CASTLE & CO
ActiveSummary
The computed 12-month bankruptcy probability of CASTLE & CO is 1.7% (moderate). The 2025 annual accounts show equity of €62,468 and a net result of €7,320. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 10645 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112
1 site
How big
€105,474total assets 2025
- Equity
- €62,468
- Profit
- €7,320
Turnover not published (abridged schema)
Who decides
Accounts filed 28 d late0 of 5 deeds read
Why 57- Limited track record- Higher-failure-rate sector- Higher-failure-rate region+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability48▲+5
Solvency84▲+12
Growth52=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.89 in 2024; short-term debt: 40.8% and cash: 3.2% of total assets), and 40.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
67 d late
2023
426 d late
2022
798 d late
2021
302 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 324 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 May (4 of the last 5 filed years within 274 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Financials
Fiscal year 2025Total assets €105,474Profit €7,320Solvency 59.2%Liquidity 2.33
Total assets
€105,474▼ 9.7%
2021 - 2025
Net result
€7,320▲ 180%
2021 - 2025
Equity
€62,468▲ 13.3%
2021 - 2025
Solvency
59.2%▲ 12.0pp
2021 - 2025
Financials · fiscal year 2025, abbreviated schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20,316-€37,712▲ 85.6%€19,012▼ 49.6%€23,711▲ 24.7%€17,489▼ 26.2%
Net result€12,346within the sector's middle half-€26,012above the sector's middle half▲ 111%€4,179within the sector's middle half▼ 83.9%€2,612within the sector's middle half▼ 37.5%€7,320within the sector's middle half▲ 180%
Equity€22,346within the sector's middle half-€48,357within the sector's middle half▲ 116%€52,536within the sector's middle half▲ 8.6%€55,148within the sector's middle half▲ 5.0%€62,468within the sector's middle half▲ 13.3%
Total assets€86,407within the sector's middle half-€88,363within the sector's middle half▲ 2.3%€140,856within the sector's middle half▲ 59.4%€116,772within the sector's middle half▼ 17.1%€105,474below the sector's middle half▼ 9.7%
Debt€64,062-€40,006▼ 37.6%€88,319▲ 121%€61,624▼ 30.2%€43,006▼ 30.2%
Working capital€22,346within the sector's middle half-€48,357within the sector's middle half▲ 116%€52,536within the sector's middle half▲ 8.6%€55,148within the sector's middle half▲ 5.0%€57,110within the sector's middle half▲ 3.6%
Solvency25.9%within the sector's middle half-54.7%within the sector's middle half▲ 28.9pp37.3%within the sector's middle half▼ 17.4pp47.2%within the sector's middle half▲ 9.9pp59.2%within the sector's middle half▲ 12.0pp
Current ratio1.35within the sector's middle half-2.21within the sector's middle half▲ 0.861.59within the sector's middle half▼ 0.611.89within the sector's middle half▲ 0.302.33within the sector's middle half▲ 0.43
Return on assets (ROA)14.3%above the sector's middle half-29.4%above the sector's middle half▲ 15.1pp3.0%within the sector's middle half▼ 26.5pp2.2%within the sector's middle half▼ 0.7pp6.9%within the sector's middle half▲ 4.7pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105,474
Fixed assets
€5,358
Current assets
€100,116
Equity and liabilities €105,474
Equity
€62,468 ▲ 13.3%
Debt
€43,006 ▼ 30.2%
Debt's share of the balance-sheet total falls from 52.8% to 40.8%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
EBITDA
€17,744
Cash flow
€7,575
Quick ratio
0.70▲
2024 · 0.59
Debt to equity
0.69▼
2024 · 1.12
ROE
11.7%▲
2024 · 4.7%
Interest coverage
2.48
Debt ≤ 1 year
€43,006▼
2024 · €61,624
Income taxes
€6,680▼
2024 · €12,224
Staff costs
€8,343▼
2024 · €37,233
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2,250 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €37,753 | - | €15,753 | €37,233 | €8,343 | ▼ 77.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €255 | - |
| Other operating charges640/8 | €1,568 | €164 | €100 | €8,617 | - | - |
| Gross operating margin9900 | €59,636 | €37,876 | €34,865 | €69,561 | €26,087 | ▼ 62.5% |
| Operating profit (loss)9901 | €20,316 | €37,712 | €19,012 | €23,711 | €17,489 | ▼ 26.2% |
| Financial income75/76B | - | - | - | €10 | €3,655 | ▲ 36,452% |
| Recurring financial income75 | - | - | - | €10 | €2 | ▼ 79.1% |
| Non-recurring financial income76B | - | - | - | - | €3,653 | - |
| Financial charges65/66B | €7,970 | €11,701 | €14,832 | €8,885 | €7,144 | ▼ 19.6% |
| Recurring financial charges65 | €7,970 | €11,701 | €14,832 | €8,885 | €7,144 | ▼ 19.6% |
| Profit (loss) for the period before taxes9903 | €12,346 | €26,012 | €4,179 | €14,836 | €14,000 | ▼ 5.6% |
| Income taxes67/77 | - | - | - | €12,224 | €6,680 | ▼ 45.4% |
| Profit (loss) for the period9904 | €12,346 | €26,012 | €4,179 | €2,612 | €7,320 | ▲ 180% |
| Profit (loss) for the period to be appropriated9905 | €12,346 | €26,012 | €4,179 | €2,612 | €7,320 | ▲ 180% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €86,407 | €88,363 | €140,856 | €116,772 | €105,474 | ▼ 9.7% |
| Fixed assets21/28 | - | - | - | - | €5,358 | - |
| Tangible fixed assets22/27 | - | - | - | - | €5,224 | - |
| Furniture and vehicles24 | - | - | - | - | €5,224 | - |
| Financial fixed assets28 | - | - | - | - | €134 | - |
| Current assets29/58 | €86,407 | €88,363 | €140,856 | €116,772 | €100,116 | ▼ 14.3% |
| Stocks and contracts in progress3 | €34,666 | €37,901 | €83,026 | €80,606 | €70,196 | ▼ 12.9% |
| Stocks30/36 | €34,666 | €37,901 | €83,026 | €80,606 | €70,196 | ▼ 12.9% |
| Amounts receivable within one year40/41 | €16,505 | €26,240 | €25,861 | €26,021 | €24,797 | ▼ 4.7% |
| Other amounts receivable41 | €16,505 | €26,240 | €25,861 | €26,021 | €24,797 | ▼ 4.7% |
| Cash at bank and in hand54/58 | €35,236 | €22,527 | €31,949 | €10,144 | €3,392 | ▼ 66.6% |
| Deferred charges and accrued income490/1 | - | €1,695 | €19 | - | €1,731 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €86,407 | €88,363 | €140,856 | €116,772 | €105,474 | ▼ 9.7% |
| Equity10/15 | €22,346 | €48,357 | €52,536 | €55,148 | €62,468 | ▲ 13.3% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Capital10 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Issued capital100 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €617 | €617 | €617 | €617 | €617 | = |
| Non-distributable reserves130/1 | €617 | €617 | €617 | €617 | €617 | = |
| Legal reserve130 | €617 | €617 | €617 | €617 | €617 | = |
| Profit (loss) carried forward14 | €11,728 | €37,740 | €41,919 | €44,531 | €51,851 | ▲ 16.4% |
| Amounts payable17/49 | €64,062 | €40,006 | €88,319 | €61,624 | €43,006 | ▼ 30.2% |
| Amounts payable within one year42/48 | €64,062 | €40,006 | €88,319 | €61,624 | €43,006 | ▼ 30.2% |
| Financial debts43 | €2,335 | - | - | - | - | - |
| Credit institutions430/8 | €2,335 | - | - | - | - | - |
| Trade debts44 | €60,047 | €40,006 | €88,319 | €50,793 | €32,996 | ▼ 35.0% |
| Suppliers440/4 | €60,047 | €40,006 | €88,319 | €50,793 | €32,996 | ▼ 35.0% |
| Taxes, remuneration and social security45 | €1,681 | - | - | €10,831 | €11 | ▼ 99.9% |
| Taxes450/3 | €1,435 | - | - | €2,842 | - | - |
| Remuneration and social security454/9 | €245 | - | - | €7,989 | €11 | ▼ 99.9% |
| Other amounts payable47/48 | - | - | - | - | €10,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,346 | €26,012 | €4,179 | €2,612 | €7,320 | ▲ 180% |
| + Depreciation and write-downs630 | - | - | - | - | €255 | - |
| Operating cash flow (approximation) | €12,346 | €26,012 | €4,179 | €2,612 | €7,575 | ▲ 190% |
| Change in cash | - | -€12,710 | €9,422 | -€21,805 | -€6,753 | ▲ 69.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Similar companies · same sector, comparable size
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Stekene · Eq €62,570
LE BON SHOP MALMEDY
BE 0696.972.219
Waimes · Eq €62,364
AFRO BEAUTY STORE
BE 0767.501.315
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HANGAR POLSKI
BE 0847.033.395
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Of 10,515 companies in this sector we hold annual accounts for 5,855. 4,669 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
7 eventsLatest 28-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 798 days late
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 426 days late
2024
31-12
Financial
Weakest financial yearnet €2,612 ▼37.5%
Net result drops to €2,612, the lowest in the series; recovery starts the following year.
2023
29-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 302 days late
2022
31-12
Financial
Highest result since 2021net €26,012 ▲111%
Operating result €37,712, net result €26,012, both a record.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations
Food safety, FASFC
1 siteCouvinunit no. 2.308.927.721
Company details
Private limited company · founded 23-10-2020Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded23-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47120Other non-specialised retail sale
47260Retail trade
47621Retail sale of newspapers and periodicals
47784Retail sale of souvenirs and religious articles
47789Other retail sale of new goods
92000Gambling and betting activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0756962561
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2020
Ground area
394 m²
Building footprint
240 m²
Parcel 93007C0184/00G004, Wallonia. Linked by address, not a title deed.
1 establishment unit
CASTLE & CO
since 2020unit no. 2.308.927.721
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93007C0184/00G004 | Wallonia | 394 m² | 1 · 240 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
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