipment23 | €38,269 | €112,341 | €131,534 | €187,920 | €192,607 | ▲ 2.5% |
| Furniture and vehicles24 | €1,583 | €756 | €42,680 | €39,524 | €29,978 | ▼ 24.2% |
| Other tangible fixed assets26 | €777,566 | €652,732 | €559,009 | €525,493 | €424,205 | ▼ 19.3% |
| Financial fixed assets28 | €3.7m | €3.7m | €3.7m | €3.7m | €3.7m | = |
| Current assets29/58 | €2.9m | €3.3m | €3.8m | €14.5m | €4.6m | ▼ 68.0% |
| Stocks and contracts in progress3 | €2.0m | €2.4m | €2.3m | €2.2m | €2.1m | ▼ 2.1% |
| Stocks30/36 | €2.0m | €2.4m | €2.3m | €2.2m | €2.1m | ▼ 2.1% |
| Amounts receivable within one year40/41 | €783,680 | €834,002 | €1.3m | €12.2m | €2.3m | ▼ 81.1% |
| Trade receivables40 | €773,693 | €832,888 | €783,389 | €750,991 | €745,301 | ▼ 0.8% |
| Other amounts receivable41 | €9,988 | €1,114 | €467,645 | €11.5m | €1.6m | ▼ 86.4% |
| Cash at bank and in hand54/58 | €105,061 | €95,920 | €124,139 | €63,059 | €40,543 | ▼ 35.7% |
| Deferred charges and accrued income490/1 | €36,272 | €57,282 | €68,104 | €45,718 | €189,982 | ▲ 316% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7.4m | €7.8m | €8.2m | €18.9m | €9.0m | ▼ 52.6% |
| Equity10/15 | €3.7m | €4.4m | €4.9m | €16.2m | €5.8m | ▼ 64.0% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €904,516 | €904,516 | €904,516 | €904,516 | €904,516 | = |
| Non-distributable reserves130/1 | €12,099 | €12,099 | €12,099 | €12,099 | €12,099 | = |
| Legal reserve130 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Reserves not available under the articles1311 | €5,949 | €5,949 | €5,949 | €5,949 | €5,949 | = |
| Distributable reserves133 | €892,417 | €892,417 | €892,417 | €892,417 | €892,417 | = |
| Profit (loss) carried forward14 | €2.7m | €3.4m | €3.9m | €15.2m | €4.9m | ▼ 68.1% |
| Amounts payable17/49 | €3.8m | €3.4m | €3.3m | €2.8m | €3.2m | ▲ 14.6% |
| Amounts payable within one year42/48 | €3.8m | €3.4m | €3.3m | €2.8m | €3.2m | ▲ 14.6% |
| Trade debts44 | €692,260 | €933,557 | €738,146 | €756,787 | €889,952 | ▲ 17.6% |
| Suppliers440/4 | €692,260 | €933,557 | €738,146 | €756,787 | €889,952 | ▲ 17.6% |
| Advances received on contracts in progress46 | €27 | €6,385 | €5,245 | €2,629 | €3,740 | ▲ 42.3% |
| Taxes, remuneration and social security45 | €680,682 | €622,253 | €312,052 | €289,888 | €584,434 | ▲ 102% |
| Taxes450/3 | €566,133 | €505,161 | €145,619 | €122,336 | €425,599 | ▲ 248% |
| Remuneration and social security454/9 | €114,549 | €117,092 | €166,433 | €167,552 | €158,835 | ▼ 5.2% |
| Other amounts payable47/48 | €2.4m | €1.9m | €2.3m | €1.7m | €1.7m | ▼ 1.4% |
| Accrued charges and deferred income492/3 | - | €589 | €6,877 | €1,000 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.1m | €689,627 | €484,497 | €11.3m | €636,759 | ▼ 94.4% |
| + Depreciation and write-downs630 | €126,660 | €135,845 | €138,371 | €156,216 | €157,211 | ▲ 0.6% |
| Operating cash flow (approximation) | €1.2m | €825,472 | €622,868 | €11.5m | €793,970 | ▼ 93.1% |
| Investment in fixed assets (approximation) | - | -€84,152 | -€105,764 | -€175,931 | -€51,063 | ▲ 71.0% |
| Change in cash | - | -€9,141 | €28,219 | -€61,080 | -€22,516 | ▲ 63.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €11.3m ▲2,238%
Net result €11.3m, the highest in the series.
31-12
Financial
Liquidity times 5current ratio 5.25
Current ratio from 1.13 to 5.25; short-term debt falls from €3.3m to €2.8m.
31-12
Financial
Equity above €10mEq €16.2m ▲233%
6 profitable years in a row build equity to €16.2m.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €2mEq €2.6m ▲73.4%
2 profitable years in a row build equity to €2.6m.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
31-12
Financial
Back to profitnet €154,873
Net result €154,873 after one loss-making year.
Show earlier events
31-12
Financial
Liquidity times 10current ratio 3.71
Current ratio from 0.38 to 3.71; short-term debt falls from €4.6m to €700,565.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 19 acts read
About the unread acts
We know of 19 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 19 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 3 establishment units since 1977
Ground area
1.2 ha
Building footprint
5,093 m²
Volume, LiDAR
61,433 m³
4 parcels, Flanders · tallest building 27.6 m, ±8 floors. Linked by address, not a title deed.
55
companies at this address
See who is registered here
3 establishment units
Gamma-Pelt
since 19772.012.253.914
Gamma-Koersel
since 19992.012.254.112
Gamma-Beveren
since 20002.012.254.211
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029A1352/00A000 | Flanders | 6,006 m² | 1 · 2,406 m² | 7.6 m · 1 fl. |
| 11810K2172/00D004 | Flanders | 5,401 m² | 1 · 2,130 m² | 27.6 m · 8 fl. |
| 71029B1633/00F000 | Flanders | 574 m² | 1 · 337 m² | 10.7 m · 3 fl. |
| 46503C0715/00E002 | Flanders | 429 m² | 1 · 221 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 owner · 3 holdingsOwners 1
- Intergamma HoldingNLparentSourceown accounts 2025100%
Holdings 3
-
100%
-
100%
- SINT-NIKLAAS DOE HET ZELFsubsidiaryEquity €2.2mResult -€147,784100%
According to the 2025 annual accounts of Castor and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 58,750 EUR awarded · 58,750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 14,212 EUR | 14,212 EUR |
| 2024 | 2 | 15,057 EUR | 15,057 EUR |
| 2023 | 1 | 14,030 EUR | 14,030 EUR |
| 2022 | 1 | 15,451 EUR | 15,451 EUR |
Recognitions · licences · registrations
Food safety, FASFC
3 sitesBeringen2.012.254.112
Pelt2.012.253.914
Beveren-Kruibeke-Zwijndrecht2.012.254.211
Dual-learning approval
8 live approvals · 15 endedLogistiek assistent magazijn (vwo)
Logistiek assistent magazijn duaal (so)
Logistiek duaal (so)
Magazijnmedewerker (vwo)
Magazijnmedewerker duaal (so)
Onthaal, organisatie en sales duaal (so)
Show 2 more
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 15 ended approvals
Aanvuller (so)
Magazijnmedewerker (so)
Winkelbediende (so)
Aanvuller (so)
Aanvuller (so)
Aanvuller (so)
Kassier (so)
Kassier (so)
Kassier (so)
Verkoper (so)
Verkoper (so)
Verkoper (so)
Winkelbediende (so)
Winkelbediende (so)
Winkelbediende (so)
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Company details
Identification
Legal formPublic limited company
Founded01-04-1976
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0416007363
Registered
01-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.