CASA MOSA
ActiveCASA MOSA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €-45k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-67
Solvency47▼-21
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.83 against 1.1 in 2024; short-term debt: 49.7% and cash: 12.4% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
120 d late
2023
92 d late
2022
31 d late
2021
31 d late
2020
88 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▼ 22.4%
2024 · €201k
2018: €100k
2019: €109k
2020: €135k
2021: €147k
2022: €160k
2023: €166k
2024: €201k
2018 → 2025
Total assets
€708k▲ 49.5%
2024 · €474k
2018: €300k
2019: €295k
2020: €296k
2021: €330k
2022: €353k
2023: €370k
2024: €474k
2018 → 2025
Net result
€-45k
2024 · €35k
2018: €16k
2019: €16k
2020: €26k
2021: €12k
2022: €13k
2023: €6k
2024: €35k
2018 → 2025
Working capital
€-59k
2024 · €26k
2018: €25k
2019: €51k
2020: €76k
2021: €105k
2022: €118k
2023: €136k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€160k▲ 8.5%€166k▲ 4.0%€201k▲ 21.2%€156k▼ 22.4%
Operating result€39k-€27k▼ 30.4%€-25€52k€-19k
Net result€12k-€13k▲ 3.6%€6k▼ 49.2%€35k▲ 452%€-45k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €52k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €708k
Fixed assets
€415k▲ 137%
Current assets
€293k▼ 2.0%
Equity and liabilities €708k
Equity
€156k▼ 22.4%
Debt
€552k▲ 103%
The debt ratio rises from 57.5% to 77.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▼
2024 · €69k
Cash flow
€-30k▼
2024 · €52k
Solvency
22.1%▼
2024 · 42.5%
Current ratio
0.83▼
2024 · 1.10
Quick ratio
0.82▼
2024 · 1.07
Debt / equity
3.53▲
2024 · 1.35
ROE
-28.8%▼
2024 · 17.5%
ROA
-6.4%▼
2024 · 7.4%
Interest coverage
-0.17▼
2024 · 9.68
Debt
€552k▲
2024 · €272k
Debt ≤ 1 year
€352k▲
2024 · €272k
Debt > 1 year
€200k
Income taxes
€2k▼
2024 · €9k
Staff costs
€118k▲
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€474k€708k▲
Fixed assets21/28€175k€415k▲
Tangible fixed assets22/27€123k€113k▼
Land and buildings22€107k€99k▼
Plant, machinery and equipment23€12k€13k▲
Furniture and vehicles24€3k-
Other tangible fixed assets26€1k€915▼
Financial fixed assets28€52k€302k▲
Current assets29/58€299k€293k▼
Amounts receivable after more than one year29€141k€141k▲
Trade receivables290€141k€141k▲
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€60k€59k▼
Trade receivables40-€2k
Other amounts receivable41€60k€57k▼
Cash at bank and in hand54/58€92k€88k▼
Equity and liabilities
Total equity and liabilities10/49€474k€708k▲
Equity10/15€201k€156k▼
Contributions10/11€19k€19k=
Reserves13€147k€147k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€145k€145k=
Profit (loss) carried forward14€36k€-9k▼
Amounts payable17/49€272k€552k▲
Amounts payable after more than one year17-€200k
Financial debts170/4-€200k
Amounts payable within one year42/48€272k€352k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€35k€17k▼
Suppliers440/4€35k€17k▼
Taxes, remuneration and social security45€19k€29k▲
Taxes450/3€12k€14k▲
Remuneration and social security454/9€6k€14k▲
Other amounts payable47/48€219k€301k▲
Income statement
Code20242025
Remuneration, social security and pensions62€88k€118k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€15k▼
Other operating charges640/8€34k€13k▼
Gross operating margin9900€190k€127k▼
Operating profit (loss)9901€52k€-19k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€7k€24k▲
Recurring financial charges65€7k€24k▲
Profit (loss) for the period before taxes9903€45k€-43k▼
Income taxes67/77€9k€2k▼
Profit (loss) for the period9904€35k€-45k▼
Profit (loss) for the period to be appropriated9905€35k€-45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€-9k▼
Profit (loss) brought forward from the previous period14P€535€36k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet €-45k ▼228%
Net result drops to €-45k, the lowest in the series.
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial
Highest result since 2018net €35k ▲452%
Net result €35k, the highest in the series.
31-12
Financial
Equity above €200kEq €201k ▲21.2%
7 profitable years in a row build equity to €201k.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €160k ▲8.5%
5 profitable years in a row build equity to €160k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
31-12
Financial
Equity above €100kEq €109k ▲9%
2 profitable years in a row build equity to €109k.
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 329 days late
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 280 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maasdijk (Oph) 13640 KinrooiGround area
1,999 m²
Building footprint
593 m²
Parcel 72026A0200/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
'T TEGELHUISJE
since 20042.137.399.849
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72026A0200/00K000 | Flanders | 1,999 m² | 1 · 593 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKinrooi2.137.399.849
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BELLAVISTA
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-04-2004
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.