CASS-CONSULT
ActiveCASS-CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €56k. Equity is growing by ~48.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 16.09 against 5.34 in 2024; short-term debt: 4.4% and cash: 13.5% of total assets), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
29.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
1 d early
2022
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€180k▲ 44.5%
2024 · €125k
2022: €37k
2023: €75k
2024: €125k
2022 → 2025
Total assets
€189k▲ 30.5%
2024 · €145k
2022: €67k
2023: €95k
2024: €145k
2022 → 2025
Net result
€56k▲ 11.3%
2024 · €51k
2022: €33k
2023: €38k
2024: €51k
2022 → 2025
Working capital
€126k▲ 43.9%
2024 · €88k
2022: €36k
2023: €74k
2024: €88k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€37k-€75k▲ 101%€125k▲ 66.5%€180k▲ 44.5%
Operating result€48k-€57k▲ 17.7%€73k▲ 29.7%€63k▼ 14.3%
Net result€33k-€38k▲ 16.1%€51k▲ 31.8%€56k▲ 11.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€54k▲ 47.1%
Current assets
€135k▲ 24.7%
Equity and liabilities €189k
Equity
€180k▲ 44.5%
Debt
€9k▼ 56.6%
The debt ratio falls from 13.9% to 4.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €75k
Cash flow
€58k▲
2024 · €52k
Solvency
95.4%▲
2024 · 86.1%
Current ratio
16.09▲
2024 · 5.34
Quick ratio
16.09▲
2024 · 5.34
Debt / equity
0.05▼
2024 · 0.16
ROE
31.3%▼
2024 · 40.6%
ROA
29.8%▼
2024 · 35.0%
Interest coverage
77.22▲
2024 · 73.08
Debt
€9k▼
2024 · €20k
Debt ≤ 1 year
€8k▼
2024 · €20k
Income taxes
€15k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€189k▲
Fixed assets21/28€37k€54k▲
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€35k€53k▲
Current assets29/58€108k€135k▲
Amounts receivable within one year40/41€43k€59k▲
Trade receivables40€23k€26k▲
Other amounts receivable41€19k€33k▲
Current investments50/53-€50k
Cash at bank and in hand54/58€62k€25k▼
Deferred charges and accrued income490/1€3k€91▼
Equity and liabilities
Total equity and liabilities10/49€145k€189k▲
Equity10/15€125k€180k▲
Contributions10/11€5k€5k=
Reserves13€120k€175k▲
Distributable reserves133€120k€175k▲
Amounts payable17/49€20k€9k▼
Amounts payable within one year42/48€20k€8k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€18k€6k▼
Taxes450/3€18k€6k▼
Other amounts payable47/48€859€833▼
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€632€647▲
Gross operating margin9900€76k€65k▼
Operating profit (loss)9901€73k€63k▼
Financial income75/76B€5€10k▲
Recurring financial income75€5€10k▲
Financial charges65/66B€1k€830▼
Recurring financial charges65€1k€830▼
Profit (loss) for the period before taxes9903€72k€72k▼
Income taxes67/77€22k€15k▼
Profit (loss) for the period9904€51k€56k▲
Profit (loss) for the period to be appropriated9905€51k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€56k▲
Transfer to equity691/2€50k€56k▲
To other reserves6921€50k€56k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €56k ▲11.3%
Net result €56k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 16.09
Current ratio from 5.34 to 16.09; short-term debt falls from €20k to €8k.
31-12
Financial
Equity above €150kEq €180k ▲44.5%
4 profitable years in a row build equity to €180k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €125k ▲66.5%
3 profitable years in a row build equity to €125k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.65
Current ratio from 2.20 to 4.65; short-term debt falls from €30k to €20k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenlaan (Heide) 312920 KalmthoutGround area
1,188 m²
Building footprint
154 m²
Volume, LiDAR
948 m³
Parcel 11022F0028/00Z007, Flanders · tallest building 20.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CASS-CONSULT
since 20222.329.988.302
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022F0028/00Z007 | Flanders | 1,188 m² | 1 · 154 m² | 20.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TECHNICAL CONSULTING ASSOCIATES
BE 0474.868.547
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EVOLUTIVE ENGINEERING
BE 0447.565.324
Houthalen-Helchteren · Eq €180k
PRISM ENTERPRISES
BE 0846.354.001
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THE STAFF SOLUTIONS
BE 0643.600.839
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KODIAX
BE 0770.555.330
Grez-Doiceau · Eq €180k
Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.