Castle Advisory
ActiveCastle Advisory has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €197k and a net result of €89k. Equity is growing by ~76.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity ample (current ratio 10.09 against 5.28 in 2024; short-term debt: 9.4% and cash: 75.5% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
40.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
154 d early
2024
38 d early
2023
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€197k▲ 82.0%
2024 · €108k
2023: €32k
2024: €108k
2023 → 2025
Total assets
€218k▲ 67.3%
2024 · €130k
2023: €54k
2024: €130k
2023 → 2025
Net result
€89k▲ 15.5%
2024 · €77k
2023: €28k
2024: €77k
2023 → 2025
Working capital
€186k▲ 96.9%
2024 · €94k
2023: €32k
2024: €94k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€32k-€108k▲ 237%€197k▲ 82.0%
Operating result€39k-€96k▲ 149%€114k▲ 18.5%
Net result€28k-€77k▲ 175%€89k▲ 15.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€12k▼ 16.1%
Current assets
€206k▲ 77.1%
Equity and liabilities €218k
Equity
€197k▲ 82.0%
Debt
€21k▼ 5.2%
The debt ratio falls from 16.9% to 9.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€116k▲
2024 · €98k
Cash flow
€91k▲
2024 · €78k
Solvency
90.4%▲
2024 · 83.1%
Current ratio
10.09▲
2024 · 5.28
Quick ratio
10.09▲
2024 · 5.28
Debt / equity
0.11▼
2024 · 0.20
ROE
45.1%▼
2024 · 71.0%
ROA
40.7%▼
2024 · 59.0%
Interest coverage
118.56▼
2024 · 189.95
Debt
€21k▼
2024 · €22k
Debt ≤ 1 year
€20k▼
2024 · €22k
Income taxes
€24k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€218k▲
Fixed assets21/28€14k€12k▼
Tangible fixed assets22/27€14k€12k▼
Land and buildings22€3k€2k▼
Furniture and vehicles24€11k€9k▼
Current assets29/58€117k€206k▲
Amounts receivable within one year40/41€38k€27k▼
Trade receivables40€0€26k▲
Other amounts receivable41€38k€456▼
Cash at bank and in hand54/58€76k€164k▲
Deferred charges and accrued income490/1€3k€15k▲
Equity and liabilities
Total equity and liabilities10/49€130k€218k▲
Equity10/15€108k€197k▲
Contributions10/11€5k€5k=
Reserves13€103k€192k▲
Distributable reserves133€103k€192k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€22k€21k▼
Amounts payable within one year42/48€22k€20k▼
Trade debts44€153€2k▲
Suppliers440/4€153€2k▲
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€19k€16k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€560€0▼
Accrued charges and deferred income492/3-€473
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8-€144
Gross operating margin9900€98k€116k▲
Operating profit (loss)9901€96k€114k▲
Financial income75/76B€1k€0▼
Recurring financial income75€1k€0▼
Financial charges65/66B€515€980▲
Recurring financial charges65€515€980▲
Profit (loss) for the period before taxes9903€97k€113k▲
Income taxes67/77€20k€24k▲
Profit (loss) for the period9904€77k€89k▲
Profit (loss) for the period to be appropriated9905€77k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€89k▲
Transfer to equity691/2€76k€89k▲
To other reserves6921€76k€89k▲
Profit to be distributed694/7€800€0▼
Return on contributions (dividend)694€800€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €89k ▲15.5%
Operating result €114k, net result €89k, both a record.
31-12
Financial
Equity above €150kEq €197k ▲82%
3 profitable years in a row build equity to €197k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 5.28
Current ratio from 2.49 to 5.28.
31-12
Financial
Equity above €100kEq €108k ▲237%
2 profitable years in a row build equity to €108k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteellaan 1399000 GentGround area
267 m²
Building footprint
128 m²
Parcel 44804D0183/00E002, Flanders. Linked by address, not a title deed.
1 establishment unit
Castle Advisory
since 20232.350.969.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D0183/00E002 | Flanders | 267 m² | 1 · 128 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JAMOULLE Consulting
BE 0797.047.812
Sombreffe · Eq €197k
CARAX Consulting
BE 0784.841.945
Kruisem · Eq €197k
V.D.L³ CONSTRUCT
BE 0833.125.476
Aalter · Eq €197k
CF HERMANS
BE 0820.877.643
Keerbergen · Eq €197k
Marc Van Hoecke & Co
BE 0458.836.328
Sint-Martens-Latem · Eq €197k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,118 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.