CASE PHONE
ActiveCASE PHONE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €20k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 70% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-4
Solvency82▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.18 in 2024; short-term debt: 40.1% and cash: 20.2% of total assets), and 42.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.4%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 21.4%
2024 · €95k
2023: €71k
2024: €95k
2023 → 2025
Total assets
€200k▲ 13.5%
2024 · €176k
2023: €206k
2024: €176k
2023 → 2025
Net result
€20k▼ 13.3%
2024 · €23k
2023: €15k
2024: €23k
2023 → 2025
Working capital
€108k▲ 27.5%
2024 · €85k
2023: €66k
2024: €85k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€71k-€95k▲ 32.7%€115k▲ 21.4%
Operating result€25k-€37k▲ 47.7%€31k▼ 14.8%
Net result€15k-€23k▲ 58.9%€20k▼ 13.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€12k▼ 41.1%
Current assets
€188k▲ 20.5%
Equity and liabilities €200k
Equity
€115k▲ 21.4%
Debt
€85k▲ 4.3%
The debt ratio falls from 46.3% to 42.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €42k
Cash flow
€22k▼
2024 · €28k
Solvency
57.4%▲
2024 · 53.7%
Current ratio
2.35▲
2024 · 2.18
Quick ratio
2.17▲
2024 · 1.79
Debt / equity
0.74▼
2024 · 0.86
ROE
17.6%▼
2024 · 24.7%
ROA
10.1%▼
2024 · 13.2%
Interest coverage
17.52▲
2024 · 11.59
Debt
€85k▲
2024 · €82k
Debt ≤ 1 year
€80k▲
2024 · €72k
Debt > 1 year
€5k▼
2024 · €10k
Income taxes
€9k▼
2024 · €10k
Staff costs
€40k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€200k▲
Fixed assets21/28€20k€12k▼
Tangible fixed assets22/27€16k€10k▼
Furniture and vehicles24€6k€953▼
Other tangible fixed assets26€10k€9k▼
Financial fixed assets28€4k€2k▼
Current assets29/58€156k€188k▲
Stocks and contracts in progress3€29k€14k▼
Stocks30/36€29k€14k▼
Amounts receivable within one year40/41€60k€90k▲
Trade receivables40€58k€89k▲
Other amounts receivable41€2k€891▼
Current investments50/53-€43k
Cash at bank and in hand54/58€63k€40k▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€176k€200k▲
Equity10/15€95k€115k▲
Contributions10/11€500€500=
Reserves13€50€20k▲
Distributable reserves133€50€20k▲
Profit (loss) carried forward14€94k€94k▲
Amounts payable17/49€82k€85k▲
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€72k€80k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€26k€43k▲
Suppliers440/4€26k€43k▲
Taxes, remuneration and social security45€22k€22k▼
Taxes450/3€15k€14k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€15k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€45k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€88k€81k▼
Operating profit (loss)9901€37k€31k▼
Financial income75/76B€548€1▼
Recurring financial income75€548€1▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€34k€29k▼
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€23k€20k▼
Profit (loss) for the period to be appropriated9905€23k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€114k▲
Profit (loss) brought forward from the previous period14P€71k€94k▲
Transfer to equity691/2-€20k
To other reserves6921-€20k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €100kEq €115k ▲21.4%
3 profitable years in a row build equity to €115k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Highest result since 2023net €23k ▲58.9%
Operating result €37k, net result €23k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Nivelles 2197170 ManageGround area
1,480 m²
Building footprint
208 m²
Volume, LiDAR
1,329 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
CASE PHONE
since 20152.241.632.089
CASE PHONE
since 20212.358.254.003
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52004A0220/00W002 | Wallonia | 990 m² | 1 · 146 m² | 8.2 m · 2 fl. |
| 52019A0213/00N000 | Wallonia | 490 m² | 1 · 63 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
I.T.S.
BE 0872.078.597
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MEDIAVINE
BE 0883.395.529
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VANGUARD DECISION
BE 0472.397.522
Machelen (Brab.) · Eq €115k
EURECO
BE 0451.688.022
Lier · Eq €114k
Simar Belgium
BE 0896.682.747
Gent · Eq €114k
Of 3,225 companies in sector 47400 we hold annual accounts for 1,807. 1,443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2015
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47420Retail trade
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.