CAST CONSULT
ActiveCAST CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.77M and a net result of €66k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-6
Solvency85▼-15
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity short (current ratio 0.49 against 1.08 in 2024; short-term debt: 35.9% and cash: 15.8% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
2.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
2023
30 d late
2022
7 d late
2021
1 d late
2020
72 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.77M▲ 3.9%
2024 · €1.70M
2018: €1.12M
2019: €1.22M
2020: €1.31M
2021: €1.40M
2022: €1.51M
2023: €1.61M
2024: €1.70M
2018 → 2025
Total assets
€2.92M▲ 33.1%
2024 · €2.20M
2018: €2.32M
2019: €2.18M
2020: €2.13M
2021: €2.13M
2022: €2.15M
2023: €2.19M
2024: €2.20M
2018 → 2025
Net result
€66k▼ 24.3%
2024 · €87k
2018: €316k
2019: €102k
2020: €83k
2021: €93k
2022: €111k
2023: €103k
2024: €87k
2018 → 2025
Working capital
€-539k
2024 · €27k
2018: €-925k
2019: €-229k
2020: €-163k
2021: €-64k
2022: €-156k
2023: €-58k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.40M-€1.51M▲ 7.9%€1.61M▲ 6.8%€1.70M▲ 5.4%€1.77M▲ 3.9%
Operating result€149k-€173k▲ 16.1%€167k▼ 3.3%€147k▼ 12.1%€138k▼ 6.4%
Net result€93k-€111k▲ 18.6%€103k▼ 6.8%€87k▼ 15.2%€66k▼ 24.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.92M
Fixed assets
€2.41M▲ 31.8%
Current assets
€510k▲ 39.4%
Equity and liabilities €2.92M
Equity
€1.77M▲ 3.9%
Provisions
€58k▼ 9.1%
Debt
€1.10M▲ 154%
The debt ratio rises from 19.6% to 37.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€248k▼
2024 · €250k
Cash flow
€177k▼
2024 · €191k
Solvency
60.5%▼
2024 · 77.5%
Current ratio
0.49▼
2024 · 1.08
Quick ratio
0.49▼
2024 · 1.08
Debt / equity
0.62▲
2024 · 0.25
ROE
3.7%▼
2024 · 5.1%
ROA
2.3%▼
2024 · 4.0%
Interest coverage
5.54▼
2024 · 10.84
Debt
€1.10M▲
2024 · €431k
Debt ≤ 1 year
€1.05M▲
2024 · €338k
Debt > 1 year
€10k▼
2024 · €71k
Income taxes
€33k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.20M€2.92M▲
Fixed assets21/28€1.83M€2.41M▲
Tangible fixed assets22/27€1.83M€2.41M▲
Land and buildings22€1.83M€2.41M▲
Furniture and vehicles24€3k€1k▼
Current assets29/58€366k€510k▲
Amounts receivable within one year40/41€25k€45k▲
Trade receivables40€7k€10k▲
Other amounts receivable41€18k€35k▲
Cash at bank and in hand54/58€338k€462k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.20M€2.92M▲
Equity10/15€1.70M€1.77M▲
Contributions10/11€994k€994k=
Reserves13€707k€774k▲
Tax-exempt reserves132€191k€174k▼
Distributable reserves133€516k€600k▲
Provisions and deferred taxes16€64k€58k▼
Deferred taxes168€64k€58k▼
Amounts payable17/49€431k€1.10M▲
Amounts payable after more than one year17€71k€10k▼
Financial debts170/4€71k€10k▼
Amounts payable within one year42/48€338k€1.05M▲
Current portion of amounts payable after more than one year42€100k€61k▼
Trade debts44€26k€25k▼
Suppliers440/4€26k€25k▼
Taxes, remuneration and social security45€25k€23k▼
Taxes450/3€19k€17k▼
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€187k€940k▲
Accrued charges and deferred income492/3€23k€39k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€103k€110k▲
Other operating charges640/8€22k€22k▲
Gross operating margin9900€272k€271k▼
Operating profit (loss)9901€147k€138k▼
Financial income75/76B€1€57▲
Recurring financial income75€1€57▲
Financial charges65/66B€23k€45k▲
Recurring financial charges65€23k€45k▲
Profit (loss) for the period before taxes9903€124k€93k▼
Transfer from deferred taxes780€6k€6k=
Income taxes67/77€42k€33k▼
Profit (loss) for the period9904€87k€66k▼
Transfer from tax-exempt reserves789€17k€17k=
Profit (loss) for the period to be appropriated9905€105k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€84k▼
Transfer to equity691/2€105k€84k▼
To other reserves6921€105k€84k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €66k ▼24.3%
Net result drops to €66k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philippe Spethstraat 192950 KapellenGround area
2,443 m²
Building footprint
238 m²
Volume, LiDAR
1,475 m³
Parcel 11902H0106/00S000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20072.163.940.930
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902H0106/00S000 | Flanders | 2,443 m² | 1 · 237 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Advies en Management Peters
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EDEN
BE 0436.688.456
Sint-Genesius-Rode · Eq €1.77M
Almaco
BE 0834.512.279
Kontich · Eq €1.77M
Brutus & Co
BE 0817.856.191
Aalst · Eq €1.77M
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 21,589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
69109Other legal services
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.