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CASH CHARLEROI

Active
Public limited companyfounded 2000active for 26 yearsRue Jules Destrée 421, 7390 Quaregnon, BelgiumKBO/BCE: BE 0471.137.017

From the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CASH CHARLEROI has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €448,935 and a net result of €315,625. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 53% of 5,036 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
CASH CHARLEROIActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 23-02-2000 Normal situation
Legal form
Public limited company
Registered office
Rue Jules Destrée 421, 7390 Quaregnon
Activity
Retail sale of electrical household appliances NACE 47540and 2 others
Establishment unit
2.096.423.386 6010 Charleroi, since 06-03-2000
Financial year end
31 December
Peppol
Reachable since 14-07-2025
Company details

Board and ownership

Board
  • CHAMARManaging director · permanent representative BACHELY Nicolas
  • LORNAManaging director · permanent representative MARTHOZ Christophe
Shareholders
Board & ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€879,433
▲ 17.6%
Turnover
≈ €4.6m
estimated
Profit
€315,625
▼ 14.3%
Equity
€448,935
▼ 29.1%
Total assets
€1.2m
▲ 31.0%
Staff
12 FTE
▲ 11.1%
2025 accounts filed 65 days before the deadline
Filed on 27-05-2026PDF
Financials
Score breakdownraises risk1 of the last 3 accounts latelowers riskLiquidity: current ratio 1.75, cash €404,935Founded in 2000Profit of €315,625 (financial year 2025)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of small companies in retail trade (NACE 47)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 64-32
equity 38.5% of total assets
Liquidity 64-27
short-term debt 56.3% · cash 34.8%
Profitability 100=
return on assets 27.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.75 (5.11 in 2024), above the usual 1.5. Short-term debt is 56.3% and cash 34.8% of total assets. However, 61.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 60% of them on solvency, 85% on liquidity, 98% on profitability and 13% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.75, cash €404,935
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Profit of €315,625 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 days early
2024
31 days late
2023
1 day early
2022
32 days late
2021
31 days early
2020
20 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 10th largest employer in Quaregnon, Wholesale and retail trade sectorin the Checked rankings No. 10 View
  • Caution: Equity fell in 2025from €633,309 to €448,935 ▼ 29.1% View

Documents

Annual accounts at the NBB

All 26 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CASH CHARLEROI

What is the company number of CASH CHARLEROI?
The company number of CASH CHARLEROI is 0471.137.017. The VAT number is the same number with BE in front: BE 0471.137.017.
Where is CASH CHARLEROI based?
The registered office is at Rue Jules Destrée 421, 7390 Quaregnon.Company details
What does CASH CHARLEROI do?
According to the KBO register, the main activity is retail sale of electrical household appliances (NACE 47540).
What is the legal form of CASH CHARLEROI?
The legal form of CASH CHARLEROI is Public limited company (NV).
When was CASH CHARLEROI founded?
CASH CHARLEROI was founded on 23-02-2000.
Is CASH CHARLEROI still active?
Yes, CASH CHARLEROI is an active enterprise in the KBO register.
How many employees does CASH CHARLEROI have?
CASH CHARLEROI had an average of 12 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CASH CHARLEROI?
The turnover in financial year 2025 is ≈ €4.6m. This figure is estimated from the gross margin of €879,433 and 34 comparable companies (NACE 475). It probably lies between €3.2m and €7.0m.
Is CASH CHARLEROI profitable?
In financial year 2025, CASH CHARLEROI made a profit of €315,625.
Where can I find the annual accounts of CASH CHARLEROI?
CASH CHARLEROI filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of CASH CHARLEROI due?
CASH CHARLEROI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to CASH CHARLEROI

Comparable companies

These companies have the same main activity as CASH CHARLEROI: retail sale of electrical household appliances (NACE 47540). They are comparable in size and age: total assets between €915,000 and €2.5m, founded between 1990 and 2001.

CompanyTotal assetsGross margin
CASH CHARLEROI Quaregnon€1.2m€0.9m
OMEGA Mons€1.6m€0.8m
LICOM-TELECOM-SYSTEMS Brugge€1.9m€1.2m
DE MUNCK Beveren-Kruibeke-Zwijndrecht€1.7m€0.7m
FREQUENCE CASH Verviers€1.0m€0.6m
ELECTRO SERVICE TIMMERMANS Pajottegem€0.9m€0.5m
VAN GILS Beernem€2.5m€1.2m
Full comparison

Next steps

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