Investments
€5,899 9.3 × depreciation
Green is investment, beige is depreciation.
CASA HUMA
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €33,337 (2008)
€13,248▲ €13,730
lowest -€7,542 (2006)
€8,823▲ €9,374
peak €109,667 (2025)
€109,667▲ 8.7%
€3,633▼ 4.0%
Board5 names since 2002
4 directorsWOUTERS Marie Françoise Anne Germaine and 3 others
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from -€483 to €13,248Back to profit: €8,823Company renamed from TRANSFAIR to CASA HUMA 12-09Cash from €658 to €9,138
Key points
from the 2025 annual accountsFilings
30 annual accounts since 1996
Eight of the last ten came late. The 2020 accounts came latest: 60 days after the end of the period.
Position in the sector
96.8%
Higher solvency than 94% of companies in head offices and management consultancy. Sector median 52.4% · 10,857 companies.
Checked score
88
Excellent
Financially stronger than 59% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.5%▲ +0.3 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.4 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Size: total assets €113,300
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 52% on liquidity, 45% on profitability and 56% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as CASA HUMA has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CASA HUMA itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for CASA HUMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 29.74 (27.71 in 2024), above the usual 1.5. Short-term debt is 3.2% and cash 8.1% of total assets. 3.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
30 days late
2023
66 days early
2022
31 days late
2021
9 days early
2020
60 days late
2019
53 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0456585928
Company renamed from TRANSFAIR to CASA HUMA
Reappointments: WOUTERS Marie Françoise Anne Germaine (director) and PEETERS Thierry Louis Roland (director) · Appointment: PEETERS Thierry Louis Roland (managing director) · “Les opérations se rattachant directement ou indirectement aux activités d’un bureau d’étude en matière…” (deed in French) · General meeting of 09-09-2025 · Gazette deed
2 directors appointed, 1 resignation
Resignation: Sami CHAABANE · Appointments: PEETERS Thierry and WOUTERS Marie-Françoise · Director discharge: Sami CHAABANE · General meeting of 06-05-2018 · Gazette deed
First establishment
Alter Malmedyer Weg 42, Eupen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CASA HUMA Olne | €113,300 | €13,248 | 96.8% | - |
| Bureau de Guidance et d'Assistance Multidisciplinaire en Management et en Administration des affaires Jalhay | €101,351 | €12,363 | 87.8% | - |
| EUROPEAN ENGINEER CONSULTANT OFFICE Verlaine | €124,357 | €14,887 | 43.7% | - |
| DEB Péruwelz | €110,190 | €13,132 | 92.0% | - |
| INTICOM Overijse | €122,223 | €13,980 | 99.3% | - |
| MEVESEN EN PARTNERS Zonhoven | €105,099 | €14,413 | 79.7% | - |
| GIVECO Kapellen | €115,820 | €11,414 | 89.1% | - |
These companies have the same main activity as CASA HUMA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €101,000 and €124,000, founded between 1993 and 1998.
Official details
Source: KBO- Status
- Active since 22-11-1995Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Establishment unit
- 2.076.143.9534700 Eupen, since 16-04-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 23-01-2026
Insights on CASA HUMA
CASA HUMA files the abbreviated format. That format states no turnover. The gross margin rose from €10,110 in 2006 to €13,248 in 2025.
In September 2025, the Official Gazette published the appointment of PEETERS Thierry Louis Roland as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CASA HUMA
- What is the company number of CASA HUMA?
- The company number of CASA HUMA is 0456.585.928. The VAT number is the same number with BE in front: BE 0456.585.928.
- Where is CASA HUMA based?
- The registered office is at Maison Bois 1, 4877 Olne.Company details
- What does CASA HUMA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of CASA HUMA?
- CASA HUMA is a public limited company (NV).
- When was CASA HUMA founded?
- CASA HUMA was founded on 22-11-1995.
- Is CASA HUMA still active?
- Yes, CASA HUMA is an active enterprise in the KBO register.
- What is the turnover of CASA HUMA?
- The turnover in financial year 2025 is ≈ €52,000. This figure is estimated from the gross margin of €13,248 and 140 comparable companies (NACE 70200). It probably lies between €23,000 and €130,000. It is a rough estimate.Financials
- Is CASA HUMA profitable?
- In financial year 2025, CASA HUMA made a profit of €8,823.
- Where can I find the annual accounts of CASA HUMA?
- CASA HUMA filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CASA HUMA due?
- CASA HUMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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