CASTELPACK
ActiveSummary
CASTELPACK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-2.54M) and a net result of €-6k. Equity is shrinking by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 2394 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2394 sector peers (2025).
NBB · sector comparisonPosition among 2394 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
6 d late
2022
52 d late
2021
20 d early
2020
12 d early
2019
48 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€-2.54M▼ 0.3%
2024 · €-2.54M
2018: €736k
2019: €791k
2020: €560k
2022: €-2.38M
2024: €-2.54M
2018 → 2025
Net result
€-6k▲ 52.3%
2024 · €-14k
2018: €-49k
2019: €134k
2020: €-231k
2022: €-2.87M
2024: €-14k
2018 → 2025
Total assets
€8k▼ 47.6%
2024 · €15k
2018: €2.82M
2019: €3.02M
2020: €3.10M
2022: €316k
2024: €15k
2018 → 2025
Solvency
-32413.6%▼ 15474.0pp
2024 · -16939.6%
2018: 26.1%
2019: 26.2%
2020: 18.0%
2022: -754.8%
2024: -16939.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202220242025Trend
Equity€791k-€560k▼ 29.2%€-2.38M€-2.54M▼ 6.4%€-2.54M▼ 0.3%
Operating result€191k-€-133k€11k€-13k€-7k▲ 48.9%
Net result€134k-€-231k€-2.87M▼ 1,144%€-14k▲ 99.5%€-6k▲ 52.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€8k ▼ 38.3%
Current assets
€127 ▼ 94.8%
Key figures and ratios
ROA
-82.7%▲
2024 · -90.8%
Debt
€2.55M=
2024 · €2.55M
Debt ≤ 1 year
€739k▼
2024 · €740k
Debt > 1 year
€1.81M=
2024 · €1.81M
A ratio outside any meaningful range has been withheld (balance sheet total €8k, equity €-2.54M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15k€8k▼
Fixed assets21/28€13k€8k▼
Tangible fixed assets22/27€13k€8k▼
Furniture and vehicles24€13k€8k▼
Current assets29/58€2k€127▼
Amounts receivable within one year40/41€91€0▼
Trade receivables40€0-
Other amounts receivable41€91€0▼
Cash at bank and in hand54/58€2k€127▼
Equity and liabilities
Total equity and liabilities10/49€15k€8k▼
Equity10/15€-2.54M€-2.54M▼
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€290k€290k=
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Distributable reserves133€270k€270k=
Profit (loss) carried forward14€-3.03M€-3.03M▼
Amounts payable17/49€2.55M€2.55M=
Amounts payable after more than one year17€1.81M€1.81M=
Other amounts payable178/9€1.81M€1.81M=
Amounts payable within one year42/48€740k€739k▼
Trade debts44€6k€657▼
Suppliers440/4€6k€657▼
Taxes, remuneration and social security45€756€0▼
Taxes450/3€756€0▼
Other amounts payable47/48€733k€738k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€505€520▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-8k€-1k▲
Operating profit (loss)9901€-13k€-7k▲
Financial income75/76B-€756
Recurring financial income75-€756
Financial charges65/66B€489€543▲
Recurring financial charges65€489€543▲
Profit (loss) for the period before taxes9903€-14k€-6k▲
Profit (loss) for the period9904€-14k€-6k▲
Profit (loss) for the period to be appropriated9905€-14k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3.03M€-3.03M▼
Profit (loss) brought forward from the previous period14P€-3.01M€-3.03M▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 6 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 52 days late
2022
31-12
Financial
Weakest financial yearnet €-2.87M
Net result drops to €-2.87M, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €134k
Net result €134k after one loss-making year.
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Breestraat 352018 AntwerpenGround area
1.1 ha
Building footprint
273 m²
Volume, LiDAR
3,198 m³
2 parcels, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Castelpack
since 20142.238.657.951
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373K0759/00P005 | Flanders | 1.1 ha | 1 · 102 m² | 10.1 m · 3 fl. |
| 11806F1488/00T008 | Flanders | 475 m² | 1 · 170 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MECAINVEST
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.