Summary
CASA MI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €784k and a net result of €213k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 87% of 2435 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
16 d early
2023
36 d early
2022
41 d early
2021
38 d early
2020
31 d early
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€784k▲ 37.4%
2024 · €571k
2018: €113k
2019: €127k
2020: €145k
2021: €164k
2022: €185k
2023: €207k
2024: €571k
2018 → 2025
Net result
€213k▲ 651%
2024 · €28k
2018: €18k
2019: €14k
2020: €18k
2021: €19k
2022: €20k
2023: €22k
2024: €28k
2018 → 2025
Total assets
€883k▲ 35.2%
2024 · €653k
2018: €254k
2019: €247k
2020: €253k
2021: €239k
2022: €246k
2023: €255k
2024: €653k
2018 → 2025
Solvency
88.8%▲ 1.4pp
2024 · 87.4%
2018: 44.5%
2019: 51.4%
2020: 57.3%
2021: 68.7%
2022: 74.9%
2023: 81.2%
2024: 87.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€185k▲ 12.5%€207k▲ 12.0%€571k▲ 176%€784k▲ 37.4%
Operating result€29k-€30k▲ 5.9%€32k▲ 5.7%€43k▲ 32.8%€287k▲ 573%
Net result€19k-€20k▲ 8.5%€22k▲ 8.4%€28k▲ 27.8%€213k▲ 651%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 573% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €883k
Fixed assets
€471k ▼ 15.3%
Current assets
€413k ▲ 325%
Equity and liabilities €883k
Equity
€784k ▲ 37.4%
Provisions
€57k
Debt
€42k ▼ 48.7%
Debt's share of the balance-sheet total falls from 12.6% to 4.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
27.2%▲
2024 · 5.0%
ROA
24.2%▲
2024 · 4.3%
Debt ≤ 1 year
€42k▼
2024 · €42k
Income taxes
€14k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€653k€883k▲
Fixed assets21/28€556k€471k▼
Tangible fixed assets22/27€556k€471k▼
Other tangible fixed assets26€556k€471k▼
Current assets29/58€97k€413k▲
Amounts receivable after more than one year29€19k€4k▼
Other amounts receivable291€19k€4k▼
Cash at bank and in hand54/58€66k€409k▲
Deferred charges and accrued income490/1€12k-
Equity and liabilities
Total equity and liabilities10/49€653k€883k▲
Equity10/15€571k€784k▲
Contributions10/11€60k€60k=
Reserves13€6k€176k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132-€170k
Profit (loss) carried forward14€505k€548k▲
Provisions and deferred taxes16-€57k
Deferred taxes168-€57k
Amounts payable17/49€82k€42k▼
Amounts payable after more than one year17€40k-
Financial debts170/4€40k-
Amounts payable within one year42/48€42k€42k▼
Current portion of amounts payable after more than one year42€38k€40k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Other operating charges640/8€887€299▼
Gross operating margin9900€44k€288k▲
Operating profit (loss)9901€43k€287k▲
Financial income75/76B-€0
Recurring financial income75-€0
Non-recurring financial income76B-€0
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€38k€285k▲
Transfer to deferred taxes680-€57k
Income taxes67/77€10k€14k▲
Profit (loss) for the period9904€28k€213k▲
Transfer to tax-exempt reserves689-€170k
Profit (loss) for the period to be appropriated9905€28k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€505k€548k▲
Profit (loss) brought forward from the previous period14P€477k€505k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €213k ▲651%
Operating result €287k, net result €213k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 9.79
Current ratio from 2.30 to 9.79; short-term debt falls from €42k to €42k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €571k ▲176%
7 profitable years in a row build equity to €571k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €207k ▲12%
6 profitable years in a row build equity to €207k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €164k ▲13%
4 profitable years in a row build equity to €164k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €14k ▼23.7%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark "De Bruwaan" 939700 OudenaardeGround area
1.3 ha
Building footprint
4,951 m²
Volume, LiDAR
17,675 m³
Parcel 45502B0614/00W000, Flanders · tallest building 13.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CASA MI
since 20112.239.598.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502B0614/00W000 | Flanders | 1.3 ha | 1 · 4,950 m² | 13.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 591 companies in sector 66300 we hold annual accounts for 365. 229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.