CasaRo
ActiveThe computed 12-month bankruptcy probability of CasaRo is 6.3% (elevated). The 2025 annual accounts show equity of €11k and a net result of €1k. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 65% of 27559 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-46
Solvency86▲+22
Growth52=
Track record86
Bankruptcy probability, 12 months
6.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.56 against 0.88 in 2024; short-term debt: 39.4% and cash: 5.6% of total assets), and 39.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
19 d late
2024
277 d late
2023
262 d late
2022
11 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 12.7%
2024 · €10k
2022: €5k
2023: €7k
2024: €10k
2022 → 2025
Total assets
€19k▼ 28.2%
2024 · €26k
2022: €48k
2023: €24k
2024: €26k
2022 → 2025
Net result
€1k▼ 64.9%
2024 · €4k
2022: €4k
2023: €2k
2024: €4k
2022 → 2025
Working capital
€4k
2024 · €-2k
2022: €-20k
2023: €-12k
2024: €-2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€7k▲ 31.1%€10k▲ 56.7%€11k▲ 12.7%
Operating result€7k-€4k▼ 39.9%€5k▲ 17.3%€14k▲ 183%
Net result€4k-€2k▼ 61.0%€4k▲ 139%€1k▼ 64.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 183% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€7k▼ 40.0%
Current assets
€12k▼ 18.2%
Equity and liabilities €19k
Equity
€11k▲ 12.7%
Debt
€7k▼ 53.9%
The debt ratio falls from 61.4% to 39.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €11k
Cash flow
€6k▼
2024 · €10k
Solvency
60.6%▲
2024 · 38.6%
Current ratio
1.56▲
2024 · 0.88
Quick ratio
1.56▲
2024 · 0.88
Debt / equity
0.65▼
2024 · 1.59
ROE
11.3%▼
2024 · 36.2%
ROA
6.8%▼
2024 · 14.0%
Interest coverage
1.54▼
2024 · 28.16
Debt
€7k▼
2024 · €16k
Debt ≤ 1 year
€7k▼
2024 · €16k
Income taxes
€626▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€19k▼
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Plant, machinery and equipment23€2k€903▼
Furniture and vehicles24€10k€6k▼
Current assets29/58€14k€12k▼
Amounts receivable within one year40/41€14k€11k▼
Trade receivables40€280€2k▲
Other amounts receivable41€14k€9k▼
Cash at bank and in hand54/58€4€1k▲
Equity and liabilities
Total equity and liabilities10/49€26k€19k▼
Equity10/15€10k€11k▲
Contributions10/11€1k€1k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€5k€7k▲
Amounts payable17/49€16k€7k▼
Amounts payable within one year42/48€16k€7k▼
Financial debts43€2-
Credit institutions430/8€2-
Trade debts44€13k€4k▼
Suppliers440/4€13k€4k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€525€1k▲
Gross operating margin9900€12k€20k▲
Operating profit (loss)9901€5k€14k▲
Financial income75/76B€0€29▲
Recurring financial income75€0€29▲
Financial charges65/66B€399€13k▲
Recurring financial charges65€399€13k▲
Profit (loss) for the period before taxes9903€5k€2k▼
Income taxes67/77€1k€626▼
Profit (loss) for the period9904€4k€1k▼
Profit (loss) for the period to be appropriated9905€4k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€7k▲
Profit (loss) brought forward from the previous period14P€2k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
04-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 277 days late
2025
31-12
Financial
Weakest financial yearnet €1k ▼64.9%
Net result drops to €1k, the lowest in the series.
01-12
KBO administration
Address struck
19-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 262 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ardooie · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eekhoutstraat 17B8850 ArdooieGround area
345 m²
Building footprint
172 m²
Volume, LiDAR
444 m³
2 parcels, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CasaRo
since 20212.318.930.203
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36001B0052/00S000 | Flanders | 176 m² | 1 · 61 m² | 0.9 m |
| 36005C0252/00F000 | Flanders | 169 m² | 1 · 110 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Schilderwerken De Meyer
BE 1022.523.817
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Finesse For Painting
BE 0788.511.020
Heusden-Zolder · Eq €12k
Jan Jansen Schilderwerken
BE 0750.636.874
Hoogstraten · Eq €12k
PROJECT DECOR
BE 0803.572.546
Anderlecht · Eq €12k
VAN THURENHOUT FREDERIK
BE 0508.769.750
Puurs-Sint-Amands · Eq €11k
Of 7,864 companies in sector 43341 we hold annual accounts for 2,664. 1,742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2021
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43320Joinery installation
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43422Screed work
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.