CASA PACO
ActiveThe computed 12-month bankruptcy probability of CASA PACO is 2.3% (moderate). The 2025 annual accounts show equity of €164k and a net result of €2k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 44% of 799 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+13
Solvency49=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.48 in 2024; short-term debt: 53.7% and cash: 12.6% of total assets), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
0.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
36 d early
2023
40 d early
2022
31 d late
2021
2 d early
2020
5 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 41.4%
2024 · €3k
2018: €-17k
2019: €9k
2020: €31k
2021: €37k
2022: €32k
2023: €30k
2024: €3k
2018 → 2025
Working capital
€-181k▲ 0.7%
2024 · €-182k
2018: €13k
2019: €-5k
2020: €-226k
2021: €-26k
2022: €-103k
2023: €-62k
2024: €-182k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€128k▲ 33.6%€159k▲ 23.7%€162k▲ 2.0%€164k▲ 1.2%
Operating result€46k-€48k▲ 5.1%€51k▲ 5.5%€968▼ 98.1%€18k▲ 1,728%
Net result€37k-€32k▼ 13.0%€30k▼ 5.7%€3k▼ 89.4%€2k▼ 41.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,728% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €683k
Fixed assets
€497k▼ 4.3%
Current assets
€186k▲ 11.9%
Equity and liabilities €683k
Equity
€164k▲ 1.2%
Debt
€519k▼ 0.9%
The debt ratio falls from 76.4% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€125k▲
2024 · €74k
Cash flow
€109k▲
2024 · €76k
Solvency
24.0%▲
2024 · 23.6%
Current ratio
0.51▲
2024 · 0.48
Quick ratio
0.35▲
2024 · 0.35
Debt / equity
3.17▼
2024 · 3.23
ROE
1.2%▼
2024 · 2.0%
ROA
0.3%▼
2024 · 0.5%
Interest coverage
7.42▲
2024 · 4.34
Debt
€519k▼
2024 · €524k
Debt ≤ 1 year
€367k▲
2024 · €348k
Debt > 1 year
€153k▼
2024 · €175k
Income taxes
€135▼
2024 · €2k
Staff costs
€604k▼
2024 · €624k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€686k€683k▼
Fixed assets21/28€520k€497k▼
Intangible fixed assets21-€39k
Tangible fixed assets22/27€415k€388k▼
Plant, machinery and equipment23€330k€323k▼
Furniture and vehicles24€85k€65k▼
Financial fixed assets28€105k€70k▼
Current assets29/58€166k€186k▲
Stocks and contracts in progress3€46k€58k▲
Stocks30/36€46k€58k▲
Amounts receivable within one year40/41€39k€33k▼
Trade receivables40€22k€13k▼
Other amounts receivable41€17k€20k▲
Cash at bank and in hand54/58€73k€86k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€686k€683k▼
Equity10/15€162k€164k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€141k€143k▲
Amounts payable17/49€524k€519k▼
Amounts payable after more than one year17€175k€153k▼
Financial debts170/4€175k€153k▼
Amounts payable within one year42/48€348k€367k▲
Current portion of amounts payable after more than one year42€73k€113k▲
Financial debts43€20k-
Credit institutions430/8€20k-
Trade debts44€120k€95k▼
Suppliers440/4€120k€95k▼
Taxes, remuneration and social security45€107k€94k▼
Taxes450/3€26k€31k▲
Remuneration and social security454/9€80k€62k▼
Other amounts payable47/48€29k€66k▲
Accrued charges and deferred income492/3€986-
Income statement
Code20242025
Remuneration, social security and pensions62€624k€604k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€107k▲
Other operating charges640/8€792€1k▲
Gross operating margin9900€699k€731k▲
Operating profit (loss)9901€968€18k▲
Financial income75/76B€21k€1k▼
Recurring financial income75€21k€1k▼
Financial charges65/66B€17k€17k▼
Recurring financial charges65€17k€17k▼
Profit (loss) for the period before taxes9903€5k€2k▼
Income taxes67/77€2k€135▼
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€143k▲
Profit (loss) brought forward from the previous period14P€138k€141k▲
Social balance
Average headcount (FTE)908716.720.5▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Equity above €150kEq €159k ▲23.7%
5 profitable years in a row build equity to €159k.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
30-09
Financial
Equity above €100kEq €128k ▲33.6%
4 profitable years in a row build equity to €128k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €37k ▲18.8%
Net result €37k, the highest in the series.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
10-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 10 days late
2017
08-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 3 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Progrès 34432 AnsGround area
6,662 m²
Building footprint
2,833 m²
Volume, LiDAR
12,416 m³
Parcel 62001B0305/00N000, Wallonia · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
3 establishment units
Avenue du Progrès 3, 4432 Ans
since 20102.191.958.686
Avenue du Progrès 3, 4432 Ans
since 20182.275.296.237
Casa Paco
since 20242.358.659.819
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62001B0305/00N000 | Wallonia | 6,662 m² | 1 · 2,833 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyAns2.191.958.686
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KROOMA
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 8,917 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2010
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.