CASIBEANS
ActiveCASIBEANS has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.78M and a net result of €805k. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-1
Solvency53▲+4
Growth84▲+6
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.31 in 2024; short-term debt: 43.7% and cash: 7.3% of total assets), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
5.9%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
30 d early
2023
274 d late
2022
2 d early
2021
31 d early
2020
30 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€43.87M▲ 19.2%
2024 · €36.81M
2024: €36.81M
2024 → 2025
EBIT margin
3.7%▲ 0.1pp
2024 · 3.6%
2024: 3.6%
2024 → 2025
Net result
€805k▲ 0.2%
2024 · €803k
2019: €36k
2020: €127k
2021: €248k
2022: €1.09M
2023: €2.08M
2024: €803k
2019 → 2025
Working capital
€1.79M▼ 21.1%
2024 · €2.27M
2019: €1.18M
2020: €1.76M
2021: €1.90M
2022: €2.75M
2023: €4.99M
2024: €2.27M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€36.81M€43.87M▲ 19.2%
Equity€1.23M-€2.19M▲ 77.8%€4.27M▲ 95.1%€3.67M▼ 14.0%€3.78M▲ 2.9%
Operating result€431k-€1.77M▲ 310%€3.00M▲ 70.1%€1.32M▼ 56.1%€1.62M▲ 22.7%
Net result€248k-€1.09M▲ 340%€2.08M▲ 90.9%€803k▼ 61.4%€805k▲ 0.2%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.65M
Fixed assets
€5.90M▲ 3.3%
Current assets
€7.75M▼ 19.2%
Equity and liabilities €13.65M
Equity
€3.78M▲ 2.9%
Debt
€9.87M▼ 15.1%
The debt ratio falls from 76.0% to 72.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.65M▲
2024 · €1.33M
Cash flow
€833k▲
2024 · €817k
Solvency
27.7%▲
2024 · 24.0%
Current ratio
1.30▼
2024 · 1.31
Quick ratio
0.78▼
2024 · 0.95
Debt / equity
2.61▼
2024 · 3.17
ROE
21.3%▼
2024 · 21.9%
ROA
5.9%▲
2024 · 5.2%
Interest coverage
4.38▼
2024 · 4.65
Debt
€9.87M▼
2024 · €11.63M
Debt ≤ 1 year
€5.96M▼
2024 · €7.32M
Debt > 1 year
€3.20M▼
2024 · €3.71M
Income taxes
€296k▲
2024 · €286k
Staff costs
€658k▲
2024 · €467k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15.30M€13.65M▼
Formation expenses20€394-
Fixed assets21/28€5.71M€5.90M▲
Tangible fixed assets22/27€67k€187k▲
Plant, machinery and equipment23€47k€41k▼
Furniture and vehicles24€21k€84k▲
Other tangible fixed assets26-€61k
Financial fixed assets28€5.65M€5.71M▲
Affiliated companies280/1€5.64M€5.71M▲
Participating interests280€5.64M€5.71M▲
Other financial fixed assets284/8€916€916=
Amounts receivable and cash guarantees285/8€916€916=
Current assets29/58€9.59M€7.75M▼
Amounts receivable after more than one year29€1.05M-
Other amounts receivable291€1.05M-
Stocks and contracts in progress3€2.64M€3.08M▲
Stocks30/36€2.64M€3.08M▲
Goods purchased for resale34€2.64M€3.08M▲
Amounts receivable within one year40/41€2.22M€3.67M▲
Trade receivables40€1.83M€2.59M▲
Other amounts receivable41€397k€1.08M▲
Cash at bank and in hand54/58€3.55M€990k▼
Deferred charges and accrued income490/1€123k€3k▼
Equity and liabilities
Total equity and liabilities10/49€15.30M€13.65M▼
Equity10/15€3.67M€3.78M▲
Contributions10/11€621k€621k=
Reserves13€3.05M€3.16M▲
Distributable reserves133€3.05M€3.16M▲
Amounts payable17/49€11.63M€9.87M▼
Amounts payable after more than one year17€3.71M€3.20M▼
Financial debts170/4€3.71M€3.20M▼
Credit institutions173€3.57M€3.13M▼
Other loans174€133k€67k▼
Amounts payable within one year42/48€7.32M€5.96M▼
Current portion of amounts payable after more than one year42€1.53M€300k▼
Financial debts43€146k€146k=
Credit institutions430/8€146k€146k=
Trade debts44€3.88M€3.05M▼
Suppliers440/4€3.88M€3.05M▼
Taxes, remuneration and social security45€206k€286k▲
Taxes450/3€136k€197k▲
Remuneration and social security454/9€70k€90k▲
Other amounts payable47/48€1.55M€2.17M▲
Accrued charges and deferred income492/3€599k€716k▲
Income statement
Code20242025
Operating income70/76A€37.60M€44.66M▲
Turnover70€36.81M€43.87M▲
Other operating income74€793k€790k▼
Operating charges60/66A€36.28M€43.04M▲
Goods for resale, raw materials and consumables60€30.91M€36.60M▲
Purchases600/8€30.52M€37.22M▲
Change in stocks: decrease (increase)609€395k€-626k▼
Services and other goods61€4.71M€5.21M▲
Remuneration, social security and pensions62€467k€658k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€28k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€185k
Other operating charges640/8€182k€343k▲
Non-recurring operating charges66A-€21k
Operating profit (loss)9901€1.32M€1.62M▲
Financial income75/76B€121k€39k▼
Recurring financial income75€121k€39k▼
Income from current assets751€6k€39k▲
Other financial income752/9€115k-
Financial charges65/66B€351k€558k▲
Recurring financial charges65€351k€558k▲
Debt charges650€287k€376k▲
Other financial charges652/9€65k€182k▲
Profit (loss) for the period before taxes9903€1.09M€1.10M▲
Income taxes67/77€286k€296k▲
Taxes670/3€286k€296k▲
Profit (loss) for the period9904€803k€805k▲
Profit (loss) for the period to be appropriated9905€803k€805k▲
Appropriation of the result
Profit (loss) to be appropriated9906€803k€805k▲
Transfer from equity791/2€1.00M-
From reserves792€1.00M-
Transfer to equity691/2€403k€105k▼
To other reserves6921€403k€105k▼
Profit to be distributed694/7€1.40M€700k▼
Return on contributions (dividend)694€1.40M€700k▼
Social balance
Average headcount (FTE)90876.28.0▲
The notes to these accounts (55 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 274 days late
2023
30-09
Financial
Highest result since 2019net €2.08M ▲90.9%
Operating result €3.00M, net result €2.08M, both a record.
30-09
Financial
Liquidity doublescurrent ratio 3.70
Current ratio from 1.67 to 3.70; short-term debt falls from €4.10M to €1.85M.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €2MEq €2.19M ▲77.8%
4 profitable years in a row build equity to €2.19M.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-05
Financial
Equity above €1MEq €1.04M ▲13.9%
2 profitable years in a row build equity to €1.04M.
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
02-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaarbeekstraat(MEL) 23A9120 Beveren-Kruibeke-ZwijndrechtGround area
1.2 ha
Building footprint
3,502 m²
Volume, LiDAR
33,630 m³
Parcel 46016D1359/00B000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Casibeans bvba
since 20102.232.275.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016D1359/00B000 | Flanders | 1.2 ha | 1 · 3,502 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,145 EUR awarded · 2,145 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,145 EUR | 2,145 EUR |
Schemes
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.232.275.747
Legal Entity Identifier
549300WRUIOQ8QKLOV91
Similar companies · same sector, comparable size
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VANDERHAEGEN - EECKHAUT
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Horebeke · Eq €3.84M
GYBELS GROENTEN EN FRUIT
BE 0872.460.164
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VAN ROEY L. en zonen
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Of 956 companies in sector 46319 we hold annual accounts for 609. 293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-1974
Fiscal year end30-09
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
51310
74501
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.