CasaTerra

Active

Private limited companyfounded 20242 yrs activeCharles Bernaertsstraat 40, 1180 Ukkel, BelgiumKBO/BCE: BE 1011.137.601

Summary

The computed 12-month bankruptcy probability of CasaTerra is 2.4% (moderate). The 2025 annual accounts show negative equity (-€12,967) and a net result of -€16,774. Its solvency ranks better than 5% of 1420 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

CasaTerraActiveChecked score 50/100

Risk analysis Report Compare

What they do

Hotels and similar accommodation

NACE 55100

1 site

How big

€2,033total assets 2025

Equity: -€12,967
Loss: -€16,774

Turnover not published (abridged schema)

Financially healthy?

50 Fair Checked score 2025

Bankruptcy chance 12 m: 2.4%

Who decides

Accounts 32 d early1 of 2 deeds read

Why 50- Founded in 2024- Negative equity -€12,967- Loss of €16,774, the second in a row (FY 2025)+ Size: total assets €2,033Show the evidence

Checked score

Score 2025

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 6% of its sector peers (NACE 55, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-77

equity -637.8% of total assets

Liquidity 8-68

short-term debt 737.8% · cash 6.5%

Profitability 0=

return on assets -825.1%

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,484 companies)

Founded in 2024 raises the probability for this profile
Size: total assets €2,033 lowers the probability for this profile
Negative equity -€12,967 raises the probability
Loss of €16,774, the second in a row (FY 2025) raises the probability

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 8%, liquidity 11%, profitability 5%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €2,033

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Negative equity -€12,967

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Loss of €16,774, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year -€12,967

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

32 d early

2024

32 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

29-06-26 Annual accounts filedfiscal year 2025 · micro…
05-06-26 Statutes amendmentCapital increase · Declaration ·…
29-06-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€12,967 View
Caution: Among the weakest 5% on solvencysector median 18.9% · 1,420 companies -637.8% View
Total assets 20252 fiscal years filed €2,033 View