Equity
Equity rose in 2025 from €183,271 to €269,379.
Equity rose in 2025 from €183,271 to €269,379.
The micro format states no turnover.
Green is investment, beige is depreciation.
Short-term debts fell from €88,998 to €49,185.
Higher solvency than 82% of companies in head offices and management consultancy. Sector median 55.5% · 41,211 companies.
In July 2024, 39,274 companies had the same profile as CASTERA has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for CASTERA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| CASTERA Jodoigne | €318,564 | €116,247 | 84.6% | - |
| COOVALENCE Incourt | €332,186 | €116,563 | 59.6% | - |
| EML4YOU Orp-Jauche | €293,389 | €115,547 | 87.7% | - |
| HALEMA Services Grez-Doiceau | €305,213 | €126,413 | 93.6% | - |
| PNO CONSULT Wavre | €346,452 | €114,993 | 72.6% | - |
| SOHOSPITALITY MANAGEMENT SERVICES Braine-l'Alleud | €283,110 | €119,085 | 88.6% | - |
| H.T.F.S. Rixensart | €267,857 | €118,188 | 51.4% | - |
These companies have the same main activity as CASTERA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €268,000 and €346,000, founded between 2022 and 2023.
CASTERA files the micro format. That format states no turnover. The gross margin fell from €123,778 in 2023 to €116,247 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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