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Castlight

Active
Private limited companyfounded 2024active for 2 yearsKamelialaan 88, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 1015.502.601
Summary

Castlight has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,392 and a net result of €23,326. Its solvency ranks better than 27% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 24-10-2024 Normal situation
Activity
Business and other management consultancy NACE 70200and 5 others
Establishment unit
2.366.992.317 1150 Sint-Pieters-Woluwe, since 24-10-2024
Financial year end
31 December
Peppol
Reachable since 19-11-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€47,799
▲ 15×
Turnover
≈ €140,000
estimated
Profit
€23,326
▲ 11×
Equity
€27,392
▲ 574%
Total assets
€103,667
▲ 18.3%
Score breakdownraises riskFounded in 2024lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 0.71, cash €38,496Size: total assets €103,667Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 51+21
equity 26.4% of total assets
Liquidity 57+7
short-term debt 73.6% · cash 37.1%
Profitability 97+54
return on assets 22.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 11-2025: 0.1% 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.71 (1.01 in 2024), below 1. Short-term debt is 73.6% and cash 37.1% of total assets. 73.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 28% of them on solvency, 47% on liquidity, 66% on profitability and 99% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 0.71, cash €38,496
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €103,667
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 14 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 31-07-2026 at the NBB all 2 filings

Turnover
≈ €140,000
Estimated: probably between €81,000 and €190,000
Total assets
€103,667▲ 18.3%
2024 · €87,619
Net result
€23,326▲ 11×
2024 · €2,065
Working capital
-€22,017
2024 · €615
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€34,904
▲ 12× 2025
20242025
Net result
€23,326
▲ 11× 2025
middle half of the sector
20242025
Equity
€27,392
▲ 574% 2025
middle half of the sector
20242025
Total assets
€103,667
▲ 18.3% 2025
middle half of the sector
20242025
Debt
€76,275
▼ 8.7% 2025
20242025
Working capital
-€22,017
2025
lowest quarter of the sector
20242025
Solvency
26.4%
▲ 21.8pp 2025
middle half of the sector
20242025
Current ratio
0.71
▼ 0.30 2025
lowest quarter of the sector
20242025
Return on assets (ROA)
22.5%
▲ 20.1pp 2025
middle half of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€2,886-€34,904▲ 12×
Net result€2,065below the sector's middle half-€23,326within the sector's middle half▲ 11×
Equity€4,065below the sector's middle half-€27,392within the sector's middle half▲ 574%
Total assets€87,619within the sector's middle half-€103,667within the sector's middle half▲ 18.3%
Debt€83,553-€76,275▼ 8.7%
Working capital€615below the sector's middle half--€22,017below the sector's middle half
Solvency4.6%below the sector's middle half-26.4%within the sector's middle half▲ 21.8pp
Current ratio1.01below the sector's middle half-0.71below the sector's middle half▼ 0.30
Return on assets (ROA)2.4%within the sector's middle half-22.5%within the sector's middle half▲ 20.1pp
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is over 12 times that of 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103,667
Fixed assets €49,409 ▲ 14×
Current assets €54,258 ▼ 35.5%
Equity and liabilities €103,667
Equity €27,392 ▲ 574%
Debt €76,275 ▼ 8.7%
Debt's share of the balance-sheet total falls from 95.4% to 73.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€43,957
Cash flow
€32,378
Debt to equity
2.78▼
2024 · 20.55
ROE
85.2%▲
2024 · 50.8%
Interest coverage
10.97
Debt ≤ 1 year
€76,275▼
2024 · €83,553
Income taxes
€7,576▲
2024 · €800
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20242025
Tangible fixed assets-€55,011
Financial fixed assets€3,450-
Depreciation and write-downs of the year-€9,052

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€87,619€103,667▲
Fixed assets21/28€3,450€49,409▲
Tangible fixed assets22/27-€45,959
Furniture and vehicles24-€44,654
Other tangible fixed assets26-€1,305
Financial fixed assets28€3,450€3,450=
Current assets29/58€84,169€54,258▼
Amounts receivable within one year40/41-€14,512
Trade receivables40-€14,512
Cash at bank and in hand54/58€68,379€38,496▼
Deferred charges and accrued income490/1€15,790€1,250▼
Equity and liabilities
Total equity and liabilities10/49€87,619€103,667▲
Equity10/15€4,065€27,392▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€2,065€25,392▲
Amounts payable17/49€83,553€76,275▼
Amounts payable within one year42/48€83,553€76,275▼
Trade debts44€1,101€715▼
Suppliers440/4€1,101€715▼
Taxes, remuneration and social security45€2,452€15,283▲
Taxes450/3€2,452€15,283▲
Other amounts payable47/48€80,000€60,277▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€9,052
Other operating charges640/8€387€3,842▲
Gross operating margin9900€3,273€47,799▲
Operating profit (loss)9901€2,886€34,904▲
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€20€4,008▲
Recurring financial charges65€20€4,008▲
Profit (loss) for the period before taxes9903€2,865€30,903▲
Income taxes67/77€800€7,576▲
Profit (loss) for the period9904€2,065€23,326▲
Profit (loss) for the period to be appropriated9905€2,065€23,326▲
Appropriation of the result
Profit (loss) to be appropriated9906€2,065€25,392▲
Profit (loss) brought forward from the previous period14P-€2,065

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€9,052-
Other operating charges640/8€387€3,842▲ 892%
Gross operating margin9900€3,273€47,799▲ 15×
Operating profit (loss)9901€2,886€34,904▲ 12×
Financial income75/76B-€6-
Recurring financial income75-€6-
Financial charges65/66B€20€4,008▲ 198×
Recurring financial charges65€20€4,008▲ 198×
Profit (loss) for the period before taxes9903€2,865€30,903▲ 978%
Income taxes67/77€800€7,576▲ 847%
Profit (loss) for the period9904€2,065€23,326▲ 11×
Profit (loss) for the period to be appropriated9905€2,065€23,326▲ 11×
Line20242025Change
Assets
Total assets20/58€87,619€103,667▲ 18.3%
Fixed assets21/28€3,450€49,409▲ 14×
Tangible fixed assets22/27-€45,959-
Furniture and vehicles24-€44,654-
Other tangible fixed assets26-€1,305-
Financial fixed assets28€3,450€3,450=
Current assets29/58€84,169€54,258▼ 35.5%
Amounts receivable within one year40/41-€14,512-
Trade receivables40-€14,512-
Cash at bank and in hand54/58€68,379€38,496▼ 43.7%
Deferred charges and accrued income490/1€15,790€1,250▼ 92.1%
Equity and liabilities
Total equity and liabilities10/49€87,619€103,667▲ 18.3%
Equity10/15€4,065€27,392▲ 574%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€2,065€25,392▲ 12×
Amounts payable17/49€83,553€76,275▼ 8.7%
Amounts payable within one year42/48€83,553€76,275▼ 8.7%
Trade debts44€1,101€715▼ 35.1%
Suppliers440/4€1,101€715▼ 35.1%
Taxes, remuneration and social security45€2,452€15,283▲ 523%
Taxes450/3€2,452€15,283▲ 523%
Other amounts payable47/48€80,000€60,277▼ 24.7%
Line20242025Change
Profit (loss) for the period9904€2,065€23,326▲ 11×
+ Depreciation and write-downs630-€9,052-
Operating cash flow (approximation)€2,065€32,378▲ 16×
Investment in fixed assets (approximation)--€55,011-
Change in cash--€29,883-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 7,976 companies had the same profile as Castlight has now. Two years later, 94.3% were still going and 3.6% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
94.3% was still going
1.8% stopped otherwise
3.6% went bankrupt

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Castlight itself is lower: 0.1% within 12 months. It rests on far more data about Castlight than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,976 companies, not a prediction for Castlight. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00368756 PDF
31-12-2024 micro format 27-08-2025 2025-00454486 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
DENIS Xavier
Director (not named in the articles) · since 24-10-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-07-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 28-10-2024

Owners and capital

Shareholders

At incorporation act of 28-10-2024 ↗

Capital transactions

Capital over time
  1. 28-10-2024 Incorporation · 1,000 shares

Articles of association

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 28-10-2024 (in French)

Network & group

Board mandates elsewhere

7 board mandates
Board mandates of CastlightCastlight sits on their board7
2 locations
1 location
1 location
1 location
Show 1 more

Connections & network

1 current director
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
31-07
NBB filing Annual accounts 2025 filedNBB
micro format · on the deadline day
2025
27-08
NBB filing Annual accounts 2024 filedNBB
micro format · 27 days late
2024
28-10
Gazette deed Incorporation
Appointment: DENIS Xavier (director) · Founder · Founding capital9 points ▸
  • Incorporation, “Castlight” (deed in French)
  • Founder, DENIS Xavier (comparant)
  • Founding capital
  • Other provision, “prise d'effet des décisions finales, à l'unanimité par le comparant” (deed in French)
  • Registered office clause, “Avenue des Camélias 88 à 1150 Bruxelles (Woluwé Saint-Pierre)” (deed in French)
  • Board rule, 1
  • Director appointment, DENIS Xavier (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, engagements,obligations et activités entrepris au nom et pour compte de la société en formation” (deed in French)
  • Other provision, “dépôt, expédition de l'acte constitutif” (deed in French)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

Castlight was incorporated on 24 October 2024 as a private limited company by one natural person.12 Since 2024, DENIS Xavier has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-10-2024
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name Castlight in French
Enterprise number 1015.502.601
Legal form Private limited company
Status Active, normale toestand
Founded 24-10-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-10-2024 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale, peut établir par simple décision de l’organe d’administration des sièges…”
deed of 28-10-2024 (in French)

Registered office and establishments

Registered office Kamelialaan 88, 1150 Sint-Pieters-Woluwe, Belgium
Establishment unit Castlight, Kamelialaan 88, 1150 Sint-Pieters-Woluwe since 24-10-2024 · unit number 2.366.992.317

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
68110 Buying and selling of own real estate
68121 Development of residential building projects
68122 Development of non-residential building projects
68310 Real estate agency activities
68322 Real estate appraisal on a fee or contract basis
Codes under NACEBEL 2008
70220 Business consulting main activity
41101 Real estate development
41102 Construction of residential and non-residential buildings
68100 Real estate activities
68311 Real estate activities
68312 Real estate activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toutes opérations de consultance,d’études,de marketing,d’organisation,d’intérim management,de management avec ou sans la mise à disposition…”
9 activities
  1. Toutes opérations de consultance,d’études,de marketing,d’organisation,d’intérim management,de management avec ou sans la mise à disposition de personnel / locaux / matériel,de gestion de projet,de gestion de sociétés,de gestion du changement,d’analyse économique,d’études de marchés,de gestion d’actifs,de ressources humaines,de conseil,de conseil technique,de conseil en stratégie,de gestion d’équipe,de conception,de commercialisation,de négoce,d’achat,de vente,d’importation,d’exportation,de courtage,de formation,de commissionnement,de prestations de services,de gestion financière,de missions d’expertise et d’assistance,de développement technologique et de logiciels dans le domaine de l’immobilier et des affaires au sens large.La société aura parmi ses clients et partenaires des sociétés privées et cotées en bourse ainsi que des entités publiques et des organisations « non-profit »
  2. La constitution,la gestion et la valorisation d’un patrimoine immobilier,tant en immeubles qu’en droits réels,droits immobiliers,notamment l’achat,la mise en valeur,le lotissement,l’échange,l’amélioration,la location meublée ou non tant en qualité de bailleur que de locataire,le leasing,la vente,la cession,la revente,le courtage,la promotion,l’expertise,la transformation,la rénovation,la construction et la destruction de biens immobiliers situés tant en Belgique qu’à l’étranger.Ceci s’applique tant à des biens immobiliers qu’à des parties indivises d’immeubles généralement quelconques ou à des droits réels et/ou des biens meubles y afférents
  3. Toutes opérations (constitution,gestion,achat,cession,échange,la vente,…) pour son propre compte ou pour compte de tiers de biens mobiliers comme tous droits sociaux,actions,parts sociales,belges ou étrangers,même non cotés en bourse,obligations,bons de caisse,fonds d’Etat,fonds d’investissement,warrants,options et autres,métaux précieux,œuvres d’art,bijoux,meubles,livres et véhicules automobiles,de crypto actifs (cryptomonnaie,NFT,CBDC,...).Cette liste étant énumérative et non limitative
  4. Toutes activités en rapport direct ou indirect avec la formation,l'organisation de divertissements ou de loisirs,d'expositions,de séminaires ou d'ateliers,d'évènements ou de manifestations dans tous les domaines utiles à son développement
  5. Toutes opérations de levée de fonds pour permettre le lancement de sociétés ou de projets ainsi que le financement d’investissements tant pour compte propre que pour compte de tiers
  6. La société peut également développer ou faire développer des logiciels et/ou solutions technologiques principalement liés à l’immobilier ainsi que détenir la propriété intellectuelle qui en découlerait et la valoriser ou la faire valoriser selon les méthodes de son choix
  7. La société a également pour objet l’achat et la vente,en gros et/ou au détail,l’import et l’export,la production,la location,la prise en location,en ce compris dans le cadre d’opérations de leasing,de tous produits,alimentaires ou non,matériels,matériaux,outillages nécessaires au développement de ces activités principales développées ci-dessus
  8. A l’effet d’accomplir l’objet ci-avant,l’engagement et la rémunération du personnel requis au sens le plus large y compris l’engagement de freelance et la sous-traitance
  9. La création d’associations sous quelque forme qu’elles soient avec des partenaires et/ou experts dans leurs domaines
deed of 28-10-2024 (in French)

Invoicing and payment

VAT number BE 1015.502.601
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1015502601
Other Peppol ID 9925:BE1015502601
Registered 19-11-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1015.502.601

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
274 m²
Building footprint
93 m²
Building volume
778 m³
Cadastral parcel Region Area Buildings Height / floors
21684B0068/00N022 Brussels 274 m² 1 · 93 m² 12.4 m · 3