CASTLE & CO
ActiveThe computed 12-month bankruptcy probability of CASTLE & CO is 1.7% (moderate). The 2025 annual accounts show equity of €62k and a net result of €7k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 10345 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+5
Solvency84▲+12
Growth52=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.89 in 2024; short-term debt: 40.8% and cash: 3.2% of total assets), and 40.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
67 d late
2023
426 d late
2022
798 d late
2021
302 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€62k▲ 13.3%
2024 · €55k
2021: €22k
2022: €48k
2023: €53k
2024: €55k
2021 → 2025
Total assets
€105k▼ 9.7%
2024 · €117k
2021: €86k
2022: €88k
2023: €141k
2024: €117k
2021 → 2025
Net result
€7k▲ 180%
2024 · €3k
2021: €12k
2022: €26k
2023: €4k
2024: €3k
2021 → 2025
Working capital
€57k▲ 3.6%
2024 · €55k
2021: €22k
2022: €48k
2023: €53k
2024: €55k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€48k▲ 116%€53k▲ 8.6%€55k▲ 5.0%€62k▲ 13.3%
Operating result€20k-€38k▲ 85.6%€19k▼ 49.6%€24k▲ 24.7%€17k▼ 26.2%
Net result€12k-€26k▲ 111%€4k▼ 83.9%€3k▼ 37.5%€7k▲ 180%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€5k
Current assets
€100k
Equity and liabilities €105k
Equity
€62k▲ 13.3%
Debt
€43k▼ 30.2%
The debt ratio falls from 52.8% to 40.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k
Cash flow
€8k
Solvency
59.2%▲
2024 · 47.2%
Current ratio
2.33▲
2024 · 1.89
Quick ratio
0.70▲
2024 · 0.59
Debt / equity
0.69▼
2024 · 1.12
ROE
11.7%▲
2024 · 4.7%
ROA
6.9%▲
2024 · 2.2%
Interest coverage
2.48
Debt
€43k▼
2024 · €62k
Debt ≤ 1 year
€43k▼
2024 · €62k
Income taxes
€7k▼
2024 · €12k
Staff costs
€8k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€105k▼
Fixed assets21/28-€5k
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Financial fixed assets28-€134
Current assets29/58€117k€100k▼
Stocks and contracts in progress3€81k€70k▼
Stocks30/36€81k€70k▼
Amounts receivable within one year40/41€26k€25k▼
Other amounts receivable41€26k€25k▼
Cash at bank and in hand54/58€10k€3k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€117k€105k▼
Equity10/15€55k€62k▲
Contributions10/11€10k€10k=
Capital10€10k€10k=
Issued capital100€10k€10k=
Reserves13€617€617=
Non-distributable reserves130/1€617€617=
Legal reserve130€617€617=
Profit (loss) carried forward14€45k€52k▲
Amounts payable17/49€62k€43k▼
Amounts payable within one year42/48€62k€43k▼
Trade debts44€51k€33k▼
Suppliers440/4€51k€33k▼
Taxes, remuneration and social security45€11k€11▼
Taxes450/3€3k-
Remuneration and social security454/9€8k€11▼
Other amounts payable47/48-€10k
Income statement
Code20242025
Remuneration, social security and pensions62€37k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€255
Other operating charges640/8€9k-
Gross operating margin9900€70k€26k▼
Operating profit (loss)9901€24k€17k▼
Financial income75/76B€10€4k▲
Recurring financial income75€10€2▼
Non-recurring financial income76B-€4k
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€15k€14k▼
Income taxes67/77€12k€7k▼
Profit (loss) for the period9904€3k€7k▲
Profit (loss) for the period to be appropriated9905€3k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€52k▲
Profit (loss) brought forward from the previous period14P€42k€45k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 798 days late
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 426 days late
2024
31-12
Financial
Weakest financial yearnet €3k ▼37.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
2023
29-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 302 days late
2022
31-12
Financial
Highest result since 2021net €26k ▲111%
Operating result €38k, net result €26k, both a record.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-10-2025
Resigned as Director
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grande, Brû. 645660 CouvinGround area
394 m²
Building footprint
240 m²
Parcel 93007C0184/00G004, Wallonia. Linked by address, not a title deed.
1 establishment unit
CASTLE & CO
since 20202.308.927.721
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93007C0184/00G004 | Wallonia | 394 m² | 1 · 240 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCouvin2.308.927.721
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2020
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47120Other non-specialised retail sale
47191Retail trade
47260Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
47784Retail sale of souvenirs and religious articles
47786Retail trade
47789Other retail sale of new goods
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.