Casa Humani
ActiveSummary
The computed 12-month bankruptcy probability of Casa Humani is 2.2% (moderate). The 2025 annual accounts show equity of €160k and a net result of €22k. Equity is growing by ~17.4% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+1
Solvency36=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.02 in 2024; short-term debt: 15.5% and cash: 0.5% of total assets), and 89.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
80 d early
2024
38 d early
2023
44 d early
2022
27 d early
2021
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€160k▼ 9.2%
2024 · €176k
2021: €101klowest in 5 years
2022: €122k▲ +20.1% vs 2021
2023: €154k▲ +26.3% vs 2022
2024: €176k▲ +14.6% vs 2023highest in 5 years
2025: €160k▼ -9.2% vs 2024
2021 → 2025
Total assets
€1.49M▼ 3.2%
2024 · €1.54M
2021: €1.31Mlowest in 5 years
2022: €1.62M▲ +23.7% vs 2021highest in 5 years
2023: €1.58M▼ -2.4% vs 2022
2024: €1.54M▼ -3.0% vs 2023
2025: €1.49M▼ -3.2% vs 2024
2021 → 2025
Net result
€22k▼ 2.6%
2024 · €22k
2021: €-59klowest in 5 years
2022: €20k▲ +135% vs 2021
2023: €32k▲ +57.1% vs 2022highest in 5 years
2024: €22k▼ -29.8% vs 2023
2025: €22k▼ -2.6% vs 2024
2021 → 2025
Working capital
€-224k▼ 19.0%
2024 · €-188k
2021: €-20khighest in 5 years
2022: €-151k▼ -639% vs 2021
2023: €-183k▼ -21.1% vs 2022
2024: €-188k▼ -2.8% vs 2023
2025: €-224k▼ -19.0% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€122k▲ 20.1%€154k▲ 26.3%€176k▲ 14.6%€160k▼ 9.2%
2021: €101klowest in 5 years
2022: €122k▲ +20.1% vs 2021
2023: €154k▲ +26.3% vs 2022
2024: €176k▲ +14.6% vs 2023highest in 5 years
2025: €160k▼ -9.2% vs 2024
Operating result€-47k-€36k€49k▲ 35.4%€39k▼ 20.9%€37k▼ 3.2%
2021: €-47klowest in 5 years
2022: €36k▲ +177% vs 2021
2023: €49k▲ +35.4% vs 2022highest in 5 years
2024: €39k▼ -20.9% vs 2023
2025: €37k▼ -3.2% vs 2024
Net result€-59k-€20k€32k▲ 57.1%€22k▼ 29.8%€22k▼ 2.6%
2021: €-59klowest in 5 years
2022: €20k▲ +135% vs 2021
2023: €32k▲ +57.1% vs 2022highest in 5 years
2024: €22k▼ -29.8% vs 2023
2025: €22k▼ -2.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets
€1.48M ▼ 3.5%
Current assets
€7k ▲ 111%
Equity and liabilities €1.49M
Equity
€160k ▼ 9.2%
Debt
€1.33M ▼ 2.4%
Debt's share of the balance-sheet total rises from 88.5% to 89.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€91k▼
2024 · €91k
Cash flow
€75k▼
2024 · €75k
Current ratio
0.03▲
2024 · 0.02
Debt to equity
8.29▲
2024 · 7.72
ROE
13.7%▲
2024 · 12.8%
ROA
1.5%▲
2024 · 1.5%
Interest coverage
5.83▲
2024 · 5.65
Debt ≤ 1 year
€231k▲
2024 · €191k
Debt > 1 year
€1.09M▼
2024 · €1.16M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.54M€1.49M▼
Fixed assets21/28€1.53M€1.48M▼
Tangible fixed assets22/27€1.53M€1.48M▼
Land and buildings22€1.53M€1.48M▼
Current assets29/58€3k€7k▲
Cash at bank and in hand54/58€3k€7k▲
Deferred charges and accrued income490/1€59-
Equity and liabilities
Total equity and liabilities10/49€1.54M€1.49M▼
Equity10/15€176k€160k▼
Contributions10/11€160k€160k=
Reserves13€16k-
Distributable reserves133€16k-
Amounts payable17/49€1.36M€1.33M▼
Amounts payable after more than one year17€1.16M€1.09M▼
Financial debts170/4€1.16M€1.09M▼
Amounts payable within one year42/48€191k€231k▲
Current portion of amounts payable after more than one year42€71k€72k▲
Trade debts44-€614
Suppliers440/4-€614
Other amounts payable47/48€120k€158k▲
Accrued charges and deferred income492/3€4k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€53k▲
Other operating charges640/8€6k€8k▲
Gross operating margin9900€97k€99k▲
Operating profit (loss)9901€39k€37k▼
Financial charges65/66B€16k€16k▼
Recurring financial charges65€16k€16k▼
Profit (loss) for the period before taxes9903€22k€22k▼
Profit (loss) for the period9904€22k€22k▼
Profit (loss) for the period to be appropriated9905€22k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€22k▲
Profit (loss) brought forward from the previous period14P€-6k-
Transfer from equity791/2-€16k
Transfer to equity691/2€16k-
To other reserves6921€16k-
Profit to be distributed694/7-€38k
Return on contributions (dividend)694-€38k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €12k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €56k | €52k | €53k | €53k | ▲ 0.7% |
| Other operating charges640/8 | €38k | €870 | €6k | €6k | €8k | ▲ 36.4% |
| Gross operating margin9900 | €-5k | €93k | €107k | €97k | €99k | ▲ 1.3% |
| Operating profit (loss)9901 | €-47k | €36k | €49k | €39k | €37k | ▼ 3.2% |
| Financial income75/76B | €0 | €0 | - | - | - | - |
| Recurring financial income75 | €0 | €0 | - | - | - | - |
| Financial charges65/66B | €12k | €16k | €17k | €16k | €16k | ▼ 3.9% |
| Recurring financial charges65 | €12k | €16k | €17k | €16k | €16k | ▼ 3.9% |
| Profit (loss) for the period before taxes9903 | €-59k | €20k | €32k | €22k | €22k | ▼ 2.6% |
| Profit (loss) for the period9904 | €-59k | €20k | €32k | €22k | €22k | ▼ 2.6% |
| Profit (loss) for the period to be appropriated9905 | €-59k | €20k | €32k | €22k | €22k | ▼ 2.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.31M | €1.62M | €1.58M | €1.54M | €1.49M | ▼ 3.2% |
| Fixed assets21/28 | €1.26M | €1.58M | €1.58M | €1.53M | €1.48M | ▼ 3.5% |
| Tangible fixed assets22/27 | €1.26M | €1.58M | €1.58M | €1.53M | €1.48M | ▼ 3.5% |
| Land and buildings22 | €1.26M | €1.58M | €1.58M | €1.53M | €1.48M | ▼ 3.5% |
| Current assets29/58 | €49k | €42k | €8k | €3k | €7k | ▲ 111% |
| Current investments50/53 | €41k | - | - | - | - | - |
| Cash at bank and in hand54/58 | - | €42k | €8k | €3k | €7k | ▲ 114% |
| Deferred charges and accrued income490/1 | €8k | - | - | €59 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.31M | €1.62M | €1.58M | €1.54M | €1.49M | ▼ 3.2% |
| Equity10/15 | €101k | €122k | €154k | €176k | €160k | ▼ 9.2% |
| Contributions10/11 | €160k | €160k | €160k | €160k | €160k | = |
| Reserves13 | - | - | - | €16k | - | - |
| Distributable reserves133 | - | - | - | €16k | - | - |
| Profit (loss) carried forward14 | €-59k | €-38k | €-6k | - | - | - |
| Amounts payable17/49 | €1.21M | €1.50M | €1.43M | €1.36M | €1.33M | ▼ 2.4% |
| Amounts payable after more than one year17 | €1.14M | €1.31M | €1.24M | €1.16M | €1.09M | ▼ 6.2% |
| Financial debts170/4 | €1.14M | €1.31M | €1.24M | €1.16M | €1.09M | ▼ 6.2% |
| Amounts payable within one year42/48 | €69k | €193k | €191k | €191k | €231k | ▲ 20.6% |
| Current portion of amounts payable after more than one year42 | €69k | €70k | €71k | €71k | €72k | ▲ 1.0% |
| Trade debts44 | €62 | €3k | - | - | €614 | - |
| Suppliers440/4 | €62 | €3k | - | - | €614 | - |
| Other amounts payable47/48 | - | €120k | €120k | €120k | €158k | ▲ 31.8% |
| Accrued charges and deferred income492/3 | - | €2k | €4k | €4k | €4k | ▼ 14.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-59k | €20k | €32k | €22k | €22k | ▼ 2.6% |
| + Depreciation and write-downs630 | €4k | €56k | €52k | €53k | €53k | ▲ 0.7% |
| Operating cash flow (approximation) | €-55k | €76k | €84k | €75k | €75k | ▼ 0.3% |
| Investment in fixed assets (approximation) | - | €-374k | €-47k | €-10k | €0 | ▲ 100% |
| Change in cash | - | - | €-34k | €-4k | €4k | ▲ 187% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €32k ▲57.1%
Operating result €49k, net result €32k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲26.3%
2 profitable years in a row build equity to €154k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2020
Ground area
1,942 m²
Building footprint
297 m²
Volume, LiDAR
750 m³
Parcel 72020C0714/00W000, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
Casa Humani
since 20202.310.030.452
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0714/00W000 | Flanders | 1,942 m² | 1 · 297 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded23-11-2020
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.